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re: Credit Card Rewards and Points Discussion
Posted on 7/14/16 at 10:18 am to GenesChin
Posted on 7/14/16 at 10:18 am to GenesChin
I just got delta card and it says I get a $100 statement credit with in flight purchase but I have no travel plans. Is there a way to buy some thing on their website or make a purchase that will get me this statement credit?
Thanks!
Thanks!
0
Posted on 7/16/16 at 6:10 pm to AmeriKop45
I know points + cash is usually not a good value, but I'm thinking of using 7500 points + $100 to stay a weekend night at Hyatt French Quarter. The rate is $400+ a night. Seems like a good value to me
Posted on 7/16/16 at 6:38 pm to LSU6262
That hotel I thought was typically more in the $215-$250 range.
Posted on 7/16/16 at 7:09 pm to LSUtoOmaha
Posted on 7/16/16 at 7:25 pm to LSU6262
Idk who said p+c isn't good value. A lot of times, like the one you just mentioned, they prove to be very good value. The way I look at p+c redemptions is whether I would pay the cash component to "buy " the points I'm saving. If the answer is greater than the value per point, I go p+c way
Posted on 7/16/16 at 8:17 pm to LSU6262
Gotcha. I was looking at prices for Thanksgiving weekend on Priceline for the same one.
Posted on 7/17/16 at 1:49 am to GenesChin
how are you guys doing the MS to meet the minimal?
Posted on 7/17/16 at 10:02 am to LSUregit
quote:
how are you guys doing the MS to meet the minimal?
I don't MS at all. I'll start buying GCs for things I already use like Amazon/HomeDepot/Chipotle though
Most MS people buy Reloadable GCs, buy money orders then put them on a Walmart debit card type thing. They then use Walmart bill pay to pay it off
Posted on 7/17/16 at 6:46 pm to GenesChin
Card cash 5x deal on Ink is dead. Just learned of it in May. 
Posted on 7/17/16 at 7:02 pm to fatboydave
Card cash? What did I miss?
Posted on 7/18/16 at 7:34 am to Joshjrn
Discounted gift cards showed up as utilities purchase on Ink card. 5x UR points that now only get 1x points
Posted on 7/18/16 at 10:29 am to fatboydave
What about regular price gift cards?
Posted on 7/18/16 at 11:51 am to metallica81788
All gift cards are now 1x. sorry, could have been a little clearer.
Posted on 7/18/16 at 12:05 pm to metallica81788
quote:
What about regular price gift cards?
He just meant that a website used to code as utilities which gave the Chase Ink 5x bonus. So you could reap a 5% bonus on top of a discounted GC to begin with
Posted on 7/18/16 at 1:05 pm to GenesChin
quote:
So you could reap a 5% bonus
5x not 5% (equal to about 10%)
Posted on 7/18/16 at 1:24 pm to AmeriKop45
quote:
5x not 5% (equal to about 10%)
Lets all remember to post those little tidbits on here
By the way...I've been doing referrals on plastiq to pay bills free and noticed the citi att card gives me 3% on mortgage. (Codes as online purchases)
Posted on 7/18/16 at 3:25 pm to AmeriKop45
I just found out a $400 purchase that was a decent part of my Ink minimum spend needs a check or money order. Is it ok to go to Staples buy two $200 Visa gift cards (is it still 5x on Ink if buying gift cards in an office store?) then go to Walmart or something for two money orders then use those for purchase?
Posted on 7/18/16 at 3:37 pm to metallica81788
quote:
Is it ok to go to Staples buy two $200 Visa gift cards (is it still 5x on Ink if buying gift cards in an office store?) then go to Walmart or something for two money orders then use those for purchase?
Yes and yes. At the WM register, tell the rep that you want to buy a $400 MO and you want to do a split transaction of 2x$200. Have 70c in cash to pay for MO fee. This way you will be able to unload both GCs into a single $400 MO.
Posted on 7/18/16 at 4:09 pm to AmeriKop45
quote:
5x not 5% (equal to about 10%)
I always say 5% from the standpoint of you get 5% of the purchase amount back in points.
How you redeem your points is up to you
Posted on 7/20/16 at 8:44 pm to AmeriKop45
quote:
How do you get so many? The reason I got this one was because of my roommate. I've since moved out. So don't know how I will be able to get my hands on any more.
I used to receive some family members' mail at my house while they were in transition between job/cities. Apparently it was long enough for some banks to pick them up as residents at my house. I literally get an AA 50k mailer every 2 or 3 months in one of their names. I just got another one actually, so I now have two waiting to be used.
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