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Rep. Mo Brooks: People who live 'good lives' should pay less for health insurance

Posted on 5/2/17 at 3:14 pm
Posted by silverdude
Member since Mar 2017
216 posts
Posted on 5/2/17 at 3:14 pm
quote:



An Alabama Congressman has prompted a wave a backlash with his comment Monday regarding health insurance coverage of those with pre-existing conditions.

Speaking with CNN's Jake Tapper about House plans to vote on a revised health insurance bill, Rep. Mo Brooks, R-AL, referenced people who lead "good lives" and said they should not have to pay as much as others.

"My understanding is that (the new proposal) will allow insurance companies to require people who have higher health care costs to contribute more to the insurance pool," Brooks said. "That helps offset all these costs, thereby reducing the cost to those people who lead good lives, they're healthy, they've done the things to keep their bodies healthy. And right now, those are the people--who've done things the right way--that are seeing their costs skyrocketing."

Brooks, who said he's "seriously considering" a run for U.S. Senate, opposed the earlier healthcare plan endorsed by Republican leaders and President Donald Trump. He now says he will join with other House Freedom Caucus members in supporting an overhaul of the Affordable Care Act, better known as Obamacare, after a provision was added that would allow states to get waivers on some of the care mandates for those with pre-existing conditions.

Later in the CNN interview, Brooks acknowledged some people who maintain their health can still have pre-existing conditions.

"In fairness, a lot of these people with pre-existing conditions, they have those conditions through no fault of their own," he said. "And I think our society, under those circumstances, needs to help. The challenge though is that it's a tough balancing act between the higher cost of these mandates which denies people coverage because they can't afford their health insurance policies...and having enough coverage to help those people truly in need."




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Posted by roadGator
Member since Feb 2009
140571 posts
Posted on 5/2/17 at 3:16 pm to
If you wreck more cars is your auto insurance higher?

If you eat fried food, fast food, pie and drink soda should you pay more for your insurance because you are a higher risk?

No one complains that life insurance is more costly for those with bad lifestyle choices.
Posted by jamboybarry
Member since Feb 2011
32656 posts
Posted on 5/2/17 at 3:16 pm to
quote:

"In fairness, a lot of these people with pre-existing conditions, they have those conditions through no fault of their own," he said. "And I think our society, under those circumstances, needs to help. The challenge though is that it's a tough balancing act between the higher cost of these mandates which denies people coverage because they can't afford their health insurance policies...and having enough coverage to help those people truly in need."


Seems reasonable?
Posted by The Spleen
Member since Dec 2010
38865 posts
Posted on 5/2/17 at 3:18 pm to
quote:


If you eat fried food, fast food, pie and drink soda should you pay more for your insurance because you are a higher risk?



Posted by roadGator
Member since Feb 2009
140571 posts
Posted on 5/2/17 at 3:19 pm to
Trump eats chicken with a fork. This again?
Posted by thelawnwranglers
Member since Sep 2007
38795 posts
Posted on 5/2/17 at 3:19 pm to
quote:

If you eat fried food, fast food, pie and drink soda should you pay more for your insurance because you are a higher risk?


how do you know who eats poorly or who smokes?

Posted by AggieDub14
Oil Baron
Member since Oct 2015
14624 posts
Posted on 5/2/17 at 3:21 pm to
What about those with type 1 diabetes? No life style choices there. You just had bad luck. Do you still pay more?
Posted by PhillipJFry
Member since Sep 2016
964 posts
Posted on 5/2/17 at 3:22 pm to
Now this sounds like a smart man.
Posted by jb4
Member since Apr 2013
12669 posts
Posted on 5/2/17 at 3:23 pm to
smokers pay higher insurance rates
Posted by roadGator
Member since Feb 2009
140571 posts
Posted on 5/2/17 at 3:23 pm to
quote:

how do you know who eats poorly or who smokes?


300+ pounds and on meds for diabetes and COPD is a good place to start.

In days past, a medical questionnaire was required for individual policies. An underwriter could reject the application or request a nurse to examine the applicant just like life insurance. This was necessary to assess the risk.
Posted by navy
Parts Unknown, LA
Member since Sep 2010
29049 posts
Posted on 5/2/17 at 3:23 pm to
quote:

how do you know ... who smokes?



Rebuttal to TRUMP eating friend chicken.

Posted by Zach
Gizmonic Institute
Member since May 2005
112517 posts
Posted on 5/2/17 at 3:23 pm to
quote:

Trump eats chicken with a fork. This again?


My wife eats hamburgers with a fork.
Posted by DawgsLife
Member since Jun 2013
58919 posts
Posted on 5/2/17 at 3:24 pm to
I don't have a big problem with that. I am tired of paying for other people's lack of self discipline. because they make poor decisions I have to pay higher rates? Nope.
Posted by roadGator
Member since Feb 2009
140571 posts
Posted on 5/2/17 at 3:24 pm to
quote:

What about those with type 1 diabetes? No life style choices there. You just had bad luck. Do you still pay more?


Well, you either make that person pay more or you take more from others in the form of higher premiums simply because you feel like it's fair.

Either works but claims are claims and must be paid. There's no getting around that.
This post was edited on 5/2/17 at 3:26 pm
Posted by rpg37
Ocean Springs, MS
Member since Sep 2008
47511 posts
Posted on 5/2/17 at 3:25 pm to
The people on the Twitter posting comments are so stupid. They don't watch the whole interview. Nothing he said is wrong.
Posted by DawgsLife
Member since Jun 2013
58919 posts
Posted on 5/2/17 at 3:26 pm to
quote:

What about those with type 1 diabetes? No life style choices there. You just had bad luck. Do you still pay more?


I am guessing since the OP said "good lives" which at least insinuates lifestyle choices being the trigger.
Posted by Turbeauxdog
Member since Aug 2004
23204 posts
Posted on 5/2/17 at 3:26 pm to
Only an idiot would have a problem with that.
Posted by shinerfan
Duckworld(Earth-616)
Member since Sep 2009
22354 posts
Posted on 5/2/17 at 3:28 pm to
What if you live a "good life" today but spent 25 years drinking hard and doing every drug that crossed your path?
Posted by Zach
Gizmonic Institute
Member since May 2005
112517 posts
Posted on 5/2/17 at 3:30 pm to
I highly recommend the TV show 'My 600 lb Life". These people go to the hospital constantly and get all kinds of free health services just because they insist on eating 50 pounds of junk food every day. You and I are paying for it.
BTW, the biggest guy so far weighed in at 900. The biggest girl so far was 750. It takes 8 EMS guys to put them on the gurney. It's a great show.
Posted by TJG210
New Orleans
Member since Aug 2006
28342 posts
Posted on 5/2/17 at 3:31 pm to
quote:

The people on the Twitter posting comments are so stupid. They don't watch the whole interview. Nothing he said is wrong.


Critical thinking is a passé notion.
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