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Car accident at fault question

Posted on 7/23/15 at 2:52 am
Posted by StickyFingaz
Austin
Member since May 2013
13483 posts
Posted on 7/23/15 at 2:52 am
This almost happened to me about a month ago and it got me thinking...

I'm driving in the left lane of a 4 lane (2 in each direction), and a Mexican tries to switch lanes to pass a stopped bus, while I was in his blind spot. I honked and swerved slightly. My tires were rumbling on the reflectors of the center line when a car passed going the opposite direction. If I had gone completely over the line and hit the car head on, would I have been at fault? Seems like I would, but the car changing lanes forced me over. Is it better to just stay straight and let the car switching lanes hit you?
Posted by 7thWardTiger
Richmond, Texas
Member since Nov 2009
24670 posts
Posted on 7/23/15 at 2:55 am to
You would have been at fault
Posted by StickyFingaz
Austin
Member since May 2013
13483 posts
Posted on 7/23/15 at 3:00 am to
That's what I figured, but it's human nature to swerve to avoid the minor collision. It would make it much worse with a head on crash, but it all happened so fast. I guess I need to program myself to not do that again. Even if it means getting hit by an uninsured driver.
Posted by Volvagia
Fort Worth
Member since Mar 2006
51903 posts
Posted on 7/23/15 at 3:09 am to
Why was it either swerve into oncoming traffic or get hit by him?

Was braking to pull yourself back not an option? He must have been already ahead for you do be in a blind spot.
Posted by FT
REDACTED
Member since Oct 2003
26925 posts
Posted on 7/23/15 at 3:19 am to
The Mexican guys car is referred to as a phantom vehicle, and may contribute to how fault is apportioned.

If there are witnesses that back up your story, your uninsured motorists coverage (and possibly theirs) will help cover the accident.
Posted by pioneerbasketball
Team Bunchie
Member since Oct 2005
132321 posts
Posted on 7/23/15 at 3:30 am to
What do you have against mexicans?

Woman driver?
Posted by StickyFingaz
Austin
Member since May 2013
13483 posts
Posted on 7/23/15 at 3:31 am to
The front of my car was about at the hinges of his back driver side door
Posted by StickyFingaz
Austin
Member since May 2013
13483 posts
Posted on 7/23/15 at 3:32 am to
No... It was a dude
Posted by TennesseeSaturday
Chattanooga, Tn
Member since Jun 2014
614 posts
Posted on 7/23/15 at 4:33 am to
If the guy hit you and caused you to swerve into oncoming traffic, then it would have been his fault. But, if he didn't and you hit another car head on then its all on you. Crazy, I know.

quote:

Even if it means getting hit by an uninsured driver.


Your 250$ deductible from and uninsured driver hitting you would still be way easier on the wallet then you hitting someone head on and your insurance paying for medical bills, car damage for both vehicles and also the chance of you being sued in this sue happy world.
Posted by Grassy1
Member since Oct 2009
6253 posts
Posted on 7/23/15 at 5:21 am to
Program yourself to "get paint."
Posted by Hangit
The Green Swamp
Member since Aug 2014
39110 posts
Posted on 7/23/15 at 5:28 am to
How do you know he was Mexican? Did he have an enlarged copy of his passport in the back window?

quote:

If the guy hit you and caused you to swerve into oncoming traffic, then it would have been his fault. But, if he didn't and you hit another car head on then its all on you. Crazy, I know


Livin' la vida loca
Posted by BengalBen
Midwest
Member since May 2008
2221 posts
Posted on 7/23/15 at 5:58 am to
With no witnesses, likely your fault. If the party you hit head on can corroborate your story, then the phantom vehicle has some negligence, but good luck with that in our society.

With a solid witness, you wouldn't be at fault or at least the majority of fault would be on the phantom vehicle.
Posted by burgeman
Member since Jun 2008
10362 posts
Posted on 7/23/15 at 6:22 am to
Not your fault, it would be written as a 3 vehicle hit and run with the vehicle swerving into your lane as the cause of the accident thus being vehicle 1. You would be vehicle 2 and the incoming car being vehicle 3. The reason for the accident would be moving to avoid other vehicle.
Posted by Horsemeat
Truckin' somewhere in the US
Member since Dec 2014
13526 posts
Posted on 7/23/15 at 6:48 am to
Here's the option everyone forgets about: tap the brakes and let him merge over when someone is on the shoulder of the highway broken down. I know, ridiculous idea.
Posted by GM
Baker
Member since May 2011
1060 posts
Posted on 7/23/15 at 6:58 am to
Burgeman is correct in Louisiana.
This post was edited on 7/23/15 at 7:00 am
Posted by shawnlsu
Member since Nov 2011
23682 posts
Posted on 7/23/15 at 7:31 am to
quote:

The Mexican guys car is referred to as a phantom vehicle

Because he, his car and his insurance don't technically exist in America.
Posted by CoachDon
Louisville
Member since Sep 2014
12409 posts
Posted on 7/23/15 at 7:35 am to
quote:

You would have been at fault


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