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re: Credit Card Rewards and Points Discussion

Posted on 4/25/15 at 12:46 pm to
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
118922 posts
Posted on 4/25/15 at 12:46 pm to
quote:

Consider upgrading to the platinum card. You'll likely get an upgrade bonus and you will get a companion cert which justifies the extra $100


I found a link on Delta's site to upgrade the card. Can you use a companion certificate when buying a rewards ticket?
This post was edited on 4/25/15 at 12:55 pm
Posted by BACONisMEATcandy
Member since Dec 2007
46643 posts
Posted on 4/25/15 at 1:16 pm to
Sadly no

ETA: I'd call Amex - You can sometimes get a better upgrade bonus
This post was edited on 4/25/15 at 1:18 pm
Posted by I Love Bama
Alabama
Member since Nov 2007
37694 posts
Posted on 4/25/15 at 1:46 pm to
Delta just had another 50k promo.

Hitting that bad boy will push me over the 300k mark.
Posted by GenesChin
The Promise Land
Member since Feb 2012
37706 posts
Posted on 4/25/15 at 2:33 pm to
I really wish my company let me book my own international travel and reimburse me. First class RT to China 2-3x per year would make me a CC rewards baller.
Posted by I Love Bama
Alabama
Member since Nov 2007
37694 posts
Posted on 4/25/15 at 2:51 pm to
It's a fun hobby. I don't get to take personal travel very much due to my schedule but when I do it is amazing the shite I get for free.
Posted by BACONisMEATcandy
Member since Dec 2007
46643 posts
Posted on 4/25/15 at 3:55 pm to
FYI - You can't churn the Same Amex cards anymore. They started that in 2014.

quote:

Effective for consumer card applications on May 1st, acquisition incentive control will be declined if the Card Member has ever had the same card and cancelled it. We no longer limit the timeline to look back 12 months...You may be wondering why we are doing it. I know it’s a great loss to people who genuinely take advantage of it. Of recent though, we have seen some misuse of it. I.E. people getting Cards, spending the required spend limit, and then canceling..."
Another AMEX Chat rep wrote him (emphasis mine):
"Let me provide you the details. Accounts opened before April 30, 2014 – bonus will be declined if the Card Member: Has the same Card or Cancelled the same Card in the last 12 months.
Account opened on or after May 1, 2014 – bonus will be declined if the Card Member: Has the same Card or cancelled the same Card."
This post was edited on 4/25/15 at 3:56 pm
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
26982 posts
Posted on 4/25/15 at 5:41 pm to
quote:

And to the Lurkers in this thread. I just checked my square up app and got 13 referrals from here.



And you wanted me to just google a referral code
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
118922 posts
Posted on 4/25/15 at 5:47 pm to
quote:

I'd call Amex - You can sometimes get a better upgrade bonus


I will call. I did an online chat, and didn't see the upgrade option available to me. The chat agent said I wouldn't be eligible till I had the Gold card a year, which is 3 weeks from now.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
118922 posts
Posted on 4/25/15 at 6:03 pm to
So I called AMEX, I got my Delta Gold on 5/12/14, and they are telling me I can't upgrade until June 2015. My problem is that I have travel the first day of June, and would like to upgrade my card and put my June travel on it.

Do you think if I call back around mid May they would go ahead and upgrade my card so I could put my June travel on it, or if not give me the platinum benefits for that travel after I upgrade? Should I call back and ask for a supervisor?
Posted by BACONisMEATcandy
Member since Dec 2007
46643 posts
Posted on 4/25/15 at 6:44 pm to
Thats due to Dodd-Frank. Credit card company can make no changes to your account in the 1st year - even at your request
This post was edited on 4/25/15 at 6:45 pm
Posted by GeauxTigers777
Member since Oct 2007
1571 posts
Posted on 4/26/15 at 12:11 am to
Just an update. I just booked 5 nights at Thalasso Bora Bora on rewards. I now have to book my flights as soon as the aa rewards upon up. Really excited.
Posted by Teddy Ruxpin
Member since Oct 2006
39553 posts
Posted on 4/26/15 at 1:02 am to
Awesomw.
Posted by jimithing11
Dillon, Texas
Member since Mar 2011
22471 posts
Posted on 4/26/15 at 1:16 am to
When are you going?

I still can't believe it's only 50K a night. I'm jelly
Posted by GeauxTigers777
Member since Oct 2007
1571 posts
Posted on 4/26/15 at 6:29 am to
Will be going April 2016. If anyone decides to do this trip, let me know, and I can share a trick on reward night booking. It's actually not posted anywhere online that I can find, and I think it is better that way so the loophole doesn't get closed. Someone was nice enough to share it with me, and it turned a miserable experience (waking up nightly at midnight) into a slightly easier process.
Posted by I Love Bama
Alabama
Member since Nov 2007
37694 posts
Posted on 4/26/15 at 6:53 am to
I've only had the regular delta amex. I got dee biznass one to it the 50k bonus.
Posted by jimithing11
Dillon, Texas
Member since Mar 2011
22471 posts
Posted on 4/26/15 at 7:55 am to
How were you able to get 250K that quick?

Guessing you did 2X 70 for 140. Did you just MS a shite ton over the past year or transfer points over or something?
This post was edited on 4/26/15 at 7:56 am
Posted by GeauxTigers777
Member since Oct 2007
1571 posts
Posted on 4/26/15 at 8:04 am to
I got 2 80k sign up bonuses. I then purchased 50,000 from daily getaway sale for $290 (didn't want to have to wait in statement posting). I already had about 10k and transferred in the rest. I hated purchasing the points (not bad value though at less that 0.6 a point), but it was the cheapest fastest option.

I didn't decide to do this trip until February, and I wanted to go in April of the next year, so that only left me 2 months to get 450,000 points together between hotel and flight. Thankfully, that is the only lost money from purchasing points.
This post was edited on 4/26/15 at 8:08 am
Posted by jimithing11
Dillon, Texas
Member since Mar 2011
22471 posts
Posted on 4/26/15 at 8:20 am to


$290 isn't bad at all considering the USD rate is around $900+ per night

I thought about going there for my honeymoon next April but it was already booked. Hopefully getting there sometime in the next few years though
Posted by GeauxTigers777
Member since Oct 2007
1571 posts
Posted on 4/26/15 at 8:26 am to
Beginning or end of April?
Posted by jimithing11
Dillon, Texas
Member since Mar 2011
22471 posts
Posted on 4/26/15 at 8:34 am to
Early. There's literally only like 5-7 days from now until next May. I checked last night
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