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Favorite team:New Orleans Saints 
Location:Jackson, MS
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Number of Posts:1828
Registered on:7/12/2011
Online Status:Not Online

Recent Posts

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Auto Window Tint Brand Preferences? - nikki6
Need to get my front 2 windows tinted and I've got quotes for Madico Charcool, Llumar ATR, and Formula One(didn't specify which line, so I'm assuming lowest level). Which tint is best? ...
Posted on O-T Lounge
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re: Negotiating A New Truck - nikki6
You're right...
Posted on Money Talk
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re: Negotiating A New Truck - nikki6
Prestige Ford in Dallas, TX. Visiting some family here and always heard Texas had much better deals on cars & trucks than smaller markets like New Orleans, Baton Rouge etc. Seems to be true....
Posted on Money Talk
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re: Truck Purchase Finance Question - nikki6
I was preapproved for 1.9% but to get the $500 rebate Ford was offering, I went with Ford Motor credit at a much higher rate. Salesman told me to refinance as soon as today :lol:...
Posted on Money Talk
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re: Negotiating A New Truck - nikki6
Thanks for all the advice Vette :cheers: I drove home in my new truck tonight. All done I paid $30,990+ tax, title, license. It was crazy though. Everytime I'd cancel the appt with one sales guy saying I'd decided to go with the other dealership, they'd beat the price by $500 then $250 and finally $...
Posted on Money Talk
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re: Negotiating A New Truck - nikki6
Gotcha, thanks! I'm getting financing through USAA right now and I'll see if dealership can beat it. I'm only financing about $15k....
Posted on Money Talk
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re: Negotiating A New Truck - nikki6
[quote] Don't do this unless the rate is way lower. [/quote] Dont refinance or just don't finance through Ford? I thought it was a good idea to finance through Ford to get the extra $500 rebate ( and no, I doubt Ford will be a low rate although i do have excellent credit), and then refinance wit...
Posted on Money Talk
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re: Negotiating A New Truck - nikki6
I was going to finance through Ford motor credit to get the $500 rebate and then refinance next month with a credit union for what I'm assuming will be a much lower rate. With Ford, I've been instructed to get the ESP extended warranty(if I decide to do so) as it uses 100% genuine Ford parts. I d...
Posted on Money Talk
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re: Negotiating A New Truck - nikki6
Thanks Vetteguy. I found the truck I wanted at A dealership. Got him to $32,580, which is about $11k off of sticker. Emailed dealer B who has same exact truck and told him to beat that price and i'd buy today. He quoted $32,580, so came off $200, which isn't much, but this truck used sells for $...
Posted on Money Talk
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re: Negotiating A New Truck - nikki6
[quote]They are most likely using every possible discount, some you wont even be eligible for. Also, you'd have to finance at X rate with X bank...only on a few select stock numbers. [/quote] They're actually not using discounts I don't qualify for. I've even got a $1000 discount I do qualify ...
Posted on Money Talk
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re: Negotiating A New Truck - nikki6
[quote]you buying XLT, Lariat, platinum etc?[/quote] XLT...
Posted on Money Talk
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re: Is This The Best Price I Can Get On This F150? - nikki6
My price of about $33k for XLT w/302 package is before TTL....
Posted on O-T Lounge
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re: Negotiating A New Truck - nikki6
I'm familiar with Will Covers method, but he doesn't really cover new vehicles discounted $10-12k off MSRP already going in. I'm assuming they aren't going to come off much more....
Posted on Money Talk
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Negotiating A New Truck - nikki6
Thought I'd ask here on money board for tips on negotiating a f150 that is already a little over $10k off MSRP due to various rebates and incentives offered. How do I negotiate off of this?...
Posted on Money Talk
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re: Is This The Best Price I Can Get On This F150? - nikki6
[quote]What price is good for a Lariat pretty decked out? 4x4 necessary.[/quote] No idea. I'm in the market for an XLT. Ford is offering rebates and incentives though that are about $10-$12k off sticker. Not sure if Lariat is a model they're offering incentives on. Check the dealerships in Housto...
Posted on O-T Lounge
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re: Is This The Best Price I Can Get On This F150? - nikki6
[quote] dealer going below $30K is very, very slim. From what information that you gave, Kelley Blue Book worth is around $30,900.[/quote] Fair point, just seems dumb to pay that for a 2015, when I can have a 2016 for maybe $1000-$1500 more. ...
Posted on O-T Lounge
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re: Is This The Best Price I Can Get On This F150? - nikki6
[quote]If it's a 2015 stick with about $28 or $28.5K. They will take it.[/quote] They wouldn't take it. Wouldn't budge off $30,700 at all. I wasn't negotiating off of MSRP either. I was negotiating off of the advertised price that was $33k something. I was pissed at first, but now I see that...
Posted on O-T Lounge
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re: Is This The Best Price I Can Get On This F150? - nikki6
Found a 2016 with same options for a little over $33k...i qualify for 2 more rebates that should put price at right about the same they were asking for 2015. Glad I walked outta there and thanks for the advice on the 2016's :cheers:...
Posted on O-T Lounge
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re: am i wrong for spending money this way? - nikki6
[quote]She talks about it all of the time like it's some vast piece of property[/quote] I thought she'd said before in another thread that it was only like 100 acres or something before. That's not quite the vast compound property I was envisioning. She's just an attention whore, who's VERY pri...
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re: Is This The Best Price I Can Get On This F150? - nikki6
Well I went over there expecting them to come down a little. Internet guy went & got his manager. Manager explained that they've come off all they can and brought me their "invoice" and said he would be losing holdback as well and that they just can't lose anymore on that truck. I explained that it ...
Posted on O-T Lounge
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