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re: Credit Card Rewards and Points Discussion

Posted on 5/6/15 at 2:38 pm to
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 5/6/15 at 2:38 pm to

Sounds like it works for you.
Consider the Chase Sapphire Preferred if you're eating/ubering/taxing and traveling periodically. Sign up alone for 1 year would trump the others.
Posted by lynxcat
Member since Jan 2008
24124 posts
Posted on 5/6/15 at 2:42 pm to
Is there a good signup special (link?) for the Chase card that I should know about? Thanks!
Posted by lynxcat
Member since Jan 2008
24124 posts
Posted on 5/6/15 at 2:48 pm to
I'm seeing 40k bonus as the signup bonus.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 5/6/15 at 2:56 pm to
That is correct. Although you can add an authorized user for an extra 5k points. It doesn't have any impact on the authorized users credit score, so you can use your wife/mom/dad/brother etc and just have it sent to your house and put it in drawer.

Basically when you achieve the $4k spend and add a user you will have ~50k points.
Posted by Teddy Ruxpin
Member since Oct 2006
39553 posts
Posted on 5/6/15 at 2:58 pm to
quote:

You have an Office Depot/Max near you? Visa gift card promo works like a charm. I'll probably try to hit it up 4-5 times during the promo if I can. Hopefully net about 15k free UR points.



Sort of. One is near where I do some business stuff, but they (Max) stopped carrying $200 GCs a long time ago.

The ODs are kind of a cluster to get to as well. I do need to start paying attention to the promos again.

Is one running now? Didn't see anything in the weekly ad.

quote:

About to start looking to book my first Delta points trip on Korean Air. ICN-ATL 70k Sky Peso's + $47 biz class(14 hr flight).



Well, that looks pleasant. I need to research my aircraft amenities. I know I got lie flat but I bet I don't have a neat bar. Ya, looks like I don't. There go my cool gloat shots for Facebook.
This post was edited on 5/6/15 at 3:03 pm
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 5/6/15 at 3:12 pm to
LINK
quote:

The ODs are kind of a cluster to get to as well. I do need to start paying attention to the promos again.

I have one right around the corner from my office, so it's easy to do a few times. It lasts through 5/16.

I'd just do 2 separate transactions per trip.

I bought 2 $200 Visa GCs and a $50 Amazon card for $443.

quote:

I bet I don't have a neat bar

Might as well sit in the back of the bus next time with the peanut and pretzel eating crowd.
Posted by Teddy Ruxpin
Member since Oct 2006
39553 posts
Posted on 5/6/15 at 3:17 pm to
I got Ink and Bold so that should be easy. Wish I had know an hour ago, I was just out and about doing stuff. Work takes me near OD tomorrow. I'll destroy it then.

quote:

Might as well sit in the back of the bus next time with the peanut and pretzel eating crowd.



Second class citizen. I'm going to start a riot.
This post was edited on 5/6/15 at 3:20 pm
Posted by I Love Bama
Alabama
Member since Nov 2007
37694 posts
Posted on 5/6/15 at 3:18 pm to
Where are you pulling those pictures from? I've flown a few times from ATL to ICN and it looks nothing like that.

No bar but far better seating....

This post was edited on 5/6/15 at 3:20 pm
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 5/6/15 at 3:23 pm to
LINK
Random Google searches.
I assumed the ICN-ATL routing had the same A380 as the LAX route.
quote:

No bar but far better seating....

That is far better.

quote:

I've flown a few times from ATL to ICN and it looks nothing like that.

First/Biz?
How is it?
Are you actually visiting Korea?
Posted by I Love Bama
Alabama
Member since Nov 2007
37694 posts
Posted on 5/6/15 at 3:28 pm to
Going to various places but I usually change plans at NRT.

I usually fly in the business class cabin. Those Korean air pictures you just posted look badass though. I need to see if those are available to me.

I fly Delta for work and have family members that work for Delta so I'm pretty much set when it comes to Delta flights.

I'm working on building my American and United bank up.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 5/6/15 at 3:33 pm to
quote:

I usually fly in the business class cabin. Those Korean air pictures you just posted look badass though. I need to see if those are available to me.

I fly Delta for work and have family members that work for Delta so I'm pretty much set when it comes to Delta flights.

Gotcha. Yeah, I'm actually stopping in Seoul the last 2 days strictly to use my Delta points as I saw it as one of the best values out there for Delta points and a reason to get a stop in Seoul. Plus, I thought the in flight bar was a nice perk on a 13 hour flight.

Posted by I Love Bama
Alabama
Member since Nov 2007
37694 posts
Posted on 5/6/15 at 3:40 pm to
I've come to love the long flights. I'm so busy in my day to day life it's pretty nice to just nap, read, drink, etc.

Now if I was in coach I'm sure I would be singing a different tune.

Have fun on your trip and be sure to post pictures if you get cool seats and an inflight bar.
Posted by jimithing11
Dillon, Texas
Member since Mar 2011
22471 posts
Posted on 5/6/15 at 4:08 pm to
quote:

It doesn't have any impact on the authorized users credit score


What about the user?

I thought it can lower a score? I ask this because my fiancee has no literally no credit history and can't get a CC but I'm skeptical of adding her as an athuorized user because I don't want it to mess up my credit
Posted by Teddy Ruxpin
Member since Oct 2006
39553 posts
Posted on 5/6/15 at 4:11 pm to
quote:

What about the user?

I thought it can lower a score? I ask this because my fiancee has no literally no credit history and can't get a CC but I'm skeptical of adding her as an athuorized user because I don't want it to mess up my credit


You'll be fine.

Unless she spends $30,000 and you can't pay the bill.

What you should do is try to get her a secured card or some other low level card. Holding one of those for a year tops should probably put her in line to get a Chase Freedom or other simple cash back card. From there, she'll be fine.
This post was edited on 5/6/15 at 4:13 pm
Posted by jimithing11
Dillon, Texas
Member since Mar 2011
22471 posts
Posted on 5/6/15 at 4:14 pm to
quote:

What you should do is try to get her a secured card or some other low level card. Holding one of those for a year tops should probably put her line to get a Chase Freedom. From there, she'll be fine.



Yeah I think we have discussed this before in this exact thread like last year

I brought it up and she wans't receptive of doing a secured card for whatever reason.

Would an authorized user even help her score that much? I don't know exactly what it is but it's pretty terrible.

It's annoying because every time I apply for a new CC I think of how we could be reaping double the benefits with rewards
This post was edited on 5/6/15 at 4:23 pm
Posted by Teddy Ruxpin
Member since Oct 2006
39553 posts
Posted on 5/6/15 at 4:16 pm to
quote:

I brought it up and she wans't receptive of doing a secured card for whatever reason.



Jesus christ this would frustrate me to no end. My wife has some random objections here and there that make no logical sense to me, but at least I get away with 90% of what I want to do

I think you may need to discuss why her lack of credit not only harms your future together, but God forbid any thing happens to you, she would be kind of fricked.
Posted by jimithing11
Dillon, Texas
Member since Mar 2011
22471 posts
Posted on 5/6/15 at 4:24 pm to
quote:

I think you may need to discuss why her lack of credit not only harms your future together, but God forbid any thing happens to you, she would be kind of fricked.



For real. Without me, her loan rates would be astronimcal. I don't even know if a bank would lend to her actually
Posted by BACONisMEATcandy
Member since Dec 2007
46643 posts
Posted on 5/6/15 at 7:25 pm to
I love flying, I truly find it very relaxing
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35480 posts
Posted on 5/6/15 at 8:22 pm to
Mount Rainier last Friday. Sorry if the image is big. Uploaded from iPad.

This post was edited on 5/6/15 at 8:29 pm
Posted by Teddy Ruxpin
Member since Oct 2006
39553 posts
Posted on 5/6/15 at 8:35 pm to
That's really cool.

I got a GoPro this past weekend for my bday. Hoping I get some good stuff with that
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