re: Do you pay multiple private school tuition?

If you believe in private schools, sacrificing 7200 of roth ira per year when already saving 15k (plus potential company match you're already getting) is worth the investment.
Plus you put 350k for home. In most of America, you can bring that down to 250k and still have a great home, which would knock that mortgage number down another few thousands.

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LOL just stop man my god how much were you contributing to retirement plans lol stop acting like you're impoverished at $150k just stop. I hate people like you, cry me a river, most people live paycheck to paycheck, just stop your whining you have so much going to 401ks and IRAs you're going to be just fine, if your unhappy then im sorry you just dont know whats important in life.

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All of this.

I knew this thread would end up going in all kind of directions considering how silly the OP was with assumptions. For every one CCL and U Club rich person who sends their kid to private school with ease, there are 10 who are working their asses off to make ends meet, but doing what they think is right for their kids.
I firmly believe, a $150K gross house hold income should cover two kids easily and allow for a good home and a few vacations a year. If you can't figure this out, then your priorities might need to be looked at.

My man stop, I don't care about your situation I care that you think $150k is barely getting by lol if you know me or some of the things I've posted you'd know I make significantly north of that and yes it's still not enough for everything I wanna do but I'd never complain like you about it. You're very blessed to make $150k a year, your career earnings will be in the top 1% of the entire global population, look up what percent of planet earth lives on sub $10/day. When you realize what you're saying you'll realize why you look like a moron right now, so from one rich guy to another, yes you're rich

you live in Brentwood. Private school is priced into your real estate. It's just called public school

Edit: to back Serreaneaux least expensive 4 bedroom home over 2600ft2 in Brentwood is 399k and backs up to train tracks and is 40 years old. An acre west of 65 starts around 200k, can go to 500k based on location & topography.

Why my kids go to Grassland. Cost Free99 a year. 19 kids in his class

another kid in daycare or private school wiped that out

I've skimped on that budget above. Two working professionals who have to look nice and two kids clothes (shoes, jackets, etc) and other consumer goods. It would take someone with discipline to do that in Nashville and live in a nice area. Private school and or daycare is 15k per kid in Nashville. Real Estate in Nashville right now is absurd (or at least in the parts you want to live in. I had three in daycare at one point. I will probably spend close to 320k toal on daycare before they all go to Kenrose which essentially is a private school.

How is day care that much when they are also in school for most of the day? Are they not in after school activities?

Yea but if they are in school at that age why would it be that much?

1 school age and 2 in daycare school. You have to pay to live in a good school district (which is one of the best in the state). There is literally nothing in school we are zoned for, for less than $599k.

If you aren't in a house right now in Franklin or Brentwood or you wait 2-3 years until your kids get to be school aged you are just going to be paying more for that house. I bought a 3 BR townhouse in Dec 2015 for 231,500 and a similar one that isn't as updated as the one I bought is selling for $290k. I get close to 2k in rent which is more than my current mortgage payment,

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Im just observing things. Alot of highly educated asians i know have big houses, but not much stuff. they dont go on many flashy vacations or have 4 wheelers or jet skis.

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From my experience(having my roomate and best friend work/manage at Tsunami for 6 years while in college) asians in America are flashy as shite with there money

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Trust me, other people are paying or someone else is paying for vacations, season tickets, or they are not saving a dime for retirement or college if they are only making $150k and sending their kids to private school.

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Trust me, NO ONE BESIDES US are paying for our kids Catholic school tuition. Grandparents haven't paid one penny NOR do I expect them to.

We're down to 1 in high school, 1 as a freshman in college (TOPS, schollys, we help with the rest) and one down to last semester in grad school (he's got an assistantship). Granted our tuition isn't $20K per kid AND we max out all of our retirement vehicles. Husband is self employed and income from year to year can really swing but I take offense to you saying that at $150K that someone else is paying for tuition, vacations, whatever.

We pay it all. And to whomever said that families want to leave money, I told my parents to please enjoy life and only worry about leaving enough for me to be able to provide for their care when the time comes. I honestly don't care if I "get any money" or not.