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OnTheBrink 
Alabama Fan
TN
Member since Mar 2012
1898 posts
 Online
| Dave Ramsey radio show (Posted on 1/2/13 at 9:00 am)
Anybody listen?
102.5 The Game (sports) in Nashville is debuting their new lineup today and Dave Ramsey has a 3 hour slot. I am somewhat excited but I can see this getting old in a couple of months hearing about paying off debt, no credit cards, etc.
My question, what should I expect? Does he take callers? Talk about stocks, metals, etc, or just focus on basics?
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titmouse
a tree branch above your car
Member since May 2006
3804 posts
| re: Dave Ramsey radio show (Posted on 1/2/13 at 9:03 am to OnTheBrink)
the only entertainment for someone who is not a financial dumbass is to be amused listening to people that are financial dumbasses (75% of the show).
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LSURussian 
LSU Fan
Baton Rouge
Member since Feb 2005
63854 posts
Online
| re: Dave Ramsey radio show (Posted on 1/2/13 at 9:11 am to OnTheBrink)
"Make more money. Reduce your expenses." - Dave Ramsey
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LSU9102
TBD Fan
West of the Mississippi
Member since Mar 2007
1519 posts
| re: Dave Ramsey radio show (Posted on 1/2/13 at 9:16 am to OnTheBrink)
Listen to him. He went rock bottom and turned it around.
He takes all different types of calls. majority are getting debt free.
95% on TD would benefit except for the 5% OT ballers. 
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Sigma 
Auburn Fan
Member since Dec 2005
1040 posts
| re: Dave Ramsey radio show (Posted on 1/2/13 at 9:25 am to OnTheBrink)
I've been listening for several years whenever I am in the car during his slot. Callers ask plenty of questions not related to paying off debt. Inheritance strategies, teaching kids about money, real estate, taxes, etc. I find it pretty educational.
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Will Cover
Boise State Fan
Boise, ID
Member since Mar 2007
22585 posts
| re: Dave Ramsey radio show (Posted on 1/2/13 at 9:27 am to LSU9102)
quote:
95% on TD would benefit except for the 5% OT ballers.
Never a more accurate statement in the history of TigerDroppings.
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Venelar
LSU Fan
The AP
Member since Oct 2010
143 posts
| re: Dave Ramsey radio show (Posted on 1/2/13 at 9:56 am to Will Cover)
I like to listen on fridays. that's when he takes callers that have become debt free. That's the day where you get the most affirmation that yes it can be done and yes you are on the right track.
Always get a little dust in my eyes on those calls.
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I Love Bama
Alabama Fan
Alabama
Member since Nov 2007
27959 posts
| re: Dave Ramsey radio show (Posted on 1/2/13 at 9:58 am to Will Cover)
So tired of hearing the haters. Not everyone has a phd in economics like the resident experts on this board. Dave is good advice for over 90 percent.
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Will Cover
Boise State Fan
Boise, ID
Member since Mar 2007
22585 posts
| re: Dave Ramsey radio show (Posted on 1/2/13 at 10:03 am to I Love Bama)
quote:
Dave is good advice for over 90 percent.
He helped me recognize that I had a behavior issue quite some time ago.
Bottom line is he does good for people who need that daily reminding. And I am one of those people.
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matthew25 
Ole Miss Fan
Member since Jun 2012
1677 posts
| re: Dave Ramsey radio show (Posted on 1/2/13 at 10:32 am to Will Cover)
He doesn't own or talk about stocks. Believes in having 4 mutual funds.
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AngryBeavers
LSU Fan
Member since Jun 2012
1723 posts
| re: Dave Ramsey radio show (Posted on 1/2/13 at 10:42 am to OnTheBrink)
I tune in from time to time but it gets old listening to all the retards that call in with 50K worth of CC debt and 150K of student loans and a general studies degree. I like his overall message though.
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tdavi48
LSU Fan
baton rouge
Member since Mar 2012
351 posts
| re: Dave Ramsey radio show (Posted on 1/2/13 at 10:51 am to OnTheBrink)
What station and what time can I find his show here in Baton Rouge?
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Venelar
LSU Fan
The AP
Member since Oct 2010
143 posts
| re: Dave Ramsey radio show (Posted on 1/2/13 at 10:52 am to tdavi48)
pretty sure it's on talk 107.3, 1-4. Maybe 12-3
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TexasTiger05
LSU Fan
Member since Aug 2007
26788 posts
| re: Dave Ramsey radio show (Posted on 1/2/13 at 10:58 am to OnTheBrink)
I love it when people call with questions besides how to get out of debt. Only thing I don't see eye to eye with him on is a credit card.
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Bayou Tiger
LSU Fan
The Woodlands, TX
Member since Nov 2003
3001 posts
| re: Dave Ramsey radio show (Posted on 1/2/13 at 11:13 am to Sigma)
quote:
I've been listening for several years whenever I am in the car during his slot. Callers ask plenty of questions not related to paying off debt. Inheritance strategies, teaching kids about money, real estate, taxes, etc. I find it pretty educational.
Agreed.
I don't care much for his investment and debt advice, but I am also not part of his target audience in that regard.
However, he does offer tips on some of these other topics that I don't know much about.
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LSU0358
LSU Fan
Member since Jan 2005
4610 posts
| re: Dave Ramsey radio show (Posted on 1/2/13 at 11:35 am to OnTheBrink)
I don't agree with his investment advice (mutual funds only). But I 100% agree with his stance on debt.
quote:
Talk about stocks, metals, etc
Personally Dave buys mutual funds for his stock market exposure. He also invests in real estate which he buys on a cash basis.
For someone who isn't going to put in the time (it takes several years of watching and trading to truly understand the market IMO) and take the punishment that comes in stock investing/speculation, mutual funds and real estate are probably a good way to go for most people.
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ItNeverRains
LSU Fan
Franklin, TN
Member since Oct 2007
4818 posts
| re: Dave Ramsey radio show (Posted on 1/2/13 at 12:20 pm to OnTheBrink)
I disliked him for a while. Then I realized there is a large percentage of the population who needs to listen to his every word, because they are financially retarded. Personally I would be much poorer if I followed his advice, but I understand his message is not directed towards me.
I wish he would take one day a week for a more financially advanced listener, but again I also understand he needs to be steadfast in his message.
Where I disagree completely, is anytime in history you can borrow up to 417k at 3.375 fixed for 30 years, you do so. Not saying you have to take full amount, but 3.375 is ridiculously cheap money.
This post was edited on 1/2 at 12:27 pm
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Chris4x4gill2
Alabama Fan
North Alabama
Member since Nov 2008
1528 posts
Online
| re: Dave Ramsey radio show (Posted on 1/2/13 at 12:27 pm to ItNeverRains)
I listen to his show whenever I get the chance. FYI, he has a IHeart Radio station as well that loops the previous days prodcast for 24 hours.
Especially during Christmas, listening helped me stay on track financially and on budget. For me at least, its a good motivator and I learn things especially when he talks trust / inheritance, or other things besides the get out of debt.
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Will Cover
Boise State Fan
Boise, ID
Member since Mar 2007
22585 posts
| re: Dave Ramsey radio show (Posted on 1/2/13 at 1:00 pm to TexasTiger05)
quote:
Only thing I don't see eye to eye with him on is a credit card.
Most people don't know how to truly take advantage of a credit card.
This post was edited on 1/2 at 1:01 pm
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goodgrin
LSU Fan
Atlanta, GA
Member since Nov 2003
1105 posts
| re: Dave Ramsey radio show (Posted on 1/2/13 at 1:17 pm to OnTheBrink)
Summary: Have an emergency fund, live within your means, get out of debt using the snowball method, invest 15% of pretax income in retirement accounts (i.e. growth mutual funds).
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