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re: Credit Card Rewards and Points Discussion
Posted on 7/27/17 at 7:46 am to VABuckeye
Posted on 7/27/17 at 7:46 am to VABuckeye
quote:
$10 per day with unlimited use and you only pay on days that you use it.
If you are going to Japan, the safer bet is to go with the pocket wifi. It is both cheaper + likely to have the correct cell tower bands for Japan
Posted on 7/27/17 at 10:32 am to GenesChin
quote:
You end up splurging for the club room?
I did. Some rando on the internet talked me into it
Posted on 7/27/17 at 10:43 am to VABuckeye
quote:
AT&T now has a daily international plan. $10 per day with unlimited use and you only pay on days that you use it. You don't have to purchase the monthly Passport Plan anymore without the severely restricted use.
Verizon has the same, but I passed on it and just bought a local sim card when I went to Spain. So glad I did because it saved me $175.
$10/day for 3 weeks would've ran me $210. I paid $20 for a pre-loaded sim card, then another $15 to reload it later on.
The only downfall is it changes your number. That didn't matter to me though because I mainly wanted internet and I communicated with WhatsApp.
Posted on 7/27/17 at 11:56 am to rintintin
Did you use it every day? On a day in a city I probably wouldn't feel the need to have service on my phone when walking around. I could use the hotel wifi and check in for free with work and family. I'd really only use it if necessary.
Posted on 7/27/17 at 12:11 pm to Joshjrn
quote:
I did. Some rando on the internet talked me into it
You'll be glad you did. I had to stay in the standard room when clubs had booked up once. Doesn't even feel like the same hotel. Specifically, the bathroom is top notch.
Other fun notes, there is a 7-11 underneath the hotel that I want to say is open 24-7 or at least very late.
The lounge has a great simple breakfast spread. That said, if you want to spend money the lobby restaurant's buffet is incredible
This post was edited on 7/27/17 at 12:14 pm
Posted on 7/27/17 at 1:51 pm to VABuckeye
Not sure why yall dont just buy a local sim when you land? It is dirt cheap abroad. I paid $15 for 10 gigs of LTE, unlimited talk and text for over 2 weeks in Indonesia recently. And its not just asia. Its 5 euro for 3 gigs in europe.
Posted on 7/27/17 at 2:36 pm to VABuckeye
quote:
Did you use it every day? On a day in a city I probably wouldn't feel the need to have service on my phone when walking around. I could use the hotel wifi and check in for free with work and family. I'd really only use it if necessary.
Absolutely. I would've been lost without Google maps. I was also streaming Spotify in my rental car, talking on WhatsApp daily, using Google translate, looking for things to do, booking rooms, etc.
I really needed the data.
Posted on 7/27/17 at 3:43 pm to AmeriKop45
quote:
Not sure why yall dont just buy a local sim when you land?
Sim cards for Tokyo are slightly more expensive and comes with some downsides compared to pocket wifi
Pocketwifi is a mobile hotspot that typically has faster LTE, runs slightly cheaper and you can connect multiple devices to it.
Most providers now offer wifi calling, so you can retain your US phone # as well
This post was edited on 7/27/17 at 3:44 pm
Posted on 7/27/17 at 6:17 pm to VABuckeye
I'll also note I was by myself so I was much more dependent on my phone.
Posted on 7/27/17 at 8:32 pm to rintintin
One of the things I like about TMO the most, I travel internationally fairly often and data and texting are free and I can call back to the US for $.20/min. I never seem to need to make local calls in whatever country so it's never been an issue.
Posted on 7/28/17 at 12:41 pm to Teddy Ruxpin
Can anyone answer this, I think I know the answer but want to check.
If you have ABC, LLC and someone has a business card attached to ABC, LLC (say the Chase Ink Business), could another person open same account and still get the sign up bonus? Or is the sign up bonus tagged to particular business?
I think its the former, but want to check.
If you have ABC, LLC and someone has a business card attached to ABC, LLC (say the Chase Ink Business), could another person open same account and still get the sign up bonus? Or is the sign up bonus tagged to particular business?
I think its the former, but want to check.
Posted on 7/28/17 at 1:02 pm to BlackenedOut
Probably depends on how they apply. If they used the EIN, which I assume they did, then another application using that EIN isn't getting the bonus.
But say some one uses "ABC", states they are a sole proprietorship, and uses their SSN, then they probably would.
But say some one uses "ABC", states they are a sole proprietorship, and uses their SSN, then they probably would.
Posted on 7/28/17 at 1:04 pm to Teddy Ruxpin
I'll add that lying on the application is never a good idea. Great way to get blacklisted.
Posted on 7/28/17 at 1:54 pm to Teddy Ruxpin
Yes the EIN is what was used for original application. So you think the bonus is tied to a particular EIN and not the individual getting the card?
Posted on 7/28/17 at 2:03 pm to BlackenedOut
quote:
So you think the bonus is tied to a particular EIN and not the individual getting the card?
I would assume so because business cards will have its own credit report separate from the individual.
But as VABuckeye noted, I would think you are taking a risk that they figure out the ruse if too much info matches up and they put two and two together.
Posted on 7/28/17 at 2:16 pm to Teddy Ruxpin
Nothing nefarious going on. Just two people who own an LLC and seeing if one can get a card the other has gotten for business purposes.
Posted on 7/28/17 at 3:23 pm to BlackenedOut
Forgot to mention.
Which Chase Ink card do they have?
Bold and Plus were separate products so if they applied for Ink Preferred now they could earn the bonus.
Which Chase Ink card do they have?
Bold and Plus were separate products so if they applied for Ink Preferred now they could earn the bonus.
Posted on 7/28/17 at 10:03 pm to htownjeep
Never thought about it before but credit card cash back is not taxable. I farm for a living and the company I buy my inputs from do not offer a cash discount but also do not charge extra for credit card purchases. I got the Citi double cash card and it pays 2% back on all purchases with no limits on cash back. I can charge a couple hundred thousand on it throughout the year and then get a check from them at the end of the year that does not count as income. This is a great deal if you are self employed.
Posted on 7/29/17 at 6:08 am to highcotton2
Or use a card that produces UR points or miles and potentially get more than a .02 return if you're a traveler.
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