Massage your nuts
They are all essentially the same. Each company rates on different factors. Some use credit as a top factor and some with driving history. Some with the area you live in, some with your liability limits prior to switching or how long you were with your old carrier.
The trick is finding who fits your needs the best. Call an independent agent and have them run it through a few companies. Like Poo said, Safeco dropped their rates for auto recently but increased up to 20% for homeowners. Progressive is usually pretty low (and not ghetto to whoever said that). USAA is great if you qualify. STF is fine as well. Just depends on your history and many other factors.
ETA: with that said, if anyone needs a quote
These discussions always make me lol because its always everyone arguing over who has it the best. No one does. It's different for everyone.
This post was edited on 6/26 at 7:35 am