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Started By
Message
Question for HR types.
Posted on 8/28/15 at 6:12 pm
Posted on 8/28/15 at 6:12 pm
My company had it's open enrollment this month for the new coverage cycle that begins October 1st.
They instituted a $25 per pay period fee for anyone that smokes. Keep in mind, this is not a stipulation of the insurance company. This is a payroll withhold by the company that goes into the company coffers.
Is this legal?
There are no similiar withholds for people that weigh 280 and eat shite all day. No withholds for people that drink heavily. Just smokers.
How can a company do a payroll withhold that goes right back to the company for something like this for a specifically targeted activity?
They instituted a $25 per pay period fee for anyone that smokes. Keep in mind, this is not a stipulation of the insurance company. This is a payroll withhold by the company that goes into the company coffers.
Is this legal?
There are no similiar withholds for people that weigh 280 and eat shite all day. No withholds for people that drink heavily. Just smokers.
How can a company do a payroll withhold that goes right back to the company for something like this for a specifically targeted activity?
This post was edited on 8/28/15 at 6:14 pm
12
Posted on 8/28/15 at 6:14 pm to Scoop
Just think of it as payment for all those smoke breaks you take.
Posted on 8/28/15 at 6:14 pm to Scoop
Louisiana? Right to work state. Don't like it? Quit. Doubt there's much you can do without quitting smoking
Posted on 8/28/15 at 6:14 pm to Scoop
It's a premium differential for smoking. Yes it's legal.
Posted on 8/28/15 at 6:16 pm to Scoop
yes, "wellness incentives" are legal. Why should non smokers subsidize the poor lifestyle choices and subsequent increased medical cost for smokers?
Posted on 8/28/15 at 6:16 pm to Scoop
When ur asking a third party to pay something on ur behalf? Yes it's legal.
Posted on 8/28/15 at 6:25 pm to Scoop
Just lie And say you don't.
Posted on 8/28/15 at 6:27 pm to Crow Pie
I love Obama's America.
I haven't walked into a doctor's office in 15 years because I never get sick.
I've paid tens of thousands in premiums and only sent my kids in for strep throat or something like that a few times a year.
It's awesome that my company can isolate my activity and apply a withholding.
I haven't walked into a doctor's office in 15 years because I never get sick.
I've paid tens of thousands in premiums and only sent my kids in for strep throat or something like that a few times a year.
It's awesome that my company can isolate my activity and apply a withholding.
Posted on 8/28/15 at 6:29 pm to Rhino5
Also, I am now the proud owner of maternity coverage even though I've had a vascectomy and my wife has her own insurance.
This post was edited on 8/28/15 at 6:31 pm
Posted on 8/28/15 at 6:31 pm to Scoop
Yes. They probably had a rise in smoking related comditions, and this is a result.
Posted on 8/28/15 at 6:33 pm to Scoop
Seems like bullshite. Which means it's probably legal
Posted on 8/28/15 at 8:29 pm to Scoop
Smokers cost insurance plans FAR more on average than fatties. Fat people can even qualify for discounts if blood pressure and blood diagnostics are OK. Smoking is an automatic disqualified, and will often carry an additional premium.
Posted on 8/28/15 at 8:32 pm to tigerinthebueche
quote:
Right to work state. Don't like it? Quit.
You don't understand what right-to-work means.
Posted on 8/28/15 at 8:34 pm to Crow Pie
quote:
yes, "wellness incentives" are legal.
This is not an incentive for those who do not smoke though, it's a fine for those who do.
In LA fining employees is definitely illegal.
That is why when you want to get employees to stop doing something, you don't fine them for doing it, you pay them for not doing it.
Yes the end result is basically the same, but the mechanism is different...fine vs. bonus
Posted on 8/28/15 at 8:37 pm to Corn Dawg Nation
quote:
It's a premium differential for smoking. Yes it's legal.
According to the OP, this is not part of the insurance premium.
Posted on 8/28/15 at 8:52 pm to Scoop
Posted on 8/28/15 at 8:54 pm to MikeBRLA
quote:
According to the OP, this is not part of the insurance premium.
I find that very difficult to believe. I would like to know why the OP believes the difference in premiums is not going to the insurance company.
Posted on 8/28/15 at 8:54 pm to Scoop
Gotta punish those trashy folks that insist on smoking.
Posted on 8/28/15 at 9:25 pm to tigerinthebueche
quote:
Louisiana? Right to work state.
People saying stupid shite like this so emphatically is the best thing about this site
Posted on 8/28/15 at 10:01 pm to cgrand
quote:
People saying stupid shite like this so emphatically is the best thing about this site
Where did I put the emphasis? Moreover, refute it. Otherwise, you're just another smartass trying to be cool, but lacking any actual knowledge.
If you have something to offer, do so.
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