Work laptop suggestions - rlanders23 on 12/17/16 at 8:49 pm
Starting a new job soon and need to pick up a new laptop. Won't have a docking station and will be working in various places, so will need a decent sized screen. Most of my time will be spent in excel, quickbooks and outlook, fwiw. Not a tech guru, so hoping you guys can point me in the right direc...
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re: Holy shite, just went to enroll in health benefits - UPDATED - rlanders23 on 10/29/16 at 10:49 pm
[quote]Wow, how are people supposed to care for their families if they're not making a pretty good amount of money? [/quote] Yea, was doing the math earlier and explaining to my wife that we'd need $24k after tax just for health insurance premiums and property taxes. That's before we ever turn on...Jump to Post - View Topic - Replies (2)
re: Holy shite, just went to enroll in health benefits - UPDATED - rlanders23 on 10/29/16 at 9:19 pm
Wife and I are early 30s with two kiddos under 3. Just got notice our high deductible ($6500 per person) plan will rise 64% to nearly $1100 a month. Makes me beyond angry...Jump to Post - View Topic - Replies (1)
re: SoFi - anyone used this for a mortgage - rlanders23 on 1/31/16 at 1:28 pm
Looked into a couple weeks ago as they hold my grad school student loan. Unfortunately, the low rates were offset by an estimated closing cost of $10k. We were much better off going through a local credit union. All that said, I've been very pleased in dealing with Sofi in the past and would reco...Jump to Post - View Topic - Replies (0)
re: Has anyone read any of these investment books before? - rlanders23 on 1/14/16 at 5:38 am
Haven't read the second one but the first and last are solid. The first one is pretty much required reading for anyone with even an inkling of investing interest ...Jump to Post - View Topic - Replies (0)
re: 2016 health plans - rlanders23 on 11/12/15 at 6:37 am
@wasp, understand the insurance companies aren't purposely trying to provide a worse product. Like you said, it's a changing environment, and they're trying to do their best to make money, which means attracting and retaining customers. @bestbank, I haven't looked into the sharing ministries simp...Jump to Post - View Topic - Replies (1)
re: 2016 health plans - rlanders23 on 11/11/15 at 8:27 pm
@wasp, basically, just want to be able to purchase insurance like I have in the past, which is be given a menu of options for which I pick the appropriate plan based on my family's needs and budget constraints. Whether or not the next door neighbor likes or can afford that plan is really none of...Jump to Post - View Topic - Replies (1)
re: 2016 health plans - rlanders23 on 11/11/15 at 10:55 am
Yea, that's what we had this year (the bcbs bronze ppo, which was hsa compatible. The hmos offered exhibit these same features but with a much more limited network. In other words, if you like your doctor...plan on him/her not accepting this sh!tty hmo plan...Jump to Post - View Topic - Replies (1)
2016 health plans - rlanders23 on 11/11/15 at 10:18 am
Alright, ladies and gents of the MT, I need help. I'm self-employed and live in the Houston burbs with a wife and two kids. Unfortunately, the bcbstx ppo plan we have in 2015 will no longer be offered, so I'm shopping for alternatives. Again, unfortunately, there seem to be no ppo plans offered for ...Jump to Post - View Topic - Replies (5)
re: Student Loan Refi options (SOFI/ DRB/ Lendkey/ etc..) - rlanders23 on 10/20/15 at 6:37 am
No clue on that one but definitely not one of the options they advertise. Never hurts to ask, I suppose...Jump to Post - View Topic - Replies (0)
re: Student Loan Refi options (SOFI/ DRB/ Lendkey/ etc..) - rlanders23 on 10/19/15 at 7:18 pm
Have refi'd through sofi twice since 2012. Great rates and easy to work with. The latest rate was about six months ago at 1.9% on a 5yr adjustable rate...Jump to Post - View Topic - Replies (2)
re: 8th Annual SECRant ATS Picks (PICKS LOCKED) - rlanders23 on 8/31/15 at 4:24 pm
[b]South Carolina[/b] (-2.5) North Carolina * Western Kentucky (Pick'em) [b]VANDERBILT[/b] [b]GEORGIA[/b] (-35.5) University of Louisiana-Monroe Auburn (-11) [b]Louisville[/b] ** [b]ARKANSAS[/b] (-33) University of Texas El-Paso [b]Tennessee[/b] (-21) Bowling Green *** [b]Texas a&am[/b](...
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re: At what point would you let someone purchase a piece of your company... - rlanders23 on 8/28/15 at 9:00 pm
I guess the question is ask is if he's doing this because he wants out of the property (to your point about value peaking), wants to help you out since you couldn't get approval (is okay holding the paper, essentially) or wants in on the upside of your business. And then obviously you have to see i...Jump to Post - View Topic - Replies (0)
re: At what point would you let someone purchase a piece of your company... - rlanders23 on 8/28/15 at 4:15 pm
Where did that $1mm valuation come from and how confident are you in it? I only ask because it seems awfully low at 1x ebitda (assuming ebitda and net profit are similar numbers). Would hate for you to give a percentage based on an inaccurate valuation....Jump to Post - View Topic - Replies (1)
re: Stevie tag at 2nd... - rlanders23 on 5/21/15 at 6:39 am
Heads up play for sure but I'm guessing he was already jogging in from center, thinking the third out was secured. Got close to second, saw what was going on and covered. Nonetheless, a great play!...
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