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re: Backdoor Roth IRA - is this possible? - agdoctor on 7/2/17 at 10:08 am
[quote]Lots of misconceptions in here it seems[/quote] Also be aware that if you have a rollover IRA it has to be included in a conversion which is usually a deal breaker ...Jump to Post - View Topic - Replies (0)
re: Employers Asking for College Transcripts - agdoctor on 6/21/17 at 7:05 pm
I know a guy that got a promotion to a 6 figure job with company vehicle and the works in the bag until they requested the transcripts. Problem was he didn't have a degree. Clerk at a parts store now. ...Jump to Post - View Topic - Replies (2)
re: Question on Pension rollover - agdoctor on 5/25/17 at 5:52 pm
Usually held until you retire. I have been employed by 2 different companies that I left years ago and both recently offered me a lump sum if I wanted. I rolled both into a rollover IRA. It would have been better if I couod have rolled them into my 401k plan but our plan wouldn't allow it. Not sure ...Jump to Post - View Topic - Replies (0)
re: Recommendations For Dogs That Boo Boo A Lot? - agdoctor on 4/21/17 at 11:05 am
We use Lone Star premium 24% protein. Solves that problem. About $30 for 50lbs. We have had as many as 80 hounds at a time. If you use crap like ole Roy or pedigree they crap 100lbs for every 50 lbs you feed ...Jump to Post - View Topic - Replies (0)
re: How do most of you handle banking between you and your spouse? - agdoctor on 4/18/17 at 4:28 pm
Been married 36 years with joint everything. Only thing I would suggest is to have some spending money separate. We don't really have a problem because of reimbursed expenses that end being personal spending accounts ...Jump to Post - View Topic - Replies (0)
re: Rolling Over a 401K - agdoctor on 4/10/17 at 7:02 pm
[quote]I wouldn't say always. If you roll it over to a tIRA, you can screw yourself on backdoor roth at a later date.[/quote] This is huge if you make too much to go directly into a Roth. I would roll it into new employers plan or leave it where it is if the fund choices are good....Jump to Post - View Topic - Replies (0)
re: What's the longest stretch of time you've been at one job? - agdoctor on 4/5/17 at 7:52 pm
2nd job now. 18 years...Jump to Post - View Topic - Replies (0)
re: side question on car insurance - agdoctor on 3/16/17 at 6:33 am
Depends on the insurance company. I have repairs there were not my fault and premium didn't change. I no other people that have. My advice is if repairs aren't much over the deductible to pay for it yourself. If they are file a claim that's why you buy it. Oh and figure out the money part without th...Jump to Post - View Topic - Replies (1)
re: Company offers both traditional and Roth 401k. What should my mix be? - agdoctor on 3/14/17 at 6:39 am
Biggest known is in the traditional you pay no taxes now but will in the future. The Roth you pay now and none in future unless of course they change the law which they could. There have been grumblings on taxing people that have saved too much- like $3m- in 401k plans. I would never assume a Roth w...Jump to Post - View Topic - Replies (0)
re: Target date funds vs. 3-4 fund portfolio (or both) - agdoctor on 3/11/17 at 9:37 am
I would put the money in a Target date fund with Vanguard or Price and be done with it. No question in my mind ...Jump to Post - View Topic - Replies (0)
re: Which fund would you select? - agdoctor on 3/11/17 at 9:32 am
I have had Blue Chip fir years in a taxable account. In my opinion it's basically a tax manged S&P500 index fund. It follows the index pretty close but the manger sells off some losers so the tax hit isn't too bad. In an IRA that wouldn't matter and you might look at something that pays more in divi...Jump to Post - View Topic - Replies (1)
re: Not renewing men's basketball tickets if JJ is here next season - agdoctor on 3/9/17 at 1:13 pm
Dropped 6 last season. ...Jump to Post - View Topic - Replies (0)
re: Daylight Saving Time: Should Louisiana make this permanent? - agdoctor on 2/27/17 at 12:04 pm
I work in Ag industry I don't like daylight savings time because you don't get off work until late and it leaves no time for anything at night. ...Jump to Post - View Topic - Replies (0)
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