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re: How much to spend on engagement ring?

Posted on 6/22/16 at 1:49 pm to
Posted by bayoubengals88
LA
Member since Sep 2007
18883 posts
Posted on 6/22/16 at 1:49 pm to
No more than 3k, EVER. You can exchange it down the road for a $15,000 if she's THAT materialistic.

Honeymoons are where it's at. Not a wedding, not a ring.
A NICE Scandinavian honeymoon...or maybe Banff, or Seattle/Ranier/Crater Lake. Maybe Napa, San Fran, and Yosemite. Why not Prague, Munich, and Vienna? Possibly Iceland. No, New Zealand.
Posted by Sgt_Lincoln_Osiris
Baton Rouge
Member since Dec 2014
1077 posts
Posted on 6/22/16 at 1:51 pm to
quote:

Clarity - You want something that is EYE CLEAN. Some imperfections cause downgrades but are completely invisible to the naked eye.


Clarity is important, but it's ok if you have a barely visible flaw in the diamond. Not a single one of her friends will take a magnifying glass to it. I actually prefer a small flaw in my fiance's stone because I know what to look for when it's being cleaned so that the jeweler can't swap it out on me.
Posted by LNCHBOX
70448
Member since Jun 2009
84060 posts
Posted on 6/22/16 at 1:51 pm to
quote:

I actually prefer a small flaw in my fiance's stone because I know what to look for when it's being cleaned so that the jeweler can't swap it out on me.


How's about getting a better jeweler
Posted by Salmon
On the trails
Member since Feb 2008
83523 posts
Posted on 6/22/16 at 2:10 pm to
quote:

If you know that she would want a bigger ring than you can afford, then I would just hold off a little longer.


I'd recommend holding off forever
Posted by Shepherd88
Member since Dec 2013
4579 posts
Posted on 6/22/16 at 2:24 pm to
No, Santorini. That's where we did ours.
Posted by slinger1317
Northshore
Member since Sep 2005
5805 posts
Posted on 6/22/16 at 2:29 pm to
A few tips:
Go to local shops, not chains/mall stores
Preferably look at loose diamonds. The diamond is what you are buying, the setting is secondary.
Any reputable shop will let you take the stones outside and see them in natural light if you wish. The lighting in most shops makes even CZ's have fire
Get a GIA certified stone, I wouldn't budge on this.
I went for color/clarity over size

Get a prenup. I'm serious
Posted by lynxcat
Member since Jan 2008
24124 posts
Posted on 6/22/16 at 2:31 pm to
quote:

Buy her what you can afford without breaking the bank, if its not enough for her, you should consider leaving her because she clearly wants more than you can afford in life. Thats just honest advice.



Basically this.

I honestly plan on getting the cheapest one possible when it comes time for me to take a knee. My girlfriend knows that I do not believe in fancy/extravagant weddings or rings. We have talked about this quite a bit and are on the exact same page. I could literally do a 20 person wedding with my immediate family and a couple best friends and cap it at that. My girlfriend and I will travel the world on an amazing honeymoon before we ever spend huge amounts on a big wedding or rings.

...so that's my perspective for the 'not breaking the bank' on the ring.
Posted by kcheun28
Member since Apr 2013
23 posts
Posted on 6/22/16 at 2:32 pm to
Try JamesAllen

Definitely the color, cut, clarity, carat plus a factor on your budget.

I chose a smaller carat with ideal cut, near perfect clarify and color for my wife. She got compliments everywhere she been with it. The fire in the diamond is just great. I spent way less compare to shopping locally.
Posted by tlsu15
Capital of Texas
Member since Aug 2011
10010 posts
Posted on 6/22/16 at 2:34 pm to
Find out what style your lady likes and start looking for something that matches her description.

My wife wanted a simple solitaire diamond and we found one right around 1 carat that looks gorgeous. She tried it on and fell in love with it, I asked the price and it was only $1,300! I still think they made a mistake and we got the steal of a lifetime as it looks as good or better than many of the rings my friends bought for 4x or more that price.


Also, we were in a situation where we were just getting started on our own and didn't have a lot to spend. I know the stereotype is that women are materialistic, but they can be more rational about these decisions than they get credit for. I'm guessing you already have an idea of what you can spend. Don't force yourself to try and go way over budget just to try and prove something. Good luck to you
This post was edited on 6/22/16 at 2:50 pm
Posted by lynxcat
Member since Jan 2008
24124 posts
Posted on 6/22/16 at 2:34 pm to
quote:

Honeymoons are where it's at. Not a wedding, not a ring.
A NICE Scandinavian honeymoon...or maybe Banff, or Seattle/Ranier/Crater Lake. Maybe Napa, San Fran, and Yosemite. Why not Prague, Munich, and Vienna? Possibly Iceland. No, New Zealand.


Amen. Didn't see this post until I made my prior post.

If possible, I will take a month off for a honeymoon and spend $20-30k on the trip.

Weddings are a soap box issue for me. I'm going to send electronic wedding invites for example...cheaper and more reliable / better response rates. We can print like 5-10 so that her mom can frame one if she wants.
Posted by tlsu15
Capital of Texas
Member since Aug 2011
10010 posts
Posted on 6/22/16 at 2:40 pm to
quote:

I could literally do a 20 person wedding with my immediate family and a couple best friends and cap it at that.


I know what you are saying, but this can still get expensive quickly. My wife and I had about 35 people at our wedding and still managed to spend quite a chunk of change. She was one of those girls who always dreamed of her wedding being a certain way though so certain things she wouldn't budge on.
Posted by LNCHBOX
70448
Member since Jun 2009
84060 posts
Posted on 6/22/16 at 2:44 pm to
quote:

I could literally do a 20 person wedding with my immediate family and a couple best friends and cap it at that


You gf have no friends or family? Between family and wedding party, we were well over 100. Couldn't have had a small wedding if we wanted to.
Posted by tlsu15
Capital of Texas
Member since Aug 2011
10010 posts
Posted on 6/22/16 at 2:47 pm to
You don't have to invite EVERYONE in the family

I certainly did not to keep it under 40 people.
Posted by LNCHBOX
70448
Member since Jun 2009
84060 posts
Posted on 6/22/16 at 2:49 pm to
quote:

You don't have to invite EVERYONE in the family


Trust me, this was not everyone. Parents grandparents, aunts and uncles, and first cousins that we got along with. My wife has a huge family.
Posted by lynxcat
Member since Jan 2008
24124 posts
Posted on 6/22/16 at 2:52 pm to
quote:

You gf have no friends or family? Between family and wedding party, we were well over 100. Couldn't have had a small wedding if we wanted to.



Gf has a small family. I am pretty indifferent on aunts, uncles, cousins attending. I see them a few times a year. I want my immediate family, grandmother, and a few best friends.

Realistically, I think we can keep it around 60 when the time comes (this feels high to me, but I know I will need a budge a little). I also won't let my mom pull a "WELL, YOU HAVE TO INVITE ________". if it were up to her, then everyone on her tennis team would come to my wedding regardless of whether I have ever met them or not.

I am expecting about 20-25 family members total from both sides and then about 15 friends (each bringing a date/sig other) gets me into the 50 range.
This post was edited on 6/22/16 at 2:56 pm
Posted by Salmon
On the trails
Member since Feb 2008
83523 posts
Posted on 6/22/16 at 2:54 pm to
quote:

I also won't let me mom pull a "WELL YOU HAVE TO INVITE ________".


good luck
Posted by LNCHBOX
70448
Member since Jun 2009
84060 posts
Posted on 6/22/16 at 2:56 pm to
quote:

good luck


No joke huh? My wife and I met people that were guests at our wedding. You think we invited them?
Posted by lynxcat
Member since Jan 2008
24124 posts
Posted on 6/22/16 at 2:56 pm to
quote:

good luck



I have no doubt this will be a point of contention. And, I will remind her that she already got married.
Posted by Jake88
Member since Apr 2005
68039 posts
Posted on 6/22/16 at 3:06 pm to
quote:

Get a prenup. I'm serious

Best advice in this thread.

Posted by hungryone
river parishes
Member since Sep 2010
11987 posts
Posted on 6/22/16 at 3:11 pm to
quote:

Weddings are a soap box issue for me.

Me too. No engagement ring for me, we eloped. Not even a photo, just some awesome memories. Had a lovely long vacation, complete with a wedding dinner in a Michelin-starred restaurant. Look, I cleaned out my deceased MinLaw's house not too long afterward & found boxed, unused wedding gifts (china, crystal, silver, etc) from fifty years before...and it reinforced my ideas about the consumerist wedding being a showy waste.

The wedding industrial complex in the Deep South is out of hand. Do what makes the two of YOU comfortable....not what your parents/friends/family want or expect. Don't be a sheep.
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