re: Cost of health insurance?

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I need to go to pharmaceutical peddlers to tell me I'm healthy? No. I say I'm healthy because I eat healthier than everyone I know, I exercise every day, I'm not overweight, my blood pressure is in the athletic range, I feel great, etc

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You should have at least have an annual physical. I had a friend who was healthy as a horse...fit, ate well, did yoga...

by the time he realized he was having trouble with his throat, the cancer was pretty much everywhere. He died within 8 months.

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$600/month for a single healthy person? Explain this to me

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Probably utilization based on usage by other people in the company. If you are part of a pool, you assume some of the risk of others in the pool.

Through your employer or an individual policy?

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We pay almost $700 per month for a family of 5 ... although it would be the same price if we were a family of 3 or 4.


I am jealous.

I pay $1200+ for a family of 4. All healthy, and all we have ever used our insurance for is wellness visits.

I provide health coverage through my small business for my employees. 3 employees is now ~$2900 a month, up $1300 monthly since the reform.

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9th through an employer or individual policy? Just curious. I kept waiting in 2013 for a notice fo a huge increase due to my husband and son both needing surgery and extensive OT for my son. Then in 2014 I had 2 knee surgeries and son's OT had continued for a while earlier in 2014. Huge increase didn't come. In 1997, when we started with an individual policy with BCBS, it was $250 a month and we had $5 or $10 copays for everything. Had to change coverage eventually but it hasn't tripled in 17 years so I guess I shouldn't complain. In 17 years we've met our ded three times -- 2002, 2013, 2014. I'm hoping that is it for a while.

I'm jelly of the group rates you guys get through your employer.

I'm self-employed, and my premium is 770 per month with a 6,600 deductible for 2 adults, 2 children, and none of us are on any meds.

I ought to be able to get the low rate and low deductible, because they way I see it, we are all part of the same "group" of people buying insurance, no matter who we work for.

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I'm jelly of the group rates you guys get through your employer.

I'm self-employed

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To me, benefits are a big reason I got into the field I am in and stay with the company I am with. I know I could get a job with more time at home and make more money, but would come with less job security and worse benefits. I like what I do and who I do it for, but I would like to be home every other Friday like some of my friends...but then again I don't want to travel to other cities once a month, be on the road non stop have a $5k insurance deductible, etc.

My wife could probably about $10-$15k more than what she does now too with another company, but she has some major perks that are too good to pass up (6 weeks paid vacation, companies puts 10% towards her 401K per month - not match, they just put 10% in)

GVice BCBS/La?

What's your insurance? Sounds like a good deal

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Company pays 100% of mine. I have a $1k deductible, but company pays my first $500 out of pocket.

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Work for the government, do ya?