Favorite team:LSU 
Location:Baton Rouge
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Number of Posts:2897
Registered on:5/31/2005
Online Status:Not Online

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re: Help - Student loans and 401K - Breadcrumbs
Consider contributing 6% to 401k and getting another job to pay down debt. Also, eliminate all but necessary expenses. You'll be happier 5 years down the road having sacrificed without losing out on the free match money. compounding returns on that money will be what makes you the most money in y...
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re: Commission Checks and Taxes - Breadcrumbs
supplemental income is held to a higher withholding rate....
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re: Real estate advice - Breadcrumbs
It's not the house she's attached to; it's the memories of family in the house. She'll always have her memories. Get a painting of the house for her and sell it. Renting and being landlords is not for everyone. ...
Posted on Money Talk
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re: General PSA to patients from healthcare providers: What we want you to know - Breadcrumbs
[quote]I have one; When you wait until the end of the appointment, then say "Oh by the way ______________ has been bothering me as well" we want to rip your head off of your shoulders.[/quote] my OB/GYN had a sign in each patient room that said, "We charge for 'Oh doctor, by the way'.." I always...
Posted on O-T Lounge
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re: Pulling out from my current advisor and starting a new Roth - Breadcrumbs
I don't think there's a consequence if you do a rollover instead of a distribution. If you transfer it directly from one institution to another it is called a trustee to trustee transfer. Check with your tax advisor, but I think the rollover avoids any tax consequence. Who knows what the risk...
Posted on Money Talk
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re: Witnessing a Domestic Disturbance Between a Man and Woman - Breadcrumbs
My husband used to hold me back from going outside and interceding in our neighbor's altercations. Then when she tried to turn our locked door knob at 4am to get in our house to get away :ahh:, I understood that I wasn't qualified to help other than to call the cops. ...
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re: Having another kid when your current children are almost out the house - Breadcrumbs
look, it's whatever happens on your journey. I don't think people prefer to be 43 and having babies. It's just how your life unfolds. For some people, age 43 is an empty nest. For some, being a mature parent is what "keeps you young"...
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re: Health Insurance question about a high deductible plan - Breadcrumbs
I can't figure out your numbers without reading the whole thread, but when we were expecting, the PPO was much better than High Deductible when evaluating plans for that purpose. We had unexpected health expenses associated with birth too and were thankful we did PPO that year. After, we did high d...
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re: HSA card denied certain purchases question - Breadcrumbs
My HSA denied my botox expenses :wah: I mean :banghead:...
Posted on Money Talk
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re: 401k meeting today. Right way to ask about high fees?? - Breadcrumbs
there's a report that's created annually breaking down the fees. You probably have access to it online. investment expenses (1% average unless its an index), advisor compensation (.25-.5% usually), provider charges (.4-.5%), and third party advisor fees ($25 per participant/yr + plus cost to do ta...
Posted on Money Talk
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re: Tenant Excuse of the Day - Breadcrumbs
most of the time it's the sympathy grab and always around Christmas: "my ex hasn't paid child support" "my child has been in the hospital with ____" ...
Posted on Money Talk
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re: does it bother trumpettes that he stiffs small business? - Breadcrumbs
[quote]Fact: Hillary wants a 65% estate tax Fact: that threatens my family's future[/quote] [quote]He should have made it a contrast with her newly minted 65% theft policy Anyone who is a never trump small government conservative is a fraud or has an ego problem if that estate tax proposal didn't s...
Posted on Political Talk
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re: Violent Crime rate (US vs Canada) - Breadcrumbs
Michael Moore in Bowling for Columbine says its the fear mongering of the media resulting in an increased need for protection not present in Canadaa. "If it bleeds it leads" Moore contrasts his portrayal of the U.S. attitude toward guns and violence with the attitude prevailing in areas of Canad...
Posted on Political Talk
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re: Older Baton Rouge residents. What lead to the decline of NBR? - Breadcrumbs
Not to be labelled a SJW or anything, but a contributing factor in conjunction with white flight (interstate access, plant pollution, ability to move to better neighborhood schools) was that blacks were red-lined out of new neighborhoods and denied mortgages that whites had access to for better home...
Posted on O-T Lounge
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re: Spinoff: What's Your Favorite Jazzfest Poster? - Breadcrumbs
Aaron Neville with the birds and tambourine ETA. Someone post it for me. I give up on my phone ...
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re: Need A New Vacuum Cleaner... Why Not A Shop Vac? - Breadcrumbs
get a Eureka mighty mite...
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re: Normal for daycare to charge noon refundable deposit? - Breadcrumbs
the most we paid for waiting lists was $65 in Baton Rouge...for LSU and for ELC (1st UMC). was around 30-40th down the list at both. LSU finally called at age 3. Pretty sure we paid nonrefundable registration fees like $150 where we committed to going....
Posted on Money Talk
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re: Recommend auto insurance carrier - Breadcrumbs
Been happy with safeco especially with the bundle discount for home ins. Recently moved home ins to usaa and lost car ins discount (10%?) resulting in about $10-$20 more per month for us both. Had one claim using them. The other car's fault and they had geico. Minor injuries. All worked out...
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re: Another HBO thread: anyone here watch and recommend the series Six Feet Under? - Breadcrumbs
I enjoyed it. Solid acting. Best finale of its time....
Posted on Movie/TV Board
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re: Retiring at 50 - how do you calculate how much you need? - Breadcrumbs
for a 25 year retirement, you perhaps need $250,000 for every $10,000 in annual income you want. Save a lot until you get that in savings and then more for early retirement. close enough?...
Posted on Money Talk
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