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Favorite team:LSU 
Location:Baton Rouge
Biography:
Interests:
Occupation:Student
Number of Posts:42381
Registered on:3/12/2006
Online Status:Not Online

Recent Posts

Message
re: Borrowing from 401k for home loan - Volvagia
[quote]Do regular contributions count as paying back the loan or do I have to make separate payments? [/quote] That is a very specific question that we can't answer. My 401k loan is in addition to the contribution. And if you are retarding contributions for the loan (as would be the ca...
Posted on Money Talk
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re: Borrowing from 401k for home loan - Volvagia
[quote]But it sounds like you've already gone through with it, so nothing really to offer other than be aware: you will probably be responsible for paying back the lump sum should you leave jobs/get laid off. [/quote] This is the biggest catch of a 401k loan IMO....
Posted on Money Talk
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re: Borrowing from 401k for home loan - Volvagia
[quote]Borrowing from your 401k. [/quote] Oh now come on. Borrowing irresponsibly from your 401k is never good, but it isn't like it is always a bad idea. Even if you don't consider the home as an investment, right now the "interest" I am paying back to myself is at an higher return th...
Posted on Money Talk
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re: Competitive eater consumes 7700 calorie bowl of Cinnamon Toast Crunch - Volvagia
[quote]The things millenials will do for money besides actual work... [/quote] Wait, you mean he is getting paid for not doing actual work? Sounds like winning to me....
Posted on O-T Lounge
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re: Starting to invest with Vanguard - Volvagia
A LOT of variables here. For instance, how long are we talking you potientially being in the 1000 dollar fund before being able to "graduate" to another one. Making a LOT of assumptions here, but given what you have said, I would recommend you just throwing money into STAR and make it yo...
Posted on Money Talk
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re: Income Tax in Retirement Questions - Volvagia
[quote]If I need $75,000 a year to live would I not just eat up my Roth first and let my 401k keep growing since that's the most tax efficient? [/quote] Because you are going to want to eat up the fund that you will have to pay taxes on one way or another to spare the one that is tax free. I...
Posted on Money Talk
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re: The world of dividends - Volvagia
Seriously? From what I know about Google's culture, they will pretty much always be a self investing company. I mean hell, they don't even tell their employees what to do, and let them work on whatever project floats their boat that particular momment, leaving good but old projects to do not...
Posted on Money Talk
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re: The "Rally Opossum" Needs to End UPDATE #2 I ALSO SUPPORT PETA - Volvagia
[quote]You know the thing about a possum, he's got...lifeless eyes, black eyes, like a doll's eye. When he comes at ya, doesn't seem to be livin'. Until he bites ya and those black eyes roll over white. And then, ah then you hear that terrible high pitch screamin' and the field turns red and spite o...
Posted on Tiger Rant
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re: The "Rally Opossum" Needs to End UPDATE #2 I ALSO SUPPORT PETA - Volvagia
Did you see that? The Possum set it all up just to frick with you, and to leave no doubt. The Possum Lives....
Posted on Tiger Rant
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re: The world of dividends - Volvagia
If you want in an MLP, KYN looks pretty sharp. Also nice in that the returns aren't with a K-1, but just a standard return (1099-DIV)....
Posted on Money Talk
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re: Anyone ever heard of my loan underwriter situation? - Volvagia
[quote]The other question I'd be asking is that if those 16 hours a month of pay are preventing you from getting a loan that you are probably trying to loan too much money. If they aren't, then I'd asking the bank why a moot point is preventing it from pushing through.[/quote] It is probably just...
Posted on Money Talk
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re: Anyone ever heard of my loan underwriter situation? - Volvagia
I have an OT heavy pay that can be fairly variable and all my lender needed was to look at larger scales of time to see how it all averages out. In my case, six months of paystubs and two years worth of W-2s were enough....
Posted on Money Talk
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re: What's your largest single stock holding? - Volvagia
If ETFs count, KYN Bought heavily on the oil drop scares, all spaced out, but the largest purchase was lucky enough to be near the bottom at 11ish Around 23% of my security portion of portfolio. ...
Posted on Money Talk
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re: Man charged with killing a fleeing and armed burglar - Volvagia
[quote]continue to marginalize the black community and keep blacks in prison?[/quote] I fully expect the narrative in 15 years to be how the government regulations on legalized weed is keeping the black man down. ...
Posted on O-T Lounge
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re: Would it have been better if Germany would have won WW1? The First One. - Volvagia
Exactly. I hate alternate history discussions because they so often take how nice the world is now (relatively speaking) for granted. This happens, and while its cheery sounding on the surface, we may lose: 1) a non aggressive and overwhelmingly powerful international military alliance th...
Posted on O-T Lounge
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re: When will "Master's" degrees need renaming? - Volvagia
Not anymore. I was surprised by that last year when working with a tech on some lab equipment. It's now "parent" and "child" drives. ...
Posted on O-T Lounge
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re: Captain America: Civil War ***SPOILERS*** and Review Thread - Volvagia
[quote]Plot was a bit convoluted with all of the "Team Winter Soldier" stuff just being a ruse to get the three of them in one place. Much easier ways to accomplish that. [/quote] Not really. He needed to get them all in one place......after he got the incriminating evidence. He needed to...
Posted on Movie/TV Board
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re: Watch Amazon's Alexa summon a Tesla Model S out of a garage - Volvagia
Because it is not far from the really cool command of: Alexa, Tell Kitt to pick up Timmy from his school. ...
Posted on O-T Lounge
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re: Small Indiana town with the worst drug and HIV problem in the country - Volvagia
Careful, you'll start up Artie Rome again. ...
Posted on O-T Lounge
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re: Are medical errors really the third leading cause of death in this country? - Volvagia
Define medical error? Does deciding that you should have retroactively been able to call cancer in the early stages count?...
Posted on O-T Lounge
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