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Favorite team:LSU 
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Number of Posts:191
Registered on:9/1/2011
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re: Purchased first rental - JoseVargasTX
Taxes are currently $649 a year. We paid cash-- We will manage it and are figuring two months vacant just to be conservative. It has brand new appliances and new carpet. Air conditioner could be an issue and I'm prepared for that. I own a construction staffing company and employee almost 4...
Posted on Money Talk
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Purchased first rental - JoseVargasTX
Bought my dads place Friday-- 5 acres 4/2 20 year old home, 2400 square feet Metal barn with air conditioned office/craft room Second barn that needs repair Taxed with ag exemption because of pecan trees and peas Paid $92,000 for it. It's in rural east Texas close to canton and I think we wi...
Posted on Money Talk
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re: Ideas for leftover boiled shrimp? - JoseVargasTX
Boil macaroni in some crab boil, little salt. When Mac is finished drain and add mayonnaise and hidden valley ranch dressing mix and stir well. Add shrimp and shredded lettuce and let chill for a while. Serve as a salad or with ritz crackers as a dip. Simple and very, very good....
Posted on Food and Drink
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re: Do you know anyone who makes over 100k and work 40 or less hours? With stat link - JoseVargasTX
I made $130k as an employee doing the same thing I do now, but I own the company now and make $500,000.00 two and a half years in. I start my day at 6 am and here it is 9:30 pm and I'm still working. However, I can do what I want when I want and I am grooming people to do my daily job. If I can step...
Posted on Money Talk
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re: Using a CD to borrow against for rental property - JoseVargasTX
Currently the money is getting .01% return sitting in the bank. We put $50K a year into a SEP and I don't want to put anymore than that into the market right now. I want to know if putting this money into a CD and borrowing against it is a good idea or not. The property is in good shape--brand ne...
Posted on Money Talk
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Using a CD to borrow against for rental property - JoseVargasTX
Ok--advice needed: 1. I have a chance to buy property worth $135,000 for $91,000.00 2. I need to do it in the next week, so no time to go conventional loan 3. Property has rented in the past for $1,000.00 a month. I think I can get $1,100.00 a month now. 4. Taxes on the property and five acres...
Posted on Money Talk
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re: Self employed folks-when did you decide to be your own boss? - JoseVargasTX
I was making lots of money for someone else. Found a silent partner who saw my vision and bank-rolled me. Two and a half years later I own a $15,000,000 company and live a life I never dreamed of. Big leap, huge reward. When you make $100,000 in a month, your heart beats a little faster and your...
Posted on O-T Lounge
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re: New York Pass for touristy stuff? - JoseVargasTX
I'm here now with friends who live here-- Water taxi all day pass for $32 a person. Stops at Wall Street, Brooklyn, takes you to Statue of Liberty--stops at four other places as well. Go to Katz deli from movie when Harry met Sally. Go places the tourists don't go and get a much better nyc trip....
Posted on O-T Lounge
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re: Bars in NYC - JoseVargasTX
You got it--PJ Clarkes. Have had the cucumber and jalapeño margarita and clam chowder so far. The Cadillac bacon cheeseburger is next. Ribs look fantastic....
Posted on Food and Drink
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re: Bars in NYC - JoseVargasTX
I'm sitting a place right now called JP Clarkes while my wife and her best friend are at new kids on the block concert. This JP Clarkes place is legit....
Posted on Food and Drink
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re: Places to eat in Dallas near SMU? - JoseVargasTX
Javier's is not far for fancy Mexican that is probably over priced. The Knox Henderson area is close and fireside pies is good for pizza and awesome salads. The Porch is also there. Lots of decent choices off Knox Henderson. Pecan Lodge bbq in deep ellum There will be others who chime in wi...
Posted on Food and Drink
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Line of credit and rental investments - JoseVargasTX
Guys--I know there are many topics here for rental investments and I have a scenario I'd like you guys to look at. My bank will give me a line of credit with a CD backing--I can do $100-$150K here. I also have a $130K property--five acres with a four bedroom, two bath house, shop, 80/20 cover...
Posted on Money Talk
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re: Break it down - your finances - JoseVargasTX
We cover all payroll taxes, workers comp, and carry GL on all of the guys we put out in the field. When you present a customer with a bill rate on a $25 an hour guy at $35-36 an hour, they get a little nervous. Ideally we like to markup at a 1.5 multiplier, but you don't always get that. Sometimes w...
Posted on Money Talk
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re: Break it down - your finances - JoseVargasTX
My offices bill on average $270K (two offices total billing) a week. We are not a day labor company so our hourly bill rates on the guys we put out to work are in the upper $20s to low $40s per hour. When you're running a GP of 22% on those numbers, you can see how it's a great business model....
Posted on Money Talk
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re: Break it down - your finances - JoseVargasTX
A couple of reasons on the student loan-- 1. interest rates are low 2. my wife was married previously and her ex-husband is also on these loans and just in case something were to happen, I feel like maybe he would like to make sure they got paid off since he would be getting the credit ding. **Ok...
Posted on Money Talk
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re: Break it down - your finances - JoseVargasTX
36 years old, married, four year old and three year old at home Net - $30,000/month (some months $25K, some months $55K so $30 is a conservative average Mortgage - $3,242.00--includes insurance and taxes--VA Loan so no PMI Utilities - $550.00 Cars and insurance - $1,700.00 Boat/slip/insurance...
Posted on Money Talk
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re: SMU 27 - UConn 20, 4th | CBSSN - JoseVargasTX
How do you know Morris--I have known him for 25 years. Great hire for SMU....
Posted on More Sports
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re: 2 LSU vs Wisconsin & Parking Pass For Sale - JoseVargasTX
You've got mail--I'll take these and the parking pass please....
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re: I've been diagnosed with glioblastoma - JoseVargasTX
I strongly feel like HOPE is a big part of beating cancer. Never give up hope. Thoughts and prayers to you. ...
Posted on O-T Lounge
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re: LSU fans going to SMU game. Sit together (UPDATE IN OP) - JoseVargasTX
I did a ton of work on this facility this past year--mechanical work and it is really nice. I'll be there with three others! Looking forward to it!...
Posted on Tiger Rant
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