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Favorite team:LSU 
Location:Baton Rouge
Biography:
Interests:
Occupation:Watch Football
Number of Posts:11601
Registered on:8/24/2005
Online Status:Not Online

Recent Posts

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re: Credit Card Rewards and Points Discussion - LSUAfro
:lol: it really depends on the sign up offer I suppose. Ill take a 100k plat amex all day not just because of the points but because I'm going to use the lounges this year. ...
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re: Do you shower/bathe in the morning or at night? - LSUAfro
Morning then afternoon showers....
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re: Ready to do a single 401k, need advice.. - LSUAfro
:lol: I didn't read carefully. I actually interpreted it as he was single as in not married....
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re: Best gumbo in New Orleans??? - LSUAfro
Luke does a very good gumbo....
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re: Ready to do a single 401k, need advice.. - LSUAfro
Get married. That should allow you come in under the threshold and it will definitely save you money. But seriously, go talk to your HR dept, get registered for an online 401k account, and direct money to a target fund. Most of these online 401k sites are fairly self explanatory....
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re: Credit Card Rewards and Points Discussion - LSUAfro
:lol: I think yesterday. I have 20 days before I can sign up for another BOA Alaska card, that's why I'm hoping it stays alive for 3 weeks so I can do one last round of apps for the next 6 months....
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re: Credit Card Rewards and Points Discussion - LSUAfro
Actually 60k is live right now. [link=(https://www.citicards.com/cards/credit/application/flow.action?app=UNSOL&ProspectID=F75B3D86886D4C6BAD3EDB7A294A53F6&sc=4MMZ5JZ5&m=73AU111111W&B=C&ID=3131&uc=E46&t=t&naInd=M&intc=7~1~64~1~150715~1~26~JulyOfferBannerTest~000017001)]LINK[/link]...
Posted on Money Talk
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re: Credit Card Rewards and Points Discussion - LSUAfro
[quote]My logic dictates if one of those is going away first, its the Premier bonus. I think when you have a card for $450 up front you are going to have to keep that bonus up there, so I'm putting it off for at least 10 months if I can swing it to bridge it with an expiring Premier to keep the poin...
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re: Credit Card Rewards and Points Discussion - LSUAfro
[quote]I just opened a amex open gold business last week for the 75K bonus points. Is there anyway to get this to southwest points? Transfer to a hotel and then to southwest?[/quote] Nothing that I would recommend. My advice would be to wait until January and apply for two of the 4 Chase SW cards a...
Posted on Money Talk
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re: Credit Card Rewards and Points Discussion - LSUAfro
Nice. Not sure why I never clicked on that FT link before. I guess I had enough going on to ignore it. Just ordered one for myself. I'll do a test run and then get my wife one. [quote]Rules are basically you can load, wait a week, load. $1k every 30 days per teen card. Cash out $200 every week. So ...
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re: Credit Card Rewards and Points Discussion - LSUAfro
Have you gotten a card yet? Are you using the NW Buxx?...
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re: Credit Card Rewards and Points Discussion - LSUAfro
[quote]What do you mean by this?[/quote] To earn the SW companion pass you have to earn 110k points in a year. That can be through any combination of credit card bonuses, credit card spend, or flying SW flights. Once that 110k points run out, which for me was 6 months in to the first year, you can ...
Posted on Money Talk
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re: Credit Card Rewards and Points Discussion - LSUAfro
[quote]No bonus on the DC. Lame I know. [/quote] That is lame :lol:. But you can keep it forever, so that's not a bad get in the long run. [quote]This is the action I need to get. I only got one buddy who is receptive. Once he saw me book biz to Thailand he was on board[/quote] I'm actually sellin...
Posted on Money Talk
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re: Credit Card Rewards and Points Discussion - LSUAfro
And that Citi Premier 60k is my next with another BOA Alaksa card if that offer is still available in 3 weeks. Might even tack on the 30k SPG Amex Biz card. Then I'll have to twiddle my thumbs for 6 months. I did talk 3 people in to the SPG amex for an extra 15k points this month so I decided t...
Posted on Money Talk
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re: Credit Card Rewards and Points Discussion - LSUAfro
[quote] I see the card as > Arrival. I'm going to use it for some manufacturing and treat it as of its an arrival for rewards purposes.[/quote] I gotcha. I've considered that as well. What was signup bonus?[quote]Bought $1k in GC to give me some juice 11 days ago and still haven't processed.[/quote...
Posted on Money Talk
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re: Credit Card Rewards and Points Discussion - LSUAfro
[quote]Just got Citi Double Cash. Maybe not as exciting as 100k Amex Plat,[/quote] It's not. did you say double cash? You're losing your touch :lol:. Cash back? Who are you? Disappointing tidbit I just realized searching BA website looking for awards to south Asia is you can't fly across Atlanti...
Posted on Money Talk
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re: Would you choose $5 MILL in one check today, or $7.5 MILL paid over 5 years? - LSUAfro
[quote]That is probably because you are using 6 year annuities[/quote] Yeah I realized that after I plugged those in :lol: [quote]Regardless, you do notice that those figures are converging from 10 to 20% right? Which is the point that I made. The higher interest rate surely has an effect here, as...
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re: Would you choose $5 MILL in one check today, or $7.5 MILL paid over 5 years? - LSUAfro
[quote]All of your examples only include a simple compounding interest rate and not dividends, capital gains, etc. they aren't based on real world scenarios[/quote] I don't...no. Nevermind....
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re: Would you choose $5 MILL in one check today, or $7.5 MILL paid over 5 years? - LSUAfro
[quote]You are without a doubt incorrect here, assuming that both scenarios use the same rate[/quote] Considering 40% tax rate and I'm not factoring in NPV because it still isn't going to work in your favor, but feel free to do so. [b]Lump sum at 10%[/b] [IMG]http://i58.tinypic.com/2wem97k.j...
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re: Would you choose $5 MILL in one check today, or $7.5 MILL paid over 5 years? - LSUAfro
[quote]You know of something that will earn 10% annually the next five years??? If so, you should start a hedge fund immediately.[/quote] Me and you both, but if you've read my responses in this thread, I've made it clear that I don't find 8.5% to be a reasonable expected rate of return in the marke...
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