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Started By
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How much cash do you travel with overseas?
Posted on 5/6/16 at 11:26 am
Posted on 5/6/16 at 11:26 am
10 days, say somewhere pricey like England, Paris, Hawaii, etc?
6
Posted on 5/6/16 at 11:32 am to LSUfan4444
Credit cards / ATMs are ubiquitous in all of those places. Worrying about cash is unnecessary.
Posted on 5/6/16 at 11:32 am to LSUfan4444
Honestly just a few hundred dollars. I've found ATMs around the world that I can use.
Posted on 5/6/16 at 1:19 pm to LSUfan4444
Domestic travel only around three or four hundred-ish, but plenty of fives & tens for tips.
Foreign travel (Europe), usually more (€ 1,000 or £600) but again I get a bunch of small denomination bills.
I have my bank get it for me a couple of days before I leave, they'll do it fairly cheaply.
Going to the Caribbean or Latin America I just bring good old American money but usually pre-pay and then credit card pay for accommodations.
Foreign travel (Europe), usually more (€ 1,000 or £600) but again I get a bunch of small denomination bills.
I have my bank get it for me a couple of days before I leave, they'll do it fairly cheaply.
Going to the Caribbean or Latin America I just bring good old American money but usually pre-pay and then credit card pay for accommodations.
Posted on 5/6/16 at 2:29 pm to LSUfan4444
I went to Europe last year with $300 euros that I got from a bank in the states before I left. Mainly used it for gratuities. Otherwise, I used my credit card as much as possible.
Maybe once, I got more money out the ATM.
I would make sure your bank knows where you will be and when so they won't block you from using your ATM or debit card overseas...same goes for your credit card bank.
Maybe once, I got more money out the ATM.
I would make sure your bank knows where you will be and when so they won't block you from using your ATM or debit card overseas...same goes for your credit card bank.
Posted on 5/6/16 at 2:43 pm to LSUfan4444
I leave with a $200-$300 US and usually about $200-$300 in the local currency, you have to be knowledgeable about where you are going and what you will be doing, In Turks and Caicos I had very little need for money but in Thailand and Cambodia there are more places that don't take credit cards than do. As someone mentioned ATM are usually available.
Posted on 5/6/16 at 3:36 pm to DoUrden
I've always felt like it's more of a headache to look for a bank or ATM and I HATE paying ATM service charge fees.
I've never lost cash or had any stolen before but $1k is about my avg, but I honestly had no clue so many people brought so little. I still use my credit card for most things while on vacation and pre-purchase most of the things I can.
I guess I just feel nervous that CC companies can (and have to me while in Paris) shut down your card if you aren't able to verify a purchase....even if you've set a travel notification.
I've never lost cash or had any stolen before but $1k is about my avg, but I honestly had no clue so many people brought so little. I still use my credit card for most things while on vacation and pre-purchase most of the things I can.
I guess I just feel nervous that CC companies can (and have to me while in Paris) shut down your card if you aren't able to verify a purchase....even if you've set a travel notification.
Posted on 5/6/16 at 3:45 pm to LSUfan4444
quote:
I've never lost cash or had any stolen before but $1k is about my avg, but I honestly had no clue so many people brought so little. I still use my credit card for most things while on vacation and pre-purchase most of the things I can.
Went to Cancun last year with about $50 in USD. Used ATM at hotel to get roughly $500 in pesos. Used AMEX with no foreign transaction fees for everything else.
AMEX shutting down my card would be extremely rare.
Posted on 5/8/16 at 9:16 pm to LSUfan4444
Even though I rely on debit cards for ATM cash overseas, and credit cards to pay for most things, I always carry a couple hundred US cash on the plane ride over. If the ATMs are down when I arrive (and that has been known to happen at the Rome airport), I can go to the forex, and exchange enough at a really crappy rate to at least get a cab to the hotel and maybe a meal. Fortunately, I've never had to do that.
Posted on 5/8/16 at 11:35 pm to 62Tigerfan
Just what you think you will need in Airports to get some food if you have a Lay Over. Usually about $100 and I use ATM's.
Posted on 5/9/16 at 1:16 am to Malaysian Tiger
I get about a hundred bucks in local currency from the ATM when I arrive. Paying a premium at your local bank prior to going overseas is silliness.
Posted on 5/9/16 at 4:44 pm to lynxcat
Just get Schwab. Fee free at any ATM around the world at the best conversion rate. All free.
This post was edited on 5/9/16 at 4:44 pm
Posted on 5/9/16 at 5:43 pm to lynxcat
quote:
I get about a hundred bucks in local currency from the ATM when I arrive. Paying a premium at your local bank prior to going overseas is silliness.
Exactly, and never take out the "usd equivalent" or whatever they call it. Always take out cash in whatever currency you want and let your bank do the exchange rate, it will be MUCH more in line with true exchange rates.
Posted on 5/10/16 at 9:51 am to reb13
ATM's tend to have the better conversion rate iirc. I usually get $100-200 in whatever currency I am converting to just in case though.
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