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re: Credit Card Rewards and Points Discussion

Posted on 12/26/14 at 11:16 am to
Posted by Boh
Baton Rouge
Member since Oct 2009
12357 posts
Posted on 12/26/14 at 11:16 am to
quote:

Some cards waive the fee for the first year and in these cases, you can get the signup bonus and cancel the card before the year runs up and you have to pay the fee


Thanks - I've seen a lot of offers like this where the first fee is waived. Just wondering if I cancel the card before that first no-fee year is complete, if they would try to charge for that next year since I would have gotten the signup bonus.
This post was edited on 12/26/14 at 11:18 am
Posted by notiger1997
Metairie
Member since May 2009
58108 posts
Posted on 12/26/14 at 12:06 pm to
quote:

ust wondering if I cancel the card before that first no-fee year is complete, if they would try to charge for that next year since I would have gotten the signup bonus.


Nope
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35493 posts
Posted on 12/26/14 at 12:08 pm to
quote:

Yes.


Then between the lounge access and the $200 airline credit I think that fee starts to look a lot more reasonable for someone that travels. I'm getting Global Access and getting the $100 credit back for that as well.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 12/26/14 at 1:03 pm to
quote:

Then between the lounge access and the $200 airline credit I think that fee starts to look a lot more reasonable for someone that travels. I'm getting Global Access and getting the $100 credit back for that as well.
Absolutely, if you're travelling in cities that have a Centurion Lounge.

My Admirals Club membership will be ending in March and I've really enjoyed having that since it offers free admission for you and 2 friends or 3 family members. I'm going to start trying out my United Club free day passes. My wife and I have 8 I believe, but I have found that you can get them real cheap on Ebay. ~$10.
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35493 posts
Posted on 12/26/14 at 1:56 pm to
Doesn't have to be Centurian Lounges for Platinum Business.

Access to over 600 lounges and it includes AA, US Airways and Delta Lounges.

Business Platinum Lounge Book
This post was edited on 12/26/14 at 1:57 pm
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
27013 posts
Posted on 12/26/14 at 3:27 pm to
Paying cash for a round trip to New Zealand. Looks like the major airlines servicing that route are United, American, and Air New Zealand. My current plan is to apply for the Arrival+ and use the purchase to almost make the bonus award in one fell swoop as I can't find a decent branded card for any of those airlines. Am I missing any worthwhile cards?
Posted by BACONisMEATcandy
Member since Dec 2007
46643 posts
Posted on 12/26/14 at 7:58 pm to
That's the one thing I wish my reserve card had... Global Entry
Posted by Azazello
Member since Sep 2011
3182 posts
Posted on 12/27/14 at 4:42 am to
Marriott points have been devalued unfortunately. I have the chase marriott card but I don't use it anymore.

Once I use these points, I'll keep the card but I am going to switch hotel allegiance.
Posted by htownjeep
Republic of Texas
Member since Jun 2005
7612 posts
Posted on 12/27/14 at 10:26 pm to
Global entry is done and company would pay for it anyways. Usually fly qatar airways or emirates and always business or first class so lounges are covered when on business. Centurion lounges would only benefit on personal vacations.
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35493 posts
Posted on 12/27/14 at 10:34 pm to
Then I have nothing else.
Posted by htownjeep
Republic of Texas
Member since Jun 2005
7612 posts
Posted on 12/27/14 at 10:39 pm to
Concierge has been my biggest benefit over the last year. Guess it's just something I have to ponder the value of and if to continue. Some new perks sure would make this easier. Anything coming that anyone knows about?
Posted by Teddy Ruxpin
Member since Oct 2006
39561 posts
Posted on 12/28/14 at 1:11 am to
Economy Plus makes a difference if you're ever in that position on an international leg.

Btw United was fantastic today in the customer service department (meals need work). My Saturday Lufthansa flight to Frankfurt was delayed to Sunday (was notified about 5 hours before flight) but United had an earlier flight going there. Got bumped up to Plus so we didn't suffer.

Never even got past Lufthansa on hold.

The Equalizer was pretty brutal movie at times

PS apologize for over use of parentheses
This post was edited on 12/28/14 at 1:13 am
Posted by Azazello
Member since Sep 2011
3182 posts
Posted on 12/28/14 at 8:52 pm to
Best bang for your buck with 100k AMEX points? I don't really use my AMEX anymore (everything except gas/groceries goes on the CSP)

I am thinking about using the 40% transfer bonus to Avios and just moving them all over there.

This post was edited on 12/28/14 at 8:55 pm
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35493 posts
Posted on 12/28/14 at 9:57 pm to
That's what I just did. That's a bunch of domestic flights on AA.
Posted by hiltacular
NYC
Member since Jan 2011
19667 posts
Posted on 12/29/14 at 8:07 am to
quote:

Best bang for your buck with 100k AMEX points?

LINK
Posted by Azazello
Member since Sep 2011
3182 posts
Posted on 12/31/14 at 10:31 pm to
127k Avios points

Posted by Teddy Ruxpin
Member since Oct 2006
39561 posts
Posted on 1/4/15 at 12:16 pm to
Something to keep an eye out for. Got back home last night and had a US Airways mailer offering an additional 15,000 points for spending $750 a month for January, February, and March.

So $2250 for 15,000 doesn't sound like a bad deal at all. This is on top of the 50,000 after $89 and one purchase ($10 for me). So all in all $2349 spend for 65000 points.
This post was edited on 1/4/15 at 12:18 pm
Posted by AUtigerNOLA
New Orleans, LA
Member since Apr 2011
17107 posts
Posted on 1/4/15 at 3:26 pm to
Not sure who to ask but I just got chase sapphire preferred. How do you all like this card? Is it worth $95 annual fee? Is it better than most Cards? What cards do you think is better?
This post was edited on 1/4/15 at 3:29 pm
Posted by Athanatos
Baton Rouge
Member since Sep 2010
8141 posts
Posted on 1/4/15 at 4:47 pm to
Any advice on how to book a trip to Auckland from MSY or IAH using Chase UR or Amex MR?

I am struggling to find flight availability at a decent transfer partner.
Posted by Sho Nuff
Oahu
Member since Feb 2009
11913 posts
Posted on 1/4/15 at 5:21 pm to
quote:

This is on top of the 50,000 after $89 and one purchase

Just got my card and made my first purchase. Paid off the balance already.

Do I need to register for this new offer you got in the mail or do I just need to spend the $750/month for the next 3 months?

TIA
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