Who has your Homeowners Insurance Policy? | TigerDroppings.com

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corndawg85
Mississippi St. Fan
This place they call Red Stick
Member since Oct 2013
138 posts
 Online 

Who has your Homeowners Insurance Policy?



Who do you have a policy with and what is your average price per month? Trying to price shop in Baton Rouge but want a good company.






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Paul Allen
USA Fan
Baton Rouge, LA
Member since Nov 2007
30345 posts

re: Who has your Homeowners Insurance Policy?


Maison

$700 per year






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Chaplain
Southern Miss Fan
8,000,000 posts
Member since Nov 2009
820 posts

re: Who has your Homeowners Insurance Policy?


Progressive. $90 per month for a 45 year old house.





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ForeverLSU02
Penn Fan
Albany
Member since Jun 2007
29960 posts

re: Who has your Homeowners Insurance Policy?


ASI
$1472/year

About to switch to Liberty Mutual. Better coverage for $1300/year






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yellowfin
Illinois Fan
Coastal Bar
Member since May 2006
72676 posts
 Online 

re: Who has your Homeowners Insurance Policy?


State Farm

About $2,500 a year






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Kirk Herbstreit
LSU Fan
in the outhouse
Member since Jan 2005
3693 posts

re: Who has your Homeowners Insurance Policy?


I just recently switched everything from Farmers to State Farm. Homeowners was cut by 25%, auto was cut by 50%. Shop around.





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donRANDOMnumbers
New Orleans Pelicans Fan
Lafayette Rouge
Member since Nov 2006
12589 posts

re: Who has your Homeowners Insurance Policy?


just always shop it. you will hear people switching from here to there and saving money. most insurance companies do that then slowly push premium up.

independents are always a good option since they will always have multiple companies. state farm can get it low, but won't have another option for you.

typically i leave mine alone unless the premium jump is absurd.






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TigerRob20
LSU Fan
Baton Rouge
Member since Nov 2008
1817 posts

re: Who has your Homeowners Insurance Policy?


quote:

I just recently switched everything from Farmers to State Farm. Homeowners was cut by 25%, auto was cut by 50%. Shop around.



If you're in LA, your Hurricane policy premium is about to increase to 5%






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LSUmakemewanna
LSU Fan
Houston, TX
Member since Aug 2010
1134 posts
 Online 

re: Who has your Homeowners Insurance Policy?


State Farm. $3,800/yr. W/H deductible of 7%. This is with multiple policies (Home/Life/Auto/Articles/Umbrella). And it aint getting any lower. It's fricking expensive to live.





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jtmiller02
Member since Jan 2013
112 posts

re: Who has your Homeowners Insurance Policy?


Republic -Got in just before they quit writing in Nola.





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corndawg85
Mississippi St. Fan
This place they call Red Stick
Member since Oct 2013
138 posts
 Online 

re: Who has your Homeowners Insurance Policy?


I've gotten quotes from Fourrier Agency Inc $1800, State Farm $1602, and Farm Bureau Louisiana $1503 but they will only write if I include my vehicle at $680 for 6 months.





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Teddy Ruxpin
LSU Fan
New Orleans, LA
Member since Oct 2006
20040 posts

re: Who has your Homeowners Insurance Policy?


Could anyone tell me if $308 a month through USAA in Uptown NOLA sounds right?

My flood is awesome at $412 a year.



This post was edited on 4/29 at 3:51 pm


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jeepfreak
LSU Fan
Back in the BR
Member since Oct 2003
18904 posts

re: Who has your Homeowners Insurance Policy?


I've got my homeowners and auto with State Farm. I get a bundle discount. But to be honest, I didn't shop around when I went with them. My family's been with the same agent for decades and I just followed suit.





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CherryGarciaMan
Sugar Magnolia
Member since Aug 2012
1905 posts
 Online 

re: Who has your Homeowners Insurance Policy?


quote:

My flood is awesome at $412 a year


Flood is not written by private companies, but by the NFIP. National Flood Insurance Program.

No company can write a flood policy, but they can issue them through the gov't. Depending on your flood zone, your rate will change. I bet if you ask your neighbors, their's will be the exact same.






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tiger94gop
LSU Fan
GEISMAR
Member since Nov 2004
1810 posts

re: Who has your Homeowners Insurance Policy?


I just switched my house and cars to GEICO. Saved me over $1000.00 from Safeco.





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Paul Allen
USA Fan
Baton Rouge, LA
Member since Nov 2007
30345 posts

re: Who has your Homeowners Insurance Policy?


Chubb and AIG offer private flood insurance outside of the NFIP.





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DawgCountry
Kennesaw St. Fan
Burger Inn
Member since Sep 2012
12608 posts

re: Who has your Homeowners Insurance Policy?


USAA. Right at a G





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bobaftt1212
Virginia Tech Fan
Member since Mar 2013
532 posts

re: Who has your Homeowners Insurance Policy?


Around 5k for 4 houses the cars a boat and an umbrella policy.





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Will Cover
Washington Fan
Whiskey Dick Mountain, WA
Member since Mar 2007
25339 posts

re: Who has your Homeowners Insurance Policy?


USAA, just over $1300 per year. 5 year old house and one claim.

House is insured for $295K, not counting land of course. 2 % deductibles.

Live south of I-10.



This post was edited on 4/29 at 10:24 pm


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Odinson
Asgard
Member since Apr 2014
694 posts

re: Who has your Homeowners Insurance Policy?


quote:

GEICO



Did you know that 15 mins can save you......nevermind!


But Safeco is who I have. No % of home deductible per named storm nonsense. Just a flat 1k deductible regardless of what happens.






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