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Message
re: What exactly is the Drew Moscona Foundation?
Posted on 1/30/15 at 3:57 pm to gmrkr5
Posted on 1/30/15 at 3:57 pm to gmrkr5
quote:
well if his coverage was say 80/20 and the total bill is $700,000... Scone owes $140k...
Not necessarily, most (if not near all plans) have a max out of pocket that cap it between 5K and 25K until you reach a million dollars or so.
I highly doubt he had an insurance plan that didn't have a max out of pocket.
I'm not sure why or how it would be outside of his coverage. Unless he had a plan that just had a very low max payout...lowest I've seen is 100K.
This post was edited on 1/30/15 at 3:59 pm
0
Posted on 1/30/15 at 3:59 pm to gmrkr5
quote:
well if his coverage was say 80/20 and the total bill is $700,000... Scone owes $140k...
Plus food, lodging, etc.
Posted on 1/30/15 at 4:00 pm to SlowFlowPro
You are still going to deal with copay %'s and potentially pretty high out of pocket maximum's in addition to some stuff not being covered by instance
EDIT- If they have a max of 1 million, they may have well exceeded it believe it or not. I know the dude has been there a while, and those are the most expensive hotel rooms on the face of the planet, not to mention all the treatments and surgeries.
EDIT- If they have a max of 1 million, they may have well exceeded it believe it or not. I know the dude has been there a while, and those are the most expensive hotel rooms on the face of the planet, not to mention all the treatments and surgeries.
This post was edited on 1/30/15 at 4:03 pm
Posted on 1/30/15 at 4:01 pm to SlowFlowPro
quote:
Posted by SlowFlowPro
well i've always bought my own health insurance, regardless of employment offerings
I'm in that boat now but haven't previously been
Posted on 1/30/15 at 4:01 pm to gmrkr5
Exactly....you can bet your arse it's well north of a million bucks. He said on the radio the other day that he's been in the hospital for 200 days. Hospital stay and care in the NICU for over 200 days is probably closer to 1.5 mill, maybe more. Insurance probably covers 80% of that, which leaves them with a 300k bill. Either way, he ain't rich doing the radio biz.
Posted on 1/30/15 at 4:01 pm to KABoss02
quote:
You are still going to deal with copay %'s and potentially pretty high out of pocket maximum's
not my insurance. it's 100% coverage after deductible
Posted on 1/30/15 at 4:05 pm to SlowFlowPro
quote:
not my insurance. it's 100% coverage after deductible
There's no insurance payout limit?
1-10 mil?
Posted on 1/30/15 at 4:06 pm to stewie
Lifetime maximums are typically five million but Obamacare did away with those.
Posted on 1/30/15 at 4:06 pm to stewie
that was more re: copays. i have to go check the payout limit
this reminds me that i need a living will and i need to give somebody i trust the power to pull the plug
if i'm that fricked up, let me die
this reminds me that i need a living will and i need to give somebody i trust the power to pull the plug
if i'm that fricked up, let me die
Posted on 1/30/15 at 4:07 pm to TigerRagAndrew
quote:
Lifetime maximums are typically five million but Obamacare did away with those.
yeah it may be 2 different things, but i thought that was a part of the ACA
Posted on 1/30/15 at 5:14 pm to Crusty
I'd imagine 6.5 months in NICU with multiple surgeries is 1-2 million easy... Then you factor 2 houses, living expenses, etc.
Would destroy most families. Luckily he has a good network. I'm sure he will pay it forward, something like this changes your life and he will want to help others after everything settles down. I can't imagine.
Would destroy most families. Luckily he has a good network. I'm sure he will pay it forward, something like this changes your life and he will want to help others after everything settles down. I can't imagine.
Posted on 1/30/15 at 5:16 pm to gmrkr5
What about oop max? Seriously, they've got to have one right?
Posted on 1/30/15 at 5:22 pm to tiger91
quote:
What about oop max? Seriously, they've got to have one right?
Every plan has those. Once you hit you the max OOP then that's it, insurance pays 100% thereafter.
Also, as was stated earlier, obamacare did away with lifetime maxes. With that being said, the treatment he was getting may not have been covered by insurance in the first place.
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