re: What is your best proposal to fix the student debt crisis?

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You can't default on student loans which is what makes them different from other loans

How do you not know this?

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You can default on private student loans

You seem irrationally mad for someone that doesn't understand my approach. It requires nothing of anyone other than the borrowers to fully repay their debt. Maybe you should read my initial post on the matter fully and stop stroking out over the keyboard.

Make the schools underwrite all the loans. No exceptions. This would be solved overnight. The costs. The bad degree programs. All of it.

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Make the schools underwrite all the loans. No exceptions. This would be solved overnight. The costs. The bad degree programs. All of it.

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Also like this approach


And all courses shouldn't be the same cost based on credit hours alone

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You seem irrationally mad for someone that doesn't understand my approach

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Do I? My youngest son graduated less than 2 years ago, got a job, got a second job, sacrificed, saved, and did without so he could pay off his debt. I can't imagine why your "If you want to pay, pay, and if you don't want to pay, don't pay" approach grinds my gears.

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It requires nothing of anyone other than the borrowers to fully repay their debt. Maybe you should read my initial post on the matter fully and stop stroking out over the keyboard.

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Then why not require them to pay their debt, instead of all the utter bullshite? I bet you'd be amazed at the amount of debt that would get paid off as soon as they realized they couldn't borrow any more money. They might even, gasp! have to do without the latest Playstation, or Lebron's latest shoes, or the latest iphone!

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Do I? My youngest son graduated less than 2 years ago, got a job, got a second job, sacrificed, saved, and did without so he could pay off his debt. I can't imagine why your "If you want to pay, pay, and if you don't want to pay, don't pay" approach grinds my gears.

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Read the whole post you idiot

I said they'd be required to pay in full but through increased tax liability until the debt is paid in full

Can you literally not read?

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Also like this approach


And all courses shouldn't be the same cost based on credit hours alone

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Accountability is the only thing that will solve it. There are no exceptions.

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They might even, gasp! have to do without the latest Playstation, or Lebron's latest shoes, or the latest iphone!

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You had me for a minute. You have to be a leftist troll trying to make right wingers look stupid. Only possible explanation.

*Slow clap

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Maybe learn how lending institutions and different loans work after you clock out at Walmart bro.

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Leftist twat. I've been having my money stolen in taxation by the government for 35 years now, since I was 16 years old. Many of those years I did bust my balls in blue collar jobs. I've done fairly well for the last 25 years, and sent enough money to the government to tell you to frick right off. I know very well how lending institutions and loans work. You borrow money, YOU PAY IT BACK. Most of the time with interest. I've paid every bill I've ever signed my name to, and I expect others to do the same.

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You're quite ignorant of how this works. There is no bankruptcy protection from student loans other than by proving a substantial hardship. Student loans haven't been dischargeable in bankruptcy since 2007.

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True, but how do they enforce a loan in default? Do they go get a judgment? Is that judgment dischargeable in bankruptcy?