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Favorite team:Michigan State 
Location:Fairhope, AL
Biography:
Interests:
Occupation:
Number of Posts:2596
Registered on:12/9/2005
Online Status:Not Online

Recent Posts

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re: Early Retirement - Sigma
[quote]The last thing any retired person I know wants to do is yard work and home maintenance, or even just sit at home[/quote] This is exactly what I look forward to doing most in retirement. Having the time to enjoy these kinds of things, the slower pace, to notice things and to just be still. ...
Posted on Money Talk
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re: Early Retirement - Sigma
I've been thinking about the same thing. The best I've come up with is Roth contributions (pre-59.5), real estate, and just plain taxable. ...
Posted on Money Talk
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re: Revisiting old thread - lsutraderman - Sigma
Well wasn't today interesting. An FDA rep who has the power to overrule the committee indicates this may get approved after all. Bam, up 20%. Anybody have the guts to jump in earlier in the week?...
Posted on Money Talk
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re: Question for OT Construction Guys - Sigma
[quote]Blow in on top of existing. Rather than spray foam, install radiant barrier on rafters. You'll get a drastic reduction in attic temp. for a fraction of the cost. [/quote] This. ...
Posted on O-T Lounge
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re: Revisiting old thread - lsutraderman - Sigma
[quote] It appears they tried to cut some major corners with the trials. I didn't listen/watch today, but apparently the hearing was pretty heated. I'm expecting to see a 50-70% drop in price when it opens back up for trading. Which is just insane. [/quote] yeah the sampling from different mus...
Posted on Money Talk
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re: Revisiting old thread - lsutraderman - Sigma
I've been following that a bit. Textbook example of how not to present data to the FDA. I feel for the management a bit because there's so much riding on it, but still, to get approved, you've got to show your drug works. ...
Posted on Money Talk
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re: Building a house loan question - Sigma
[quote]That's the only reason I like to see a lot of cash when building.[/quote] What's your general guideline for cash held by borrowers when starting to build?...
Posted on Money Talk
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re: PlyGem Windows and other such questions - Sigma
[quote] Plygem windows are cheap, leak air and water. They are used in multifamily construction for that reason.[/quote] Funny you say that. At the distributor I went to, Plygem is the upgrade from the Silverline (Andersen) line. ...
Posted on O-T Lounge
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re: PlyGem Windows and other such questions - Sigma
Thanks for the info. Do fiberglass windows have the same issues with yellowing and cracking over time?...
Posted on O-T Lounge
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re: PlyGem Windows and other such questions - Sigma
[quote]Ply gem is ok but there are better options out there. If you can afford aluminum that is the way to go.[/quote] Our budget is somewhere between Window World and Andersen 400. Any advice? So many options out there. ...
Posted on O-T Lounge
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re: A Question About Priorities - Sigma
Keep knocking out the debt. Renting while you're young has many positives. You should be primarily focused on increasing your income...this will solve most of your money problems....
Posted on Money Talk
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PlyGem Windows and other such questions - Sigma
Anybody had PlyGem windows installed recently and care to comment on quality? Any brands to stay away from? Are quality vinyl windows an acceptable option over aluminum clad or aluminum extruded?...
Posted on O-T Lounge
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Stock alerts - Sigma
I'd like one place to get alerts on a set of companies. Mainly press releases. Anybody use any services you like? I'm using Twitter now, and it's ok. Anything tied to Gmail is out because of work filters. ...
Posted on Money Talk
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re: Revisiting old thread - lsutraderman - Sigma
I revisit that thread from time to time when I'm feeling down. I never knew I such a valuable MT poster!...
Posted on Money Talk
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re: 529 Plan for Grad School - Sigma
"investing" implies a longer period of time than 3 yrs. The downside of investing in your situation is that you could lose money. You should just put the money in a savings account...1% deals are out there. If you want to run the money through the 529 to get the state income tax deduction, only put ...
Posted on Money Talk
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re: Concierge medical practice, MD VIP - Sigma
Ours transitioned and we signed up. The main reason is practically no physicians in our area are taking new patients. At least ones that you would want to see. But man, I hate paying that bill. ...
Posted on O-T Lounge
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re: Are all financial advisors the same? - Sigma
[quote] I am considering moving everything into that account and managing it[/quote] This is what you should do. These are not complicated issues we are talking about here. And frankly, if you have the intelligence to earn an income above the Roth limit, you can answer your questions for yourself...
Posted on Money Talk
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re: Roth IRA advice. - Sigma
[quote]jeepfreak[/quote] Don't listen to this guy. Forget about being sophisticated, especially at this stage. Put it all in low cost index funds and learn, then see where you are in a few years. He's right, total return net of fees is most important, but people waste a lot of time and often a lo...
Posted on Money Talk
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re: If you could go back and choose a different college major, would you? - Sigma
[quote]Most IP attorneys got their undergrad in EE or physics.[/quote] If they work in EE or physics IP they do. ...
Posted on O-T Lounge
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re: If you could go back and choose a different college major, would you? - Sigma
[quote]Yes. Mechanical Engineering then Law School to become a patent lawyer.[/quote] Glad there are folks like you out there. I do patent work on the client side and I'd rather do pretty much anything than IP law. ...
Posted on O-T Lounge
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