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re: Credit Card Rewards and Points Discussion

Posted on 4/28/16 at 4:04 pm to
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 4/28/16 at 4:04 pm to
How long do you have to do this? Damn that's a lot of spend
Posted by LSUtoOmaha
Nashville
Member since Apr 2004
26579 posts
Posted on 4/28/16 at 4:11 pm to
Chicago to Bejing DIRECT flight for $495 right now (plenty of availability for October). I have a specific reason to go there, but that is literally half price of what it normally is.
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35558 posts
Posted on 4/28/16 at 4:23 pm to
quote:

How long do you have to do this?


Yeah. I'd want a little time on that one.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 4/28/16 at 4:47 pm to
Man that's a long flight in coach

No more vacation days for this guy. Actually had to buy a few days. Damn this points game.

Specific reason in Beijing? I need a job that gets me paid flights trans Atlantic 2-3 times per year in J.

Posted by LSUtoOmaha
Nashville
Member since Apr 2004
26579 posts
Posted on 4/28/16 at 4:49 pm to
Yep, friend living abroad over there right now. I thought with that price it may be a good time to visit.

Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 4/28/16 at 4:51 pm to
Definitely.
English teacher?
Posted by LSUtoOmaha
Nashville
Member since Apr 2004
26579 posts
Posted on 4/28/16 at 5:05 pm to
Of course
Posted by cmlsu
Baton Rouge, LA
Member since Aug 2011
659 posts
Posted on 4/29/16 at 8:42 am to
quote:

How long do you have to do this? Damn that's a lot of spend


Think it was 6 months...don't have the mail in front of me.
Posted by HollierThanThou
Member since Jan 2012
6209 posts
Posted on 4/29/16 at 11:36 am to
So i was gonna go on break for a while but this 75k Mercedes Platinum offer has me thinking i have room for one more.

Anyone going for one?
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 4/29/16 at 1:43 pm to
I would but on a break. Go for it if you have the appetite
This post was edited on 4/29/16 at 1:44 pm
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 4/29/16 at 2:37 pm to
quote:

So i was gonna go on break for a while but this 75k Mercedes Platinum offer has me thinking i have room for one more.

Anyone going for one?

I'm strongly considering it. I think the offer is good until June. I might get it in late May. It pays for itself with the flight reimbursements in the first year.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 4/29/16 at 2:46 pm to
quote:

LSUAfro


Curious - how many AmEx do you have? I have 5 (4 credit, 1 charge). Wondering what is the norm here. I don't want to piss amex off too much.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 4/29/16 at 2:49 pm to
Old blue 3 years
SPG Biz 1 month
Gold Biz 1.5 years.

I think 5 is a good stopping point for me, but have read where some have more.
This post was edited on 4/29/16 at 2:50 pm
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 4/29/16 at 2:51 pm to
You cancel 11 months in?
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 4/29/16 at 2:54 pm to
I've only cancelled 1 Amex SPG personal and I held it for 2 years. With all cards I wait till the fee hits and try to get some sort of retention offer.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 4/29/16 at 3:18 pm to
Oh I see. So you've never had the Plat, PRG or Hilton offers? (I got the 100k, 50k and 100k on each of those respectively)
Posted by txtiger79
Member since Oct 2007
1014 posts
Posted on 4/29/16 at 5:06 pm to
What's the Mercedes plat offer? I just got a target invite for reg plat for 100k points after $3k spend which is timely because it's almost time to cancel my Ameriprise Amex plat. Have also gotten a couple biz Amex targets (gold and plat). This might be the summer of MR accrual for this guy.

Also, is the everyday card still the best free way to keep MR points active?
This post was edited on 4/29/16 at 5:13 pm
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 4/29/16 at 8:01 pm to
quote:

Oh I see. So you've never had the Plat, PRG or Hilton offers? (I got the 100k, 50k and 100k on each of those respectively)


Nope. I got my wife the delta 50k card, spg personal 30k, but she currently has none.

I'm having a real hard time holding her out of the CC game, but for the companion pass and two southwest cards at 110k points being worth 220k points for sitting on the sidelines for another 7 months seems worth it I suppose. And I'll blow out her credit in 2017 after I get her the chase cards.
Posted by keeper007
Austin
Member since Feb 2008
1511 posts
Posted on 4/29/16 at 10:49 pm to
Currently using citi double cash and Amex blue. Looking for a travel card. Typically fly United or SW 4-5 times a year. Thoughts?
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 4/29/16 at 11:11 pm to
Very straightforward:

Do you have a travel companion? Are you interested in earning the companion pass?

Right now is a good time to go for this because all 3 SW cards have 50K offers on them. You can go for the 2 personal cards, and meet the minimum spending requirements on those and you will have 104,000 points. You will need 6,000 to go to earn the companion pass @ 110K (basically buy one, get one on SW anytime you fly on $$ or points) through December 2017. Plenty of easy ways to get the 6K points. Links for the cards:

SW Plus - $69 Annual Fee

SW Premier - $99 Annual Fee

This is about a ~$3,600 value out of 2 sign ups. Best deal out there.


If you are not interested in the Companion Pass, then go for the Chase Sapphire Preferred. 59K points (which can be transferred to SW) after you add an authorized user and meet min spend.

Chase Sapphire Preferred - $95 Annual Fee waived for the first year. 2x points on Dining and Travel

You can cancel all these cards after your points post and you get to keep the points. However, I recommend you to keep the cards open for at least 11 months to test them out.
This post was edited on 4/29/16 at 11:22 pm
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