re: Credit Card Rewards and Points Discussion

Sweet thanks for the info. That was the only drawback I was seeing for this card.

Yep. Can't last with its benefits. Won't be profitable.

On a side note, anybody used the golf benefits?

quote:

---

Anybody had luck getting a barclay aa fee waived? Mine just posted.

---

The Red Aviator card? My wife and I both got it waived and 5,000 miles each for spending $1,000 within 90 days. I got it first call, she had to HUCA.

This MR->EY offer has me itching. But the scores of nightmare stories booking with EY is so off putting. Who wants to be a test dummy? EY miles also expire 2 years from issue date. Regardless of whether or not there is activity in the account.

Alright, you guys are killing me with these different cards and rewards. I'm looking for a card to give the most bang, like everyone. Just looking for a good everyday card to build points on.

I don't travel much, I fly roughly once a year, using Air BnB the past few times with success. I have two cash back cards, discover and amex blue. I like both, I have great credit.

I think Amex Plat is out of my league, I'd hardly take advantage of the perks. Gold premier seems nice for everyday purchases and $100 credit for incidentals, but doubt I'd use the whole credit every year. Looking at Citi Premier looks good and comparable to an everyday card, like the Amex gold premier but less expensive. I really like the citi prestige, expensive, but, the $250 credit is nearly a free trip on an airline which I'd use every year, the golf option I would use. I'd use the Concierge service. It seems after everything I'd only be paying ~75 a year using the benefits, not including the tsa precheck. Not sure I'd use the free hotel night after 4 days though. I don't travel for work. Does Citi have any retention offers?

Chase Sapphire Preferred

quote:

---

Alright, you guys are killing me with these different cards and rewards. I'm looking for a card to give the most bang, like everyone. Just looking for a good everyday card to build points on.

---

I don't think CSP is a match here. I think you are better off with your Blue Cash. Maybe go for the Blue Cash Preferred and EveryDay preferred. You're covered for Gas, Groceries and Dining.

Citi Prestige is at least $500 in Airline credits ($250 each calender year), $100 Global Entry (which includes TSA pre) and golf benefits for the first year. Plus 50k welcome bonus. All for $450. So its a no brainer even if you don't travel much. After that, if you think 3 rounds of golf can give you $200 worth of benefit, its a keeper. Otherwise just cancel. They do have some nice and expensive courses on their list.
I got 15K points for paying the fee for the 2nd year (called in).

quote:

---

Wanna shoot me a link for that card/ what kind of bonus does it offer? And I assume that I have to pay for the fuel surcharge in addition to using the miles for the ticket?

---

You need MRs for that. So right off the bat go for the MB Plat like TODAY: LINK

75K out of the 104K you need right there. And yes. You will need to pay the fuel on top of the miles. You can cover part of it with something like the Barclay Arrival+ though. Or the Citi Prestige.

My strategy would be: AmEx MB plat 75K ($475 AF), AmEx Everyday 25K ($0 AF). Barclay Arrival+ if you want. Remember for AmEx MB Plat you can get upto $400 in Airline Vouchers (SW, AS, UA seem to work best), $100 GE credit. So you've made all of your money back there and more. And then you have the points, lounge access, spg gold, hilton gold etc.

What is the best way to ensure I am eligible for a card sign-up bonus again? I know I cancelled a Southwest Visa from Chase in late 2013, but I want to make sure it's clear before applying.

You get 250 in credits annually. So you use the first 250 and then on the following January 1st you will get another 250.

You sign up in May 2016 and get 250 in credits for this year. On January 1st 2017 you will get another 250 in credits.

quote:

---

The linked card is focused to Mercedes, not sure if that is an issue or not.

---

No issue.

quote:

---

to get the $2500 flight for basically free.

---

$2500? Business? Idk where you are getting that number from. This flight is at least worth $4.5K.

quote:

---

I would also get $400 in airline vouchers that I could use to offset the fuel charge

---

You will get $400 in vouchers but since it doesnt work for ANA, you will have to pay that out of pocket. But you will have $400 to use to buy vouchers on Alaska or Southwest. You can also use it to buy Amazon gcs on United MPX app if you want to because that codes as airline incidentals.

quote:

---

$100 GE credit that I don't see on the link that I assume I can use to buy a GE appliance from home depot?

---

Not that "GE." I meant Global Entry credit. Which costs $100. But you will get that money back if you pay with this card. Accelerated customs experience. Trust me, it is awesome.

quote:

---

In order to get these points though I would need to spend $4,000 between the two AmEx cards in 3 months which would be a little bit of a struggle.

---

You would get the AmEx MB plat and EveryDay preferred. But you have time. You don't need to get them both at the same time. You can do one then the other. But it would be better if you could get them on the same day because it will only count as 1 hard pull on your credit report.

quote:

---

I am going to Antigua this New Years, but I was planning on using my UR points on that one. I can round trip it for 25,000 points.

---

Nice.

quote:

---

I'm an idiot. Thanks. What if I don't use it, I guess it wouldn't roll over

---

Just buy GCs from your favorite airline if you don't use them. You really don't spend $250 a year on airfare?