mortgage interest rate??? | TigerDroppings.com
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mobius99
Xavier Fan
Home in The Chuck
Member since Jan 2009
415 posts

mortgage interest rate???

Just got qualified at 3.2% is this good or should we shop around more?


Dan
LSU Fan
Houston
Member since Dec 2006
2208 posts

re: mortgage interest rate???
30 year?


guttata
LSU Fan
prairieville
Member since Feb 2006
20383 posts

re: mortgage interest rate???
I'd jump on it. We ended up at 3.375/30 yrs when we closed 6 mo ago


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mobius99
Xavier Fan
Home in The Chuck
Member since Jan 2009
415 posts

re: mortgage interest rate???
Yes, 30 year. Thanks.


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wiltznucs
South Florida Fan
Apollo Beach, FL
Member since Sep 2005
7981 posts

re: mortgage interest rate???
Anything 3.5 or below is good on the current 30 year fixed...


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ragacamps
LSU Fan
Member since Jan 2011
2400 posts

re: mortgage interest rate???
You can tell me to kiss your arse for asking this, and I would understand, but would you mind telling me what your credit score is??


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Catman88
LSU Fan
Baton Rouge, LA
Member since Dec 2004
40873 posts

re: mortgage interest rate???
Is this the rate or the APR?


Tmacelroy12
LSU Fan
Houston
Member since Aug 2012
5489 posts

re: mortgage interest rate???
Just a heads up:

Prime rate is 3.25%

The longer terms bring higher interest rates (due to uncertainty of collecting interest in future terms)



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ParIV
LSU Fan
Baton Rouge
Member since Apr 2004
1824 posts

re: mortgage interest rate???
Where did you get this rate? I'm building a house and will be closing in the next month or two.


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Crimsonsaint24
Alabama Fan
Alabama
Member since Jul 2011
552 posts

re: mortgage interest rate???
I refinanced months back and I got a rate of 3.8 makes a huge difference but I went with a 20 year mortgage


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jojothetireguy
New Orleans Saints Fan
Live out in Coconut Grove
Member since Jan 2009
9356 posts

re: mortgage interest rate???
who is doing your mortgage and if you don't mind me asking what percentage are you intending to put down? We are in the process of buying now and i think we have ours at 3.68. Which is still good, but we both have credit scores 790 and up.


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lsu tigerdog
LSU Fan
Baton Rouge
Member since Nov 2007
136 posts

re: mortgage interest rate???
did you lock in and what kind of loan program.


guttata
LSU Fan
prairieville
Member since Feb 2006
20383 posts

re: mortgage interest rate???
I did my build and permanent financing through E federal Credit Union. They just sold off the loan to another lender. I financed 65% the total cost.


ItNeverRains
LSU Fan
Franklin, TN
Member since Oct 2007
7230 posts

re: mortgage interest rate???
Betting farm this is usaa . 3.2 on 30 0/0 is low.


guttata
LSU Fan
prairieville
Member since Feb 2006
20383 posts

re: mortgage interest rate???
That would basically mean USAA is losing money. If prime is 3.25, and there are no points/closing costs, they make no $$


ItNeverRains
LSU Fan
Franklin, TN
Member since Oct 2007
7230 posts

re: mortgage interest rate???
Usaa on a va loan can offer discounts to vets. You agree to get shot at, you get an 8th to quarter discount


guttata
LSU Fan
prairieville
Member since Feb 2006
20383 posts

re: mortgage interest rate???
I've got USAA and they couldn't beat the rate I was offered by my credit union. I guess I wasn't worthy.


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Cholo
LSU Fan
National City, CA
Member since Oct 2012
1076 posts

re: mortgage interest rate???
quote:

Usaa on a va loan can offer discounts to vets. You agree to get shot at, you get an 8th to quarter discount


Hell yeah well worth it. I love USAA.


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