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Message

re: Credit Card Rewards and Points Discussion

Posted on 10/2/15 at 2:51 pm to
Posted by Teddy Ruxpin
Member since Oct 2006
39584 posts
Posted on 10/2/15 at 2:51 pm to
quote:

That's so silly. I need to add my wife as a child. You do $2k/month?



Ya, right now I do $1k with regular Sapphire and $1k with Double Cash.

AND I just realized I can change my direct deposit online.

Things are about to get....weird
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/2/15 at 3:09 pm to
quote:

AND I just realized I can change my direct deposit online.

Things are about to get....weird



There really are some nice plays in the bank account loading game.

Just tried to set cash advance limits on Citi cards to zero using chat. They told me minimum was $750...I think I'll have to call in for that. Dumb.

I did get another Alaska personal and biz card in the mail last week which gets me to 100k for Emirates first to Asia through DXB. 2 personal and 2 biz 93 days apart. Still have to get my wife 50k more points. No idea where I'm going, but I got em. Apply for them on the same day and only get 1 CC pull for both.
This post was edited on 10/2/15 at 3:12 pm
Posted by Teddy Ruxpin
Member since Oct 2006
39584 posts
Posted on 10/2/15 at 4:08 pm to
quote:


Just tried to set cash advance limits on Citi cards to zero using chat. They told me minimum was $750...I think I'll have to call in for that. Dumb


Could go in guns blazing and forget about it.

They still have the $100 statement credit offer out for Alaska?

ETA:

Just got off the phone with them. $750 was the lowest I could get too.
This post was edited on 10/2/15 at 5:46 pm
Posted by Teddy Ruxpin
Member since Oct 2006
39584 posts
Posted on 10/2/15 at 6:13 pm to
I had to go incognito on my Chrome browser to get past the "pick your state" thing at the beginning.

Had another couple hiccups as I was going through the app that made me restart twice but I'm through.

Downloaded the CC authorization and will fax that in or whatever
This post was edited on 10/2/15 at 6:14 pm
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/2/15 at 10:17 pm to
quote:

They still have the $100 statement credit offer out for Alaska?

Yep. Got it on both personal cards too. Made $50 and got 50k alaska miles. Nice deal.
quote:

Could go in guns blazing and forget about it


$15k cash advance wouldn't be pretty.
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/2/15 at 10:20 pm to
quote:

had to go incognito on my Chrome browser to get past the "pick your state" thing at the beginning.

Had another couple hiccups as I was going through the app that made me restart twice but I'm through.

Downloaded the CC authorization and will fax that in or whatever


Very nice. Yeah I ran incognito mode through to see the process and had no issue either.

Think I might have to get the wife a new bank account too. 130k AA miles for $60 on soft pulls. Yes please.

I didn't do it tonight and not sitting down at the computer, but will in the AM.
This post was edited on 10/2/15 at 10:22 pm
Posted by Teddy Ruxpin
Member since Oct 2006
39584 posts
Posted on 10/3/15 at 2:41 am to
I went in for $10k.

From what I read it should process probably Tuesday if my fax went through right.

I'll update when/if I see the transaction
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/5/15 at 12:33 pm to
Just opened mine as well and faxed in letter. Used my Citi AA Plat card.

Hardest part was remembering how to use the damn fax machine.
Posted by Teddy Ruxpin
Member since Oct 2006
39584 posts
Posted on 10/5/15 at 12:52 pm to
quote:

Just opened mine as well and faxed in letter. Used my Citi AA Plat card.

Hardest part was remembering how to use the damn fax machine




I used a fax app on my phone.

It sounds like it takes a day or so for them to process the checking account and then they will run the CC the next day. It also sounds like they won't tell you they have run the CC, you just got to keep checking your CC online account.

Just waiting and hoping it doesn't become a hassle.

I did every thing late Friday so I gues Tuesday or Wednesday should be the day.

ETA
Our upgrades to 1st class went through for the MSY to LAX portion of the honeymoon itinerary. Just hoping for ORD to MSY that is left.
This post was edited on 10/5/15 at 1:33 pm
Posted by lilsnappa
Red Stick
Member since Mar 2006
1794 posts
Posted on 10/6/15 at 7:18 pm to
So help me understand this.. you open a checking account, use your Citi AA Plat to fund the account ($1,000 minimum). Then set up a couple auto draft bill pays and after 60 days, boom 50k miles?

I need to open a separate semi-emergency fund account anyway, so am I reading this right??
Posted by Teddy Ruxpin
Member since Oct 2006
39584 posts
Posted on 10/6/15 at 7:27 pm to
Fund with CC
Make $1,000 in debit transactions with your checking account card.
Make the minimum bill payments for 2 consecutive months (paying citi CC bills do not count)
Miles post


I'm still waiting on my account to be set up.
Posted by Sho Nuff
Oahu
Member since Feb 2009
11923 posts
Posted on 10/7/15 at 4:09 am to
quote:

Also, for the IC Thalasso Bora Bora folks that were looking in to going there, have y'all had any luck?

I check every once in a while but it's been prime season for the last few months so I don't imagine any will show up.
quote:

Not sure what the angle there would be...if any at all.

I really hope it opens up again in the shoulder season. I'm so bummed, late April 2016 had 5 nights in a row easy for me to get but the wife and I didn't have the cards yet because of buying the condo. Since then, I haven't seen even 1 day on rewards. I hope the trick didn't frick it up.
quote:

I can say this much, I wouldn't go to stay at Le Moana and not in an overwater bungalow. That's the whole point of flying to the middle of the frickin nowhere is to stay in an over water bungalow.

We have enough points for those 5 night now
It's the reason we got the cards was to go to stay in the over water in Bora Bora. It's ridiculous if they don't put any rooms on there anymore.

ETA: finally popping back in here after being so busy lately. I need to look into this Citi Gold thing you're talking about.
This post was edited on 10/7/15 at 4:11 am
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/7/15 at 9:35 am to
quote:

Our upgrades to 1st class went through for the MSY to LAX portion of the honeymoon itinerary.

Have you been just checking routinely for award space to open or can you actually request it? United, right?
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/7/15 at 9:37 am to
quote:

We have enough points for those 5 night now
It's the reason we got the cards was to go to stay in the over water in Bora Bora. It's ridiculous if they don't put any rooms on there anymore.

Yeah, that really sucks. They used to always open up at least 2-4 rooms per night. It looks like they nixed that all together and now just base it on demand.

quote:

finally popping back in here after being so busy lately. I need to look into this Citi Gold thing you're talking about.

I think Teddy and I are both waiting on our accounts to be funded. My bank account is active and I have a log in, but the funding hasn't gone through yet. Seems to be a pretty awesome deal if it goes through.
This post was edited on 10/7/15 at 9:39 am
Posted by Teddy Ruxpin
Member since Oct 2006
39584 posts
Posted on 10/7/15 at 9:47 am to
quote:

Have you been just checking routinely for award space to open or can you actually request it? United, right?



When my original booking was royally messed up by United, I got a little heated after 10 hours on the phone and sent some scathing emails to execs. They gave me the ability to request 1st class on my domestic segments due to that. So not a regular feature. I feel a little guilty about complaining now, but it was awful.

I do believe there is a way to do it though, read an article, let me find a link.

HERE IT IS

quote:

I think Teddy and I are both waiting on our accounts to be funded. My bank account is active and I have a log in, but the funding hasn't gone through yet. Seems to be a pretty awesome deal if it goes through.



Can you tell me how your account went active. I applied Friday and got approved, but didn't receive any emails or anything. Called yesterday and its still "processing." Looks like I can log in right now and its basically just blank asking to link my ATM/Debit card, so I guess I'm still hung up there.
This post was edited on 10/7/15 at 9:51 am
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/7/15 at 9:58 am to
quote:

I do believe there is a way to do it though, read an article, let me find a link.
Very nice. I have read that, but forgot about it.
quote:

Can you tell me how your account went active
No emails here either. When I was filling out application I created a unique username(different than CC login) and PW. It provided me my bank account # and a Citi gold bank account login. Strange that yours is blank. You probably didn't get the offer and completely wasted your time.




That would be disappointing.

ETA: Oh and AMEX sent me a $40 gift card to Flemings yesterday. No minimum spend, no catch, and not requested. Just $40
This post was edited on 10/7/15 at 10:01 am
Posted by Teddy Ruxpin
Member since Oct 2006
39584 posts
Posted on 10/7/15 at 10:02 am to
Now you got me worried, thanks.

I'll end up calling them back today again now that seed is planted.
Posted by GaryMyMan
Shreveport
Member since May 2007
13498 posts
Posted on 10/7/15 at 1:06 pm to
I need someone to talk me through the easiest MS techniques like I'm 5.

Is This The Best Method?

If not, help a brotha out. If it's sensitive info you can email me at garymyman at gmail.
Posted by BACONisMEATcandy
Member since Dec 2007
46643 posts
Posted on 10/7/15 at 1:39 pm to
They never send me squat
Posted by LSUAfro
Baton Rouge
Member since Aug 2005
12775 posts
Posted on 10/7/15 at 1:58 pm to
quote:

I need someone to talk me through the easiest MS techniques like I'm 5.

Is This The Best Method?

That's a fairly easy method and a good start.
I still use it periodically to hit minimum spends.

It offers you the ability to hit $5k spend a month. If you have a Chase Ink card, Staples $200 gift cards are worth considering.

Visa Buxx. Google 'Visa Buxx Flyertalk'. That is another option for MS. If you have questions after reading through that, ask away. It's fairly straight forward.
This post was edited on 10/7/15 at 2:01 pm
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