User Profile: Volvagia | TigerDroppings.com
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Favorite team:LSU 
Location:Baton Rouge
Biography:
Interests:
Occupation:Student
Number of Posts:41618
Registered on:3/12/2006
Online Status:Not Online

Recent Posts

Message
re: What to do with $9,000? - Volvagia
Of course it does. Debt is de debil and you should never ever have it!!!!!!!1!...
Posted on Money Talk
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re: Tesla expands into Home Battery Biz - Volvagia
You might have to help me out here. I'm not a fanboy but I guess I'm just not seeing what you are. You are claiming that this is just a gimmick product that is just slapping Tesla's name on an overpriced product. Why is this conventional lead acid system more expensive with fewer KWH and g...
Posted on Political Talk
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re: Tesla expands into Home Battery Biz - Volvagia
I'm more thinking about cycle longevity, which is one of the most critical attributes after sheer capacity when talking about off grid applications of solar/wind. Not that they are immune to manufacture defects and failure or something similar. ...
Posted on Political Talk
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re: Tesla expands into Home Battery Biz - Volvagia
I'm not talking about up front costs. Tesla's battery expertise is in really getting longevity out of Li-IONs, with a lot of support systems in their battery packs to keep them out of degrading conditions. You can get a deep cycle array for a lot cheaper, but I bet you that Tesla's battery p...
Posted on Political Talk
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re: baby Brenton Mills died yesterday. - Volvagia
Then it makes even less sense. People die. Every day, all day. Anyone who allows themselves to feel the pain of strangers that you are only aware of because of the news will rapidly become scarred and jaded to the point that they don't really care at all anymore. You can take the same exa...
Posted on O-T Lounge
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re: Tesla expands into Home Battery Biz - Volvagia
It isn't. It's a lot cheaper than equivalent performance from other alternatives however, which is why it's noteworthy. My only question with off grid applications is how well does it handle high load spikes when compressors kick in. In terms of emergency situations, pairing it with a gen...
Posted on Political Talk
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re: Tesla expands into Home Battery Biz - Volvagia
My take that it was yet another case of journalism have not the slightest understanding of anything technical and just carrying over 10kwh to 10 hours. ...
Posted on Political Talk
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re: baby Brenton Mills died yesterday. - Volvagia
If he wasn't involved at that point, it's highly likely the mother didn't want anything to do with him/did not think he was the father. Furthermore, for all you know the family may not have allowed his presence even *if* he wanted to. We know NOTHING about the situation. I think your personal ...
Posted on O-T Lounge
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re: Russia Conducts Nuclear Bomber Flight Near Alaska - Volvagia
[quote]And we don't exactly use B52s for bombing missions anymore[/quote] Wat?...
Posted on Political Talk
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re: Russia Conducts Nuclear Bomber Flight Near Alaska - Volvagia
A turboprop is not a jet engine. Just because you have a turbine doesn't mean you are a jet. ...
Posted on Political Talk
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re: Robert Mann criticizes Les Miles for his silence on budget cuts - Volvagia
Does he propose exactly how far down the chain is commentary expected? Les's boss commentated.....so do all coaches of at least the big three need to say something? What about the assistant coaches/coordinators? The student assistants? The janitors? ...
Posted on Tiger Rant
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re: Best strategy for emergency fund savings? - Volvagia
About 5.6% for every 1% increase in interest rates for the total bond fund, and 6.4% for the Wellesley. However, if you hold assets for at least 7.8 years for VBMFX and 9.4 years* for the Wellesley, then the losses due to interest rate don't really apply to you. ***The calculation is bas...
Posted on Money Talk
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re: Best strategy for emergency fund savings? - Volvagia
What type of bonds? The impact is determined by the duration. Bonds aren't suddenly a good conservative investment anymore because of the rising interest rate environment. And you have to keep in mind that an interest rate increases affects the yields of the bonds in a positive way. ...
Posted on Money Talk
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re: Best strategy for emergency fund savings? - Volvagia
Again, only if you were putting that money in your Roth FOR RETIREMENT and just calling it your emergency fund. I have never recommended doing that. If I clean out my Roth, it won't severely damage my ability to retire at a near typical age, because I'm also putting in ~20% in a 401k/Roth 40...
Posted on Money Talk
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re: Best strategy for emergency fund savings? - Volvagia
I've never really understood why Average Joe kept on using typical cash savings at about the same rate as before when you lost the ability to save it at a rate below inflation (outside of a few exception periods when inflation dipped REALLY low/went negative). ...
Posted on Money Talk
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re: Best strategy for emergency fund savings? - Volvagia
I use to recommend Vanguard's STAR, but I've converted due to others here and recommend their Wellesley Income fund for emergency purposes. 60% bonds, 40% large cap value. ...
Posted on Money Talk
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re: Best strategy for emergency fund savings? - Volvagia
To an extent. It is my belief that you only want to be conservative initially. While I would never put all of my emergency fund in a super highly volatile asset or single sector (except MAYBE consumer staples), I see no problem with building towards a high stock exposure. Why? What about ...
Posted on Money Talk
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re: Best strategy for emergency fund savings? - Volvagia
[quote]Sure you can withdraw the principal, but you only get 60 days to replace it and then you've wasted that opportunity.[/quote] One exception to this is the fact that you can replace the same year contributions all the way to April 15. And as for the mentality in general, about a wasted...
Posted on Money Talk
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re: It's going down in Baltimore - Volvagia
Ummmmm. I promise you that there are supercomputers at the NSA that crawl the web for info and analyze the data. It's all out there and so easily assessible that I'm not sure it's unreasable to suggest anymore that it's not just metadata: they can build a dossier on almost everyone that ...
Posted on O-T Lounge
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re: So we all have a chance with Hilary Duff now - Volvagia
[quote]Why did I ever get married?[/quote] Step 1: Have the convo with the wife exchanging the "freebie." Make yours Hilary Duff Step 2: Take a trip to LA Step 3: Log onto Tinder Step 4: ???? Step 5: Profit...
Posted on O-T Lounge
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