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How much of your paycheck do you put into savings?
Posted on 7/12/13 at 8:22 am
Posted on 7/12/13 at 8:22 am
assuming you get paid every two weeks...
19
Posted on 7/12/13 at 8:23 am to King of New Orleans
Right now? All of it. 
When I get a job after college? Shooting for 20%
When I get a job after college? Shooting for 20%
Posted on 7/12/13 at 8:30 am to King of New Orleans
right now? i go a few grand neg into my savings every month.
This post was edited on 7/12/13 at 8:30 am
Posted on 7/12/13 at 8:42 am to King of New Orleans
I put 600 into an online savings account every 2 weeks
Another 200 every 2 weeks (really 400 once a month) into a separate checking account (using it to fund my next car purchase)
Anything extra just stays in checking
Another 200 every 2 weeks (really 400 once a month) into a separate checking account (using it to fund my next car purchase)
Anything extra just stays in checking
Posted on 7/12/13 at 9:10 am to King of New Orleans
On the 15th I put roughly 30% of paycheck into savings.
On the first/end of month, about 12% because that's when most of my bills come due.
On the first/end of month, about 12% because that's when most of my bills come due.
Posted on 7/12/13 at 9:19 am to King of New Orleans
Most of it. I keep a lot liquid to jump in and out of deals.
Posted on 7/12/13 at 10:52 am to King of New Orleans
I don't have a set amount, but I average about 30%.
Posted on 7/12/13 at 12:57 pm to King of New Orleans
into just liquid savings? 16% of salary (pre-tax)
10% to 401k
and try been maxing my roth contribution lately
10% to 401k
and try been maxing my roth contribution lately
Posted on 7/12/13 at 12:58 pm to King of New Orleans
Wife and I combined 21%.
Posted on 7/12/13 at 1:07 pm to King of New Orleans
which savings?
Posted on 7/12/13 at 1:15 pm to King of New Orleans
I have never put money in to a savings account. Mine carries the minimum balance to not have a fee imposed on it. $100. I don't see the point of a savings account these days.
I just transfer money from checking to roth when I feel comfortable. I'm not going to spend any more or less because I "hid" money from myself in my savings account, but I definitely know people that need to do this(my wife).
I just transfer money from checking to roth when I feel comfortable. I'm not going to spend any more or less because I "hid" money from myself in my savings account, but I definitely know people that need to do this(my wife).
Posted on 7/12/13 at 2:11 pm to King of New Orleans
I'm at about 30-35% each check at the moment going to emergency fund (though that is almost complete), retirement accounts, and my permanent insurance. My expenses right now are stupid low.
Posted on 7/12/13 at 2:21 pm to King of New Orleans
about 30% in my saving+20% in my stock portfolio every month
I'm single and i don't have much expenses
I spend 10G every year on travel expenses overseas
I'm single and i don't have much expenses
I spend 10G every year on travel expenses overseas
Posted on 7/12/13 at 3:32 pm to King of New Orleans
Currently, about %20. Just made a large purchase and am getting it back up to the 4 month cushion level which should take 4/5 months.
This means I won't be able to max out our Roths until early next year when the bonus checks come in.
This means I won't be able to max out our Roths until early next year when the bonus checks come in.
Posted on 7/12/13 at 3:43 pm to King of New Orleans
Pre or post tax? makes a big difference and are you also including paycheck deductions like 401k, health insurance, disability ect.?
~30% after all deductions tax, ins. ect.
~15% pre tax
~30% after all deductions tax, ins. ect.
~15% pre tax
Posted on 7/12/13 at 4:48 pm to King of New Orleans
Right now, nothing.
Living paycheck to paycheck sucks. Looking forward to a raise, albeit small, when I get promoted soon.
Living paycheck to paycheck sucks. Looking forward to a raise, albeit small, when I get promoted soon.
Posted on 7/15/13 at 5:30 am to King of New Orleans
Between $400-500
Posted on 7/15/13 at 9:59 pm to King of New Orleans
25%
Posted on 7/16/13 at 6:01 am to King of New Orleans
Just put away as much as you can, especially tax free in investments, but not so much you live paycheck to paycheck.
Posted on 7/16/13 at 10:32 am to King of New Orleans
32-39%
10% into retirement and the remainder into regular savings. 24 and Single (Single as in not married. Have a gf of 2.5 years) without rent/mortgage.
10% into retirement and the remainder into regular savings. 24 and Single (Single as in not married. Have a gf of 2.5 years) without rent/mortgage.
This post was edited on 7/16/13 at 10:34 am
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