User Profile: lsu tigerdog | TigerDroppings.com
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Favorite team:LSU 
Location:Baton Rouge
Biography:
Interests:L S U
Occupation:Mortgage Broker
Number of Posts:140
Registered on:11/1/2007
Online Status:Not Online

Recent Posts

Message
re: Where did you shop mortgage rates? - lsu tigerdog
are you looking into a 30 yr term. is this is a conventional loan, how much are you putting down. what's your credit score, all this determines your interest rate. :cheers:...
Posted on Money Talk
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re: What brand of multivitamin do you take? - lsu tigerdog
look into Juice Plus :cheers:...
Posted on O-T Lounge
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re: Saints Season Tix For Sale - Individual Games for sale now + dome parking pass - lsu tigerdog
interested in the cowboys sunday nite game, what section,row and how much are you asking for a pair, email me at strangebrewkrewe@gmail.com...
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re: Plumber recs for BR - lsu tigerdog
call central plumbing :cheers:...
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re: shopping baton rouge mortgage rates - lsu tigerdog
todays rate around 3.625 to 3.75%, worst case 3.875%. - 30 yr conventional loan call me if you want more details, no need to pull credit :cheers:...
Posted on Money Talk
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re: Mortgage Question - lsu tigerdog
those are standard fee. for title insurance you have to have lenders title insurance but at closing you can opt out of owners title insurance. all title company's are within a $150 difference. cost of appraisal will run $475 and you'll want to get a termite certificate, that can range from $55 to $...
Posted on Money Talk
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re: Mortgage Question - lsu tigerdog
I'm a broker here in BR, gmfs is one of my lenders but on the wholeside side, the gmfs side branches are retail, just like nola, they can still charge you origination/points, processing, application and even a credit report fee. I see it all the time when buyer send me their fee sheets. a good ...
Posted on Money Talk
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re: Question about buying a house - lsu tigerdog
FHA requires only min 3.5% down - todays rate as low as 3.125%, uncle sam eff 01/26/15 is lowering pmi. pmi is for the life of the loan. Rural development- 100% program is the best program. eff 02/02/15 - rural development is allowing more parts of baton rouge being eligible. rate around 3.5%. pmi ...
Posted on Money Talk
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re: Should I settle a collection debt? - lsu tigerdog
pay it only if they agree to delete the collection acct, if you settle or even pay it down to a zero balance it can actually hurt your scores afterwards. Deleting the acct is the only way to go. :cheers:...
Posted on Money Talk
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re: Home Appraisal Lower than Offer: What to do? Edited OP - lsu tigerdog
if seller does not lower price - walk away, don't be upside down on deal. if seller does drop price, chances of them helping you with closing cost are now none. :cheers:...
Posted on Money Talk
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re: Getting rid of PMI on a house you already live in - lsu tigerdog
what kind of a loan is it, conventional or FHA. if it is a FHA loan that was just taken out the last few years ago, PMI is for the life. on a conventional loan, it must be at 80% loan to value. hope this helps :cheers:...
Posted on Money Talk
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re: LSU v A&M Basketball (2) Tickets Below Face Value - lsu tigerdog
just sent you email for 2 tickets if available :cheers:...
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re: Christmas Lights in Denham?? - lsu tigerdog
right off eden church road, park at North park, they have signs, only from 6 to 8. :cheers:...
Posted on O-T Lounge
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re: Marines in Baton Rouge, Good Barbershop? - lsu tigerdog
Troys Barber Shop, by Perkins over pass I've been going there for years, :usa:...
Posted on O-T Lounge
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re: Title insurance--do I need it? - lsu tigerdog
On a purchase, you are required to have what's called lenders title. The is based off just loan amount. Easy way to explain its like basic auto liablity coverage. Title company misses something you're liable. Owners title is just a few hundred dollars more. Depends on sales price. This protects y...
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re: Is Undercover Tourist Legit? - lsu tigerdog
great site and legit, we buy thru them every time we head off to Disney. :cheers:...
Posted on O-T Lounge
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re: Who is currently writing homeowners in Louisiana? - lsu tigerdog
call Mid South Insurance in Baton Rouge, they are an insurance broker, great premium, low deductible- ask for Julee or McInnis Tyner, insurance agency ask for Tiffany. :cheers:...
Posted on Money Talk
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re: Refinance options - lsu tigerdog
max loan to value on a cash out refinance is 85%. thru the conventional or FHA program. go conventional if you can, you'll take a small hit on the conventional rate because it is a cash out refi vs a rate term refi. closing cost get rolled into the loan :cheers:...
Posted on Money Talk
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re: UPDATE: Buyers of My House Having Hard Time Getting Financed - lsu tigerdog
call investar mtg, I believe they still work with buyers in MS with lower scores. sorry I wish I could help ...
Posted on Money Talk
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re: Convetional mortgage - lsu tigerdog
you can put down as low as 3% to 5% down, plus the down payment funds can now come in the form of a gift. rates are better on the FHA but that PMI is a killer. go conventional if you can. min score for the conventional is a 680 score but the rate wont be pr...
Posted on Money Talk
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