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Camper Insurance
Posted on 8/1/14 at 10:16 am
Posted on 8/1/14 at 10:16 am
I have homeowners and car insurance with Farm Bureau of LA. Should I go with them for camper insurance or is there any specialty companies for camper insurance?
Thanks.
Thanks.
Posted on 8/1/14 at 10:21 am to ThatsAFactJack
I have mine attached to my auto policy from all-sate. The truck policy covers it while in tow but once parked the camper specific coverage kicks into effect. Cost me about $30/month extra on the auto policy.
Posted on 8/1/14 at 10:22 am to ThatsAFactJack
I have mine with my auto/homeowner's company.
Posted on 8/1/14 at 11:11 am to AlxTgr
Foremost Ins. Co. and American Modern Ins. Group are insurance company's that write a lot of RV/Camper insurance. They both are good company's that have been around for years and started out as specialty insurance carriers for mobile homes.
Posted on 8/1/14 at 11:19 am to ThatsAFactJack
Most people attach it to their auto insurance. In either case (auto or specialty carrier) be sure to read the fine print and know exactly what they will cover.
For instance, some carriers will only cover an awning replacement once, since it's such a common claim.
For instance, some carriers will only cover an awning replacement once, since it's such a common claim.
Posted on 8/1/14 at 11:28 am to ThatsAFactJack
Foremost and progressive for the toys
Posted on 8/1/14 at 11:32 am to bayoudude
quote:
The truck policy covers it while in tow but once parked the camper specific coverage kicks into effect.
One has to read up on there coverage. A lot of times, the coverage for towing is only maxed out to $2500 for whatever you are towing. One has to get a rider for high towing. I asked this one time due to towing 50K boats in the pass and the above is what I was told.
It's a different story if whatever you have is in the bed of the truck. Insurance company's blow the big one.
Posted on 8/1/14 at 12:41 pm to ThatsAFactJack
As others have said, your auto insurance should cover the camper while you are towing.
Try USAA for the extra coverage (i.e. stationary coverage).
Try USAA for the extra coverage (i.e. stationary coverage).
Posted on 8/1/14 at 1:06 pm to ThatsAFactJack
Call your Farm Bureau Agent.
Posted on 8/1/14 at 3:08 pm to ThatsAFactJack
Campers policies will not carry liability, that will extend from whatever your using to pull it. You can get comp and collision on a camper policy though.
Posted on 8/1/14 at 3:25 pm to ThatsAFactJack
quote:
I have homeowners and car insurance with Farm Bureau of LA. Should I go with them for camper insurance or is there any specialty companies for camper insurance?
yes... the premium isn't bad. Keep all your stuff with them.
Call your agent.
Who is your agent? I might know him... have a good buddy who is one. He has all my shite.
This post was edited on 8/1/14 at 3:27 pm
Posted on 8/1/14 at 5:26 pm to ThatsAFactJack
Go with a specialty RV company, not Progressive.
And definitely do not just use your auto carrier.
What is approximate value of camper?
And definitely do not just use your auto carrier.
What is approximate value of camper?
Posted on 8/1/14 at 6:29 pm to VetteGuy
quote:
And definitely do not just use your auto carrier.
Why not? and progressive's specialties are writing things like boats, motorcycles, rvs etc. etc....
Posted on 8/1/14 at 7:01 pm to HebertFest08
Well, Progressive generally outsources their toy policies to another carrier. I learned this after my boat got struck by lighting at a marina ( along with several other boats). I had a company that Specialized in boats and I had no problem with the claim. Those that had Progressive had issues; slow on estimates, slow on repair, etc.
Years later, when I bought an RV, I looked at Progressive as it was recommended. I didn't find their total package was as good as the RV-specific carrier I signed with, although their rates were similar. The devil is in the details.
Years later, when I bought an RV, I looked at Progressive as it was recommended. I didn't find their total package was as good as the RV-specific carrier I signed with, although their rates were similar. The devil is in the details.
Posted on 8/1/14 at 8:27 pm to VetteGuy
quote:
Years later, when I bought an RV, I looked at Progressive as it was recommended. I didn't find their total package was as good as the RV-specific carrier I signed with, although their rates were similar. The devil is in the details
Understandable
But, you cant lump Farm Bureau in with those guys.
Posted on 8/1/14 at 8:31 pm to HebertFest08
I'll admit, I'm not familar with them.
I would just encourage the OP to review the policies carefully.
I would just encourage the OP to review the policies carefully.
Posted on 8/1/14 at 10:34 pm to VetteGuy
quote:holy crap
And definitely do not just use your auto carrier.
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