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re: How much do you owe in student loans?

Posted on 10/5/14 at 11:22 pm to
Posted by SabiDojo
Open to any suggestions.
Member since Nov 2010
83953 posts
Posted on 10/5/14 at 11:22 pm to
quote:

My parents being loaded helps


Go on with your bad self, then.
Posted by gaetti15
AK
Member since Apr 2013
13371 posts
Posted on 10/5/14 at 11:23 pm to
student loans aren't necessarily bad, but it's the assholes who get worthless degrees and take out large amounts of loans that they will never be able to pay off
This post was edited on 10/5/14 at 11:23 pm
Posted by Volvagia
Fort Worth
Member since Mar 2006
51915 posts
Posted on 10/5/14 at 11:28 pm to
Too damn much.

The only silver lining is that I owe less than my annual gross. But only just.
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
65887 posts
Posted on 10/5/14 at 11:33 pm to
quote:

Looking at mine sitting at $3,700 left (far less than the average 27)

Subtle brag attempt noted.

Zero ever. Wife had $1k or $2k, got rid of those immediately.


Posted by LSUsuperfresh
Member since Oct 2010
8336 posts
Posted on 10/5/14 at 11:35 pm to
None, but my long-term gf has enough for both of us. Her parents are slightly less fiscally responsible than mine.
Posted by redwingtiger
Shreve
Member since Feb 2011
2186 posts
Posted on 10/5/14 at 11:43 pm to
My parents weren't poor
Posted by FCP
Delta State Univ. - Fightin' Okra
Member since Sep 2010
4800 posts
Posted on 10/5/14 at 11:43 pm to
$15K. Down from $45K. Locked in at somewhere around 2%. Been waiting for a decade to hit a big payday and knock that shite out. Thought I had it back in 2007, but fricked up and got the wife pregnant. It'll be gone one way or the other in another 8 years with just minimum payments, so that's good.
Posted by ShermanTxTiger
Broussard, La
Member since Oct 2007
10905 posts
Posted on 10/5/14 at 11:55 pm to
Graduated in 1987 (long arse time ago) and had $0 thanks to mom and dad. I ran the numbers one day and figured they spent around 25K on everything college for me.

My wife had about 6K when we married. It pissed my dad off because he wanted nothing like that for me. We paid them off in about 4 years.

My daughter is going to school out of state and has an 18K a year scholarship. Unfortunately the out of state tuition fee is 21K a year. She incurred 3K her first year and is working to not barrow any her second year.

Student loans are evil. I empathize with those who have to deal with them.
Posted by VanCleef
Member since Aug 2014
704 posts
Posted on 10/5/14 at 11:59 pm to
GI bill for undergrad. If I decide to go back, it will be online education while I work. Or get a partial retirement from my current job and then rack up the loans for medical school.
Posted by lynxcat
Member since Jan 2008
24188 posts
Posted on 10/6/14 at 12:00 am to
$0
Posted by SmackoverHawg
Member since Oct 2011
27381 posts
Posted on 10/6/14 at 12:03 am to
quote:

$0.00.

This. Had scholarships for college. Won many and some other cash paying academic awards in med school. Kept living expenses down. And ended up getting local hospital to pay the $30,000 I did owe. Wife owed $32k for college and pharmacy school. Paid it off first year I worked.
Posted by Big Wooly Mammoth
Member since Apr 2013
214 posts
Posted on 10/6/14 at 12:12 am to
quote:

My daughter is going to school out of state and has an 18K a year scholarship. Unfortunately the out of state tuition fee is 21K a year. She incurred 3K her first year and is working to not barrow any her second year.

Student loans are evil. I empathize with those who have to deal with them.


You think student loans are evil and empathize those who have to deal with them, but you won't pay 3k dollars for your own daughter to go to college?
Posted by THRILLHO
Metry, LA
Member since Apr 2006
49524 posts
Posted on 10/6/14 at 12:20 am to
$40k by the time I graduate in May. Interest is around 9%, so I'm going to be living cheap for two years while trying to pay it off ASAP.
Posted by WalkingTurtles
Alexandria
Member since Jan 2013
5913 posts
Posted on 10/6/14 at 12:24 am to
I have been deferring 13k for a while now just waiting to pay on it. Govt tells me the other day I can redo my payment plan with payments as low as $0 a month. Called it's legit, waiting on approval, also got with a friend who did this. Basically after how many years it's all over and forgiven. Hope it works out.
Posted by Volvagia
Fort Worth
Member since Mar 2006
51915 posts
Posted on 10/6/14 at 12:30 am to
I would hate to be in that situation....
Posted by DownshiftAndFloorIt
Here
Member since Jan 2011
66763 posts
Posted on 10/6/14 at 4:59 am to
28k

6.625%
Posted by pleading the fifth
Member since Feb 2006
3897 posts
Posted on 10/6/14 at 5:23 am to
$288k, all from attending medical school as an out of state student. Plus accrued interest from forbearance years in residency.
Posted by Pilot Tiger
North Carolina
Member since Nov 2005
73163 posts
Posted on 10/6/14 at 5:28 am to
quote:

$288k
good lord


$0 for me
Posted by ForeverLSU02
Albany
Member since Jun 2007
52162 posts
Posted on 10/6/14 at 6:20 am to
Originally owed $40k when I graduated in '08. Down to about $12k
Posted by TigerTreyjpg
Monroe, LA
Member since Jun 2008
5815 posts
Posted on 10/6/14 at 6:25 am to
Mine = 0? I'm 48 though.

My daughter's? Not real sure. Not just a ton, but she'll start law school in about a year and half, and I PRAY she gets into a great/prestigious public law school.
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