User Profile: Sigma | TigerDroppings.com
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Favorite team:Michigan State 
Location:Fairhope, AL
Biography:
Interests:
Occupation:
Number of Posts:2367
Registered on:12/9/2005
Online Status:Not Online

Recent Posts

Message
re: Pay out of pocket or make auto insurance claim - Sigma
I had a similar situation last year and chose to file a claim. $2000 in repair cost, $500 deductible, increased my yearly premium by about $100. This is Safeco. ...
Posted on Money Talk
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re: Leaving job tomorrow -- 401k rollover question - Sigma
I love Vanguard as much as anybody, but Chicken really should get some sort of kickback from them with all the business the MT sends their way. ...
Posted on Money Talk
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re: Have You Ever Contested a CC Charge b/c It Was Just Kinda... bullshite? - Sigma
[quote]1) they don't actually fill the tank up 2) I'm pretty sure that is covered In the 300% mark up on the fuel.[/quote] 1) anecdotal 2) that's exactly what I said...
Posted on Money Talk
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re: Have You Ever Contested a CC Charge b/c It Was Just Kinda... bullshite? - Sigma
The $137 probably covers the trouble to fill the tank up, not just the cost of the fuel itself....
Posted on Money Talk
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re: Side by Side Pic of Cam Newton & Jeremy Johnson - Sigma
More polished than MSU Cam but it's debatable vs SEC Championship game Cam. Still, JJ will produce huge numbers, no doubt. We'll see if he can take over games like Cam. ...
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re: How much should a person have in their savings by 25? - Sigma
[quote]good ole 911moto droppping knowledge on us[/quote] Didn't he have some kind of strange life philosophy about living it up because you might die tomorrow?...
Posted on Money Talk
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re: What should I do? Car purchase. - Sigma
[quote] Stop buying new cars. [/quote] Especially at your age. ...
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re: Getting Mortgage to Buy House before Selling Existing House - Sigma
Minimum monthly payment would be 1% of the balance, so $500. ...
Posted on Money Talk
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re: Vanguard Fund Mix - Sigma
If you like balanced funds, it's hard to beat VWENX or VBIAX. ...
Posted on Money Talk
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re: Should I be "concerned" about my Roth IRA? - update page 2 - Sigma
If you want to keep a consistent portfolio, and want to specify the % into VTSMX for example, look at Vanguard's LifeStrategy funds. There are 4 to choose from depending on the allocation you want: Growth 80% VTSMX/Total International Moderate Growth 60% Conservative Growth 40% Income 20% T...
Posted on Money Talk
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re: SEC Top 5 players by position - Sigma
[quote]QB 1. Dak Prescott, Miss St 2. Jeremy Johnson, Aub 3. Patrick Tolles, UK 4. Josh Dobbs, Tenn 5. Brandon Allen, Ark [/quote] Wow what a stinky list there. Lots to prove in 2015. [quote] DE 1. Derek Barnett, Tenn 2. Miles Garrett, aTm 3. Carl Lawson, Aub 4. Marquis Haynes, Ole M...
Posted on SEC Rant
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re: Vanguard's Healthcare fund - VGHCX - Sigma
[quote]As long as biotech's stay at insane heights, they'll probably continue to do better too. IMO, Vanguard's is much safer than the Fidelity version. Just depends on how much risk you want, and how much you trust the biotech sector as a whole.[/quote] As someone who works in Biotech, I can't b...
Posted on Money Talk
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re: Book suggestions - Sigma
If you liked Lewis, Liar's Poker is his best IMO. For lighter reading, the Freakonomics books are good. I read Tap Dancing to Work (Buffett) recently and enjoyed it....
Posted on Money Talk
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re: Favorite internet browser? - Sigma
I switched from Firefox to Chrome on both Mac and PC and was pretty happy. Now I'm using Firefox again on both and also pretty happy. I guess I'm just fickle, but both are great for me these days. I will say once either gets a glitch, they are equally difficult to fix in my experience. So if bot...
Posted on Tech Board
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re: Am I Understanding Compounding Interest Correctly? - Sigma
[quote]Make sure you account for the value of money in 30 years. [/quote] This. It's helpful to set savings goals by determining the expected return (6-8% as above) then subtracting inflation. So for retirement calculations I always use 4%, that way I can think in terms of today's dollars. A...
Posted on Money Talk
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re: So severance payments are taxed at 25% - Sigma
Not to state the obvious, but it is income. Imagine the loop hole if severance payments were not taxed. (Unless you mean you are not normally taxed at 25% of course)...
Posted on Money Talk
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re: Best Vanguard funds for an investing novice - Sigma
On the top of the VTSAX page, it says also available as Investor shares. Click that to take you to VTSMX. They are the same fund, but with lower fees for a higher balance. ...
Posted on Money Talk
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re: How do I start a Roth IRA? - Sigma
[quote]Can Vanguard be setup for automatic direct deposits from one's paycheck? Are the target retirement date funds available? Thanks.[/quote] I think this depends on your employer. Most people just set up automatic transfers from checking directly into Vanguard. Yes, Target Retireme...
Posted on Money Talk
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re: How do I start a Roth IRA? - Sigma
[quote]59 1/2 is the magical age where you can actually touch your money w/out penalty. The government made 5.1 billion dollars last year on people trying to access qualified accounts---I guess locking your money up is the norm.[/quote] Roth contributions can be withdrawn without penalty at any t...
Posted on Money Talk
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re: Best Vanguard funds for an investing novice - Sigma
[quote]well that kinda sucks. VG is so highly regarded on here and I would like to get something started with them, but even with me doing my research online, like I said I'm such a novice I'd be more comfortable talking to someone and laying out exactly what my financial situation is, my income, wh...
Posted on Money Talk
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