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re: Credit Card Rewards and Points Discussion
Posted on 12/7/16 at 8:28 am to rintintin
Posted on 12/7/16 at 8:28 am to rintintin
Europe flights have been cheap for the better part of 6 months to a year.
There's some good competition on those routes and then add in a couple terrorist attacks in Western Europe and voila!
There's some good competition on those routes and then add in a couple terrorist attacks in Western Europe and voila!
2
Posted on 12/7/16 at 6:29 pm to Teddy Ruxpin
On the CSR, do I need to just charge $4k or pay off $4k?
Posted on 12/7/16 at 6:51 pm to jmarto1
Charge $4000
If you pay interest though, you've already turned it into a bad deal though
If you pay interest though, you've already turned it into a bad deal though
Posted on 12/7/16 at 9:25 pm to GenesChin
That's why I am asking. I'm looking to plait out with bonuses and such. Thanks for answering.
Posted on 12/7/16 at 9:40 pm to Teddy Ruxpin
Teddy, here's my deal
-23
-Graduated in May
-Been working since July as an electrical engineering consultant
-Lots of international work, expenses reimbursed
-Want a credit card with points and shite so that I'm getting something off my expenses. Been paying with debit card smh
-Have an AMEX gold premier rewards on my parents' account that I pay off every month. -3 credit reports have me ranging from 722-794
Denied for Amex Blue Cash Preferred and Chase Sapphire Preferred. Both said not enough accounts/not long enough history
What's something I can get for sure to get some credit? Kinda pissed off lol
-23
-Graduated in May
-Been working since July as an electrical engineering consultant
-Lots of international work, expenses reimbursed
-Want a credit card with points and shite so that I'm getting something off my expenses. Been paying with debit card smh
-Have an AMEX gold premier rewards on my parents' account that I pay off every month. -3 credit reports have me ranging from 722-794
Denied for Amex Blue Cash Preferred and Chase Sapphire Preferred. Both said not enough accounts/not long enough history
What's something I can get for sure to get some credit? Kinda pissed off lol
This post was edited on 12/7/16 at 9:43 pm
Posted on 12/7/16 at 9:46 pm to Carson123987
quote:With the amount of traveling you have done, you have probably already missed out on a few free plane tickets worth of rewards
Been paying with debit card smh
ETA: Chase Freedom is a good beginner card that usually gets approved but Teddy probably knows better ones out there for travel rewards
This post was edited on 12/7/16 at 9:48 pm
Posted on 12/7/16 at 9:47 pm to TigerTatorTots
quote:
With the amount of traveling you have done, you have probably already missed out on a few free plane tickets worth of rewards
Exactly. Need to get this ball rolling
Posted on 12/8/16 at 12:10 am to rintintin
Damn, that's nice. I do wish I could fly out easier international but it's a fair trade off.
Posted on 12/8/16 at 7:24 am to TigerTatorTots
quote:
Chase Freedom is a good beginner card that usually gets approved
And you can rack up those 5x's rewards quarterly, so when you do get the CSR or CSP you'll have plenty of points to transfer over and take advantage of.
Posted on 12/8/16 at 8:23 am to Carson123987
quote:
Chase Sapphire Preferred. Both said not enough accounts/not long enough history
You call their reconsideration line? If you have the income, you may be able to get them to change their mind
Posted on 12/8/16 at 9:18 am to GenesChin
Wait a few months and apply again. If you get approved now, your first statement will close in January and you will not get the 2016 $300 travel credit.
Posted on 12/8/16 at 10:13 am to LSUregit
I had to break it to some friends that they waited too long to apply for SW business card trying to grab a companion pass. I felt horrible
Posted on 12/8/16 at 10:40 am to GenesChin
Why do you say that? Plenty of time to get companion pass. Still many referral links out there for 50K on all SW cards.
Posted on 12/8/16 at 12:02 pm to VABuckeye
Wife and I are looking to do a 7-8 day trip to Hawaii in mid to late April, will be our first time visiting Hawaii. Looking to do Oahu for Pearl harbor and 1 other island, leaning towards Maui right now (But open to suggestions). We both enjoy hiking, outdoors, snorkeling, etc. but want to spend at least 1 lazy/drunk day on the beach (wedding anniversary trip).
Right now I have 205k SPG points. Wife and I both have our own SPG cards for referral bonus, signup bonus. Last time I had asked here for some advice it was suggested I get Chase Sapphire Preferred and then the Chase Hyatt. One thing to mention is that we live in Houston, so we would really, really like to take the direct United flight there and back.
Looking for advice on:
-Where to go / what to do
-How to best utilize my points
-How to best utilize any sign up bonuses, credit cards, etc to help with the trip
Right now I have 205k SPG points. Wife and I both have our own SPG cards for referral bonus, signup bonus. Last time I had asked here for some advice it was suggested I get Chase Sapphire Preferred and then the Chase Hyatt. One thing to mention is that we live in Houston, so we would really, really like to take the direct United flight there and back.
Looking for advice on:
-Where to go / what to do
-How to best utilize my points
-How to best utilize any sign up bonuses, credit cards, etc to help with the trip
Posted on 12/8/16 at 2:16 pm to LSU Delirium
If you can spend 7 nights on 1 island:
Use Marriott nights and flights. Choose Korean skypass miles. You will need 25K per person rt. Get Marriott points from SPG at 3 marriott from 1 spg. Will cost you about 101K SPG for 7 nights and the flights in Cat 8 marriott. Maui has a ritz too which will cost you 163K for the same.
LINK
If you def wanna do 2 islands:
Transfer 40K spg to korean and fly on delta. Korean allows open jaws so you can fly into HNL and out of OGG.
Use SPG to marriott to stay 5 nights on 1 island (since 5th night is free). Transfer 10K to AA to get the inter island on AA (5k pp)
Use Marriott nights and flights. Choose Korean skypass miles. You will need 25K per person rt. Get Marriott points from SPG at 3 marriott from 1 spg. Will cost you about 101K SPG for 7 nights and the flights in Cat 8 marriott. Maui has a ritz too which will cost you 163K for the same.
LINK
If you def wanna do 2 islands:
Transfer 40K spg to korean and fly on delta. Korean allows open jaws so you can fly into HNL and out of OGG.
Use SPG to marriott to stay 5 nights on 1 island (since 5th night is free). Transfer 10K to AA to get the inter island on AA (5k pp)
This post was edited on 12/8/16 at 2:17 pm
Posted on 12/8/16 at 3:25 pm to AmeriKop45
If they are phasing out the old INK card, will I eventually be able to downgrade to the no fee version down the road?
Haven't hit 13 month mark yet
Haven't hit 13 month mark yet
This post was edited on 12/8/16 at 3:26 pm
Posted on 12/8/16 at 3:37 pm to GenesChin
What the heck are you talking about gene. Don't make 2016 any worse
Posted on 12/8/16 at 11:34 pm to TigerTatorTots
Ya I think if I was playing the long game I'd start there, wait another few months and grab Reserve.
Since he's traveling often, he'll probably get some value out of any card that grants lounge access or other perks, so something to think about.
Chases rule really slows some things down.
On the flip side, he might travel so much he may not need points much like us plebs
Since he's traveling often, he'll probably get some value out of any card that grants lounge access or other perks, so something to think about.
Chases rule really slows some things down.
On the flip side, he might travel so much he may not need points much like us plebs
This post was edited on 12/8/16 at 11:36 pm
Posted on 12/9/16 at 8:09 am to Teddy Ruxpin
One can always use more points..
Posted on 12/9/16 at 8:23 am to AmeriKop45
quote:
What the heck are you talking about gene. Don't make 2016 any worse
I thought I read that they just will stop offering the old ink card and move to the new thing out
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