Page 1
Page 1
Started By
Message

Getting a refund after receiving a new debit card...

Posted on 2/11/14 at 10:01 am
Posted by RandySavage
Member since May 2012
30853 posts
Posted on 2/11/14 at 10:01 am
This is assuredly a stupid question but oh well. I booked a hotel a month or so ago with my debit/check card. I received a new card a couple of days ago because they said mine had been compromised by the Target breach.

My flight got cancelled due to the weather so I called Expedia to get a refund that they said they would reissue to the card.

My question is will having received a new card affect my refund in anyway or will my old card still be linked to our checking account?
Posted by 632627
LA
Member since Dec 2011
12768 posts
Posted on 2/11/14 at 10:25 am to
you will still get the refund.
Posted by Golfer
Member since Nov 2005
75052 posts
Posted on 2/11/14 at 10:29 am to
1. Never book travel reservations with a Debit Card
2. Never book travel reservations with a 3rd party
Posted by LigerFan
Member since Jan 2014
2713 posts
Posted on 2/11/14 at 10:31 am to
Your old card connects to your bank account, so by them reimbursing you card, they are reimbursing you account, which is connected to your new card. All is well.
Posted by RandySavage
Member since May 2012
30853 posts
Posted on 2/11/14 at 12:28 pm to
quote:

1. Never book travel reservations with a Debit Card
2. Never book travel reservations with a 3rd party


Any reason why? Done it a hundred times and never had an issue.
Posted by Teddy Ruxpin
Member since Oct 2006
39584 posts
Posted on 2/11/14 at 1:41 pm to
quote:

Any reason why? Done it a hundred times and never had an issue.



Because when you want a refund you have to go through them, and not be privy to the discussion when the hotel inevitably denies your dispute.

My "non-refundable" ( ) hotel didn't pick me up at IAH after flying from India like they should have. I gave the hotel probably 5 calls and an hour or so to pick me up after a 20 hour flight. I booked another hotel on the spot and disputed through Expedia. Expedia took the hotel's "no" for an answer.

Forget that, disputed on my credit card like I should have from the beginning and all was well.
This post was edited on 2/11/14 at 1:43 pm
Posted by CubsFanBudMan
Member since Jul 2008
5072 posts
Posted on 2/11/14 at 1:44 pm to
quote:

quote:
1. Never book travel reservations with a Debit Card
2. Never book travel reservations with a 3rd party


Any reason why? Done it a hundred times and never had an issue.



My guess is that:

1. If you dispute a charge it takes longer to get your money back. If you use a credit card then you can simply hold back the amount of your dispute from your monthly payment.

2. The 3rd party is getting paid a commission, so usually you can get a cheaper deal booking directly through the airline/hotel/etc.
Posted by Teddy Ruxpin
Member since Oct 2006
39584 posts
Posted on 2/11/14 at 1:57 pm to
quote:

1. If you dispute a charge it takes longer to get your money back. If you use a credit card then you can simply hold back the amount of your dispute from your monthly payment.



Protections is one, the other is not earning any rewards for your purchases. Throwing "free" money out the window.
Posted by CubsFanBudMan
Member since Jul 2008
5072 posts
Posted on 2/11/14 at 2:37 pm to
quote:

Protections is one, the other is not earning any rewards for your purchases. Throwing "free" money out the window.


I'm guessing anyone that uses a debit card for large purchases doesn't have a credit card with rewards.
Posted by LigerFan
Member since Jan 2014
2713 posts
Posted on 2/11/14 at 3:28 pm to
Or you don't want to accrue interest if you don't practice paying off your credit card regularly
Posted by Teddy Ruxpin
Member since Oct 2006
39584 posts
Posted on 2/11/14 at 3:34 pm to
quote:

I'm guessing anyone that uses a debit card for large purchases doesn't have a credit card with rewards.



You'd be shocked how many people do this not because they are irresponsible, but out of sheer habit.
first pageprev pagePage 1 of 1Next pagelast page
refresh

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on Twitter, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookTwitterInstagram