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What is your average savings to income percentage each month?
Posted on 7/5/15 at 12:27 pm
Posted on 7/5/15 at 12:27 pm
What is the percentage of your average monthly savings to your total net household income? Include average monthly 401k contributions, transfers to savings and all income after paying monthly expenses.
This post was edited on 7/5/15 at 12:42 pm
17
Posted on 7/5/15 at 12:37 pm to PrettyLights
Why am I counting disposable income? If I spend it, it doesn't seem like savings anymore 
ETA: Between automatic investments and automatic savings transfers, I save about 20% of my after tax take home every month. If you took out my mandatories (rent, utilities, car insurance, etc) it would obviously be much, much higher. Random money left over at the end of the month obviously varies by month.
ETA: Between automatic investments and automatic savings transfers, I save about 20% of my after tax take home every month. If you took out my mandatories (rent, utilities, car insurance, etc) it would obviously be much, much higher. Random money left over at the end of the month obviously varies by month.
This post was edited on 7/5/15 at 12:42 pm
Posted on 7/5/15 at 12:57 pm to PrettyLights
~22% of gross.
This post was edited on 7/5/15 at 12:58 pm
Posted on 7/5/15 at 1:01 pm to PrettyLights
My projections on a strict budget after I move into my house with two paying roommates is 23.5% of net income. Granted, 8% of my gross goes straight to retirement (I don't include that).
ETA: What's yours???
ETA: What's yours???
This post was edited on 7/5/15 at 1:03 pm
Posted on 7/5/15 at 1:35 pm to PrettyLights
10% in 401k
10% in savings
when I get my annual bonus(20% of salary) that goes directly to savings too
10% in savings
when I get my annual bonus(20% of salary) that goes directly to savings too
Posted on 7/5/15 at 1:45 pm to PrettyLights
Rough estimate is 30% of pre-tax income. That includes 401k, IRA, and general savings
Posted on 7/5/15 at 5:19 pm to PrettyLights
30% to short term (<5 yr) savings
16% to retirement
20% to student loans
16% to retirement
20% to student loans
Posted on 7/5/15 at 8:29 pm to PrettyLights
So far it looks like 30% of gross is a good number to continue to shoot for.
This post was edited on 7/5/15 at 8:30 pm
Posted on 7/5/15 at 8:39 pm to PrettyLights
20% of gross, 30% of net
Posted on 7/5/15 at 10:39 pm to PrettyLights
About 18%
Posted on 7/6/15 at 7:47 am to PrettyLights
38% of gross income.
Posted on 7/6/15 at 9:01 am to PrettyLights
I can't speak for the Mrs but I put back 15-25% of net each month (2/3 into personal savings, 1/3 into joint savings).
This post was edited on 7/6/15 at 9:03 am
Posted on 7/6/15 at 3:00 pm to PrettyLights
15% of gross
Posted on 7/6/15 at 3:14 pm to PrettyLights
23% of gross goes to 401k and Roth IRA.
Posted on 7/6/15 at 3:28 pm to PrettyLights
I max out all of the tax advantaged vehicles (401K, Roth, HSA), so at least 33%.
Posted on 7/6/15 at 7:40 pm to PrettyLights
averaging about 35% but I have no recurring debt payments
Posted on 7/6/15 at 8:24 pm to PrettyLights
I shoot for 20% of my net income. Hope to get this to 40% by the time I'm 50.
Posted on 7/6/15 at 9:17 pm to PrettyLights
20% and leftover after a certain amount
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