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Message

re: Cost of health insurance?

Posted on 1/28/15 at 10:32 pm to
Posted by BRgetthenet
Member since Oct 2011
117681 posts
Posted on 1/28/15 at 10:32 pm to
Mary Landrieu?
Posted by jrodLSUke
Premium
Member since Jan 2011
22090 posts
Posted on 1/28/15 at 10:33 pm to
Well somebody sure as hell supported Obamacare, until they fess up we are gonna blame you.
Posted by Zipfer2022
Member since Nov 2011
3736 posts
Posted on 1/28/15 at 10:34 pm to
You are paying for lazy, stupid people who don't work and those with preexisting conditions. You are paying for "the collective" not yourself. You are a wage slave. Don't be a racist and embrace your role.

Posted by lsunurse
Member since Dec 2005
128950 posts
Posted on 1/28/15 at 10:35 pm to
Oh and you are complaining now? Just wait....only gonna get worse. Wayyy worse.
Posted by Casty McBoozer
your mom's fat arse
Member since Sep 2005
35495 posts
Posted on 1/28/15 at 10:36 pm to
quote:

So you know your cholesterol and triglyceride levels?

I don't need those figures, I guarantee they're low. I don't eat food that could possibly lead to high cholesterol. I eat almost solely fruits and vegetables, zero fast food, no sodas/sugary crap like most Americans.

quote:

I'm not saying go for every sniffle.

I don't get sniffles. I told you, I'm healthy. Not "I don't get deathly ill" healthy. I'm really healthy. My immune system is bangin' on all cylinders. I could let someone with 8 strands of flu cough in my mouth and I'd be grossed out as frick but I wouldn't catch shite.
Posted by Casty McBoozer
your mom's fat arse
Member since Sep 2005
35495 posts
Posted on 1/28/15 at 10:37 pm to
quote:

Mary Landrieu?

Why do you think I'm a democrat?
Posted by Tiger Ryno
#WoF
Member since Feb 2007
103000 posts
Posted on 1/28/15 at 10:37 pm to
Go with high deductible plan and HSA
Posted by Casty McBoozer
your mom's fat arse
Member since Sep 2005
35495 posts
Posted on 1/28/15 at 10:38 pm to
quote:

Oh and you are complaining now? Just wait....only gonna get worse. Wayyy worse.

I guess I need to get the frick out of this country.
Posted by lsunurse
Member since Dec 2005
128950 posts
Posted on 1/28/15 at 10:38 pm to
Don't move to
England....
Posted by Walt OReilly
Poplarville, MS
Member since Oct 2005
124302 posts
Posted on 1/28/15 at 10:39 pm to
I've been thinking about it

Posted by jrodLSUke
Premium
Member since Jan 2011
22090 posts
Posted on 1/28/15 at 10:40 pm to
quote:

Why do you think I'm a democrat?

Because they seem to be the only ones surprised by the increase in healthcare costs.
Posted by shutterspeed
MS Gulf Coast
Member since May 2007
63232 posts
Posted on 1/28/15 at 10:41 pm to
Don't know how/why that happened. When I changed jobs, my new company policy was going to cost my family $1750 (job pays half for me=$350). Got on the health exchange and got a Blue Cross policy (high deduct) for $200-$300 (after subsidy) It was a nightmare dealing with the bureaucratic tape but obviously well worth the savings. Might want to investigate further.
Posted by Mudge87
NOLA
Member since Apr 2014
550 posts
Posted on 1/28/15 at 10:42 pm to
Even with skyrocketing healthcare costs, $600 seems pretty high. You probably have a great policy, take advantage.
Posted by East Coast Band
Member since Nov 2010
62741 posts
Posted on 1/28/15 at 10:43 pm to
Cancer patients and cancer doctors appreciate your monthly contributions to their needs.
Posted by Casty McBoozer
your mom's fat arse
Member since Sep 2005
35495 posts
Posted on 1/28/15 at 10:49 pm to
quote:

You probably have a great policy, take advantage.

So I tell you guys I can't afford to live with my policy and your suggestion is to go pay for co-pays for no reason?
Posted by Zipfer2022
Member since Nov 2011
3736 posts
Posted on 1/28/15 at 10:52 pm to
quote:

I have no expendable income remaining I guess I'm going to lose the house in the next couple of years.


Relax. The gov will subsidize your new home after they are finished making you poor.
Posted by WildcatMike
Lexington, KY
Member since Dec 2005
41528 posts
Posted on 1/28/15 at 10:59 pm to
quote:

I don't need those figures, I guarantee they're low. I don't eat food that could possibly lead to high cholesterol. I eat almost solely fruits and vegetables, zero fast food, no sodas/sugary crap like most Americans.



Does not matter. You still get sick…you could easily get in a MVA and have incredible cost. (My accident, transected aorta, multiple fractures, helicopter ride cost close to a million dollars)…with insurance, you only pay a deductible.
Posted by medtiger
Member since Sep 2003
21659 posts
Posted on 1/28/15 at 11:00 pm to
I'm your age, and I pay $600 per month for a high deductible health plan with an hsa for my family of 3. If you never go to the doctor, you really should decline health insurance through your job and look into buying it on your own. You'll probably end up paying 1/3 the premium and be able to stash money away in an hsa to cover your deductible should you end up in the ER or hospital with a real emergency.
Posted by vjp819
South Sec. 414 / Alex Box Sec. 210
Member since Nov 2003
10882 posts
Posted on 1/28/15 at 11:38 pm to
I'll agree with you $300 a month just for yourself is quite a bit noting that the total insurance bill per month is $600. My company keeps raising ours to where I am now paying $190 per month, for myself and my wife, but the company pays $850 so I guess it's still a pretty good deal, but there was a time I didn't have to pay anything. Just because you are healthy and only 35 years old really has little to do with your medical bills should you for some reason like possibly an accident need to spend time in a hospital. A few days of those bills would likely put a normal person in a deep hole that it might take years to get out of without your health insurance.
Posted by Hopeful Doc
Member since Sep 2010
14942 posts
Posted on 1/28/15 at 11:47 pm to
quote:

35 years old


quote:

I do not have any need for a doctor.



You should have annual bloodwork and a physical examination done yearly, but I think understand what you mean. It's an absolute travesty that someone like you (or me, for that matter), can no longer hold a disaster plan (~$100-150/mo, $7-10,000 deductible, no benefits otherwise) and pay cash for the one physical a year.
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