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Started By
Message
Getting ok to be ok with spending
Posted on 6/11/16 at 6:09 pm
Posted on 6/11/16 at 6:09 pm
Ok, I have an issue. I was "poor" for so long that now that I'm making money, I'm still terrified to spend it. I'm making well over double what I was 6 months ago. And I've improved some things. Moved to a great part of town, got a good apartment, etc. did a pretty realistic budget that leaves room for me to be somewhat flexible. And while I don't have a ton of free money, I have enough to not be a hermit. I'm scared to spend money though. I'm scared to go out to eat, to go out to a bar, to go to an event.
How do you shake that feeling.
How do you shake that feeling.
10
Posted on 6/11/16 at 6:19 pm to athenslife101
It isn't a terrible thing to be very frugal. It'll cramp your social life but there are worse mistakes to make.
Really it just takes time getting used to your new situation. I was in a really bad financial situation once upon a time myself, you just have to adjust to the fact that the improved circumstances really are the new normal.
Really it just takes time getting used to your new situation. I was in a really bad financial situation once upon a time myself, you just have to adjust to the fact that the improved circumstances really are the new normal.
Posted on 6/11/16 at 6:19 pm to athenslife101
Life is short. Money is money. Spend some money and enjoy life.
Posted on 6/11/16 at 6:20 pm to tigerfann83
quote:
Keep saving
Cause when I die alone in 50 years, I'm going to look back on my mid 20s in fondness of spending my free time alone doing jack shite.
Posted on 6/11/16 at 6:21 pm to TheOcean
quote:
Life is short. Money is money. Spend some money and enjoy life.
Can't take it with you.
Posted on 6/11/16 at 6:52 pm to Teddy Ruxpin
I used to try to save every dollar until a few years ago. My parents retired at a young age but wasn't healthy enough to do all the traveling that they were planning. I still think about cost for everything but I have made myself be okay with spending money now, especially on traveling.
Posted on 6/11/16 at 6:56 pm to LSU1018
quote:
I used to try to save every dollar until a few years ago. My parents retired at a young age but wasn't healthy enough to do all the traveling that they were planning. I still think about cost for everything but I have made myself be okay with spending money now, especially on traveling.
Ya, the only way I'm doing the save like crazy retirement thing is if I do what you read those bloggers do when they save like 80% of their income for 10 years and retire at 40 or earlier. If you can actually pull that off then that's not the worst strategy. Otherwise, strike the balance.
Posted on 6/11/16 at 8:00 pm to athenslife101
What good is a return on investment when you never get a return on life?
Balance. Its all about balance.
Balance. Its all about balance.
Posted on 6/11/16 at 8:25 pm to LSU1018
quote:
I used to try to save every dollar until a few years ago.
+1
Life is too short and unknown to only save and never enjoy.
Posted on 6/11/16 at 10:13 pm to athenslife101
Get married.
Then you won't have any money.
Then you won't have any money.
Posted on 6/11/16 at 10:26 pm to makersmark1
quote:
Get married. Then you won't have any money.
You marry a deadbeat?
Posted on 6/11/16 at 10:50 pm to athenslife101
Who says that you've got to spend money to meet people? The most interesting people are doing volunteer work, hanging out at libraries/art galleries/cool free stuff, making/creating things, hiking/biking/whatever else outdoors, and generally living. Spending money will not get you a cool life or friends; consumption is not a substitute for building a meaningful life. Your insecurity over money is but a symptom......
Posted on 6/11/16 at 11:28 pm to athenslife101
What you do is just put aside a set amount you are going to save on auto draft and then spend the rest.
Posted on 6/12/16 at 7:13 am to athenslife101
Put together financial plan. Create monthly budget based on plan. Pay bills and yourself first. Spend what is leftover.
Posted on 6/12/16 at 9:22 am to Teddy Ruxpin
It was a joke.
My wife works and is a saver.
Low maintenance.
My wife works and is a saver.
Low maintenance.
Posted on 6/12/16 at 1:54 pm to hungryone
quote:
Who says that you've got to spend money to meet people? The most interesting people are doing volunteer work, hanging out at libraries/art galleries/cool free stuff, making/creating things, hiking/biking/whatever else outdoors, and generally living. Spending money will not get you a cool life or friends; consumption is not a substitute for building a meaningful life. Your insecurity over money is but a symptom......
I am retired and 61, I had envisioned retirement to be largely filled with activities that required a lot of "stuff", and with the stuff came even more associated expenses so I was somewhat consumed with assuring I would have the money to fund retirement. As I got older and closer to retiring I found having experiences with people and family much more meaningful and requiring less money than the "stuff" I had once though was important to me.
Posted on 6/12/16 at 2:03 pm to Teddy Ruxpin
quote:
Get married. Then you won't have any money. You marry a deadbeat?
Both of my wives (first 17 year) and current (21 years) are what I call recreational spenders. I like to play golf. They like to buy shite. There is a definite difference in the sexes regarding buying stuff. Women get a high that men do not.
Posted on 6/12/16 at 3:46 pm to athenslife101
Enjoy the feeling. Once you get married and have kids the money seems to just spend itself.
I saved really agressively early in my career with the expectation that my savings rate would taper over time. It has worked out fine so far.
I saved really agressively early in my career with the expectation that my savings rate would taper over time. It has worked out fine so far.
Posted on 6/12/16 at 6:53 pm to athenslife101
It's okay to reward yourself for doing well and better than you were doing. Just keep saving and if you see something that you like every now and then that won't break your budget, get it for you.
What's the point of working hard and doing better for yourself if you aren't enjoying the fruits of your labor?
What's the point of working hard and doing better for yourself if you aren't enjoying the fruits of your labor?
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