Favorite team:Army 
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Number of Posts:2030
Registered on:12/4/2007
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re: Treasury notes - Hand
T-Bills, T-Notes, T-Bonds are the same. They refer to different time intervals. Savings Bonds are different from above and different depending on the series purchased. They are exempt from stat income tax but you have to pay federal. You can purchase directly from the Treasury at Treasury ...
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re: Reasons my credit score is dropping - Hand
[quote]Didn't pay off any loans and my utilization is up but still well below 50% of my credit limit.[/quote] That'll do it. Utilization is 30.00% of your overall score. You need to be below 30.00% utilization and preferably below 20.00% utilization....
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re: March Rate Hike - Hand
[quote]I suspect we're getting some greater growth.[/quote] I'll believe it when the long-end rises, too....
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re: Operations Groups at BB Banks - Hand
Working for those firms in a back office role is still rewarding and the opportunity is still better than most. Good luck. ...
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re: Operations Groups at BB Banks - Hand
I know a few that leveraged back office jobs at BB to front office positions at boutiques and other small firms thanks to the name recognition of the BB and an MBA from a top 25 in between. It is extremely unlikely you'll to be able to jump back to front at a BB....
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re: Tax situation - married with no kids and $100k salary - Hand
Well, you can defer up to $53,750 of income ($6,750 HSA + $5,500 IRA + $5,500 IRA + $18,000 401k + $18,000 401k). It depends on your overall goals, tolerances, lifestyle, and if you believe in tax diversification (which I do). The HSA is a savings vehicle to cover future costs instead of spendin...
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re: NNN leases dollar general - Hand
Right now, I'll finance the first owner of these. I have a hard time wanting to finance the second. Why? Location, saturation from co-location, exit strategy, near-term high cash flow coupled with all-time low cap rates means the second buyer is most likely overpaying for the asset. ...
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re: What does Austin Thomas do for Lsu - Hand
[quote]Where did that dude learn his football? He looks like a tennis ball boy[/quote] He interned under Monte Kiffin (and Ed Orgeron and Frank Wilson) on Lane Kiffin's staff at Tennessee. He followed them to USC. He left to become Director of Player Personnel at Bowling Green. When Frank found o...
Posted on Tiger Rant
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re: Jobs artificial intelligence won't replace - Hand
I also suggest reading about block-chain and the "behavioral sink" (for the aftermath). ETA: Block-chain technology coupled with artificial intelligence will eliminate many Wall Street, bank, operations, administration, accounting, and attorney jobs. There's a power consumption problem they haven...
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re: Jobs artificial intelligence won't replace - Hand
THE FUTURE OF EMPLOYMENT: HOW SUSCEPTIBLE ARE JOBS TO COMPUTERISATION? Carl Benedikt Frey and Michael A. Osborne September 17, 2013 Abstract We examine how susceptible jobs are to computerisation. To assess this, we begin by implementing a novel methodology to estimate the probability of compu...
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re: Had dinner with Major Sauce...tuesday night before OC announcement - Hand
[quote] [quote]o was just waiting for dead period, bowl practice, etc. to make move. [/quote] This doesn't make sense.[/quote] It does when the hire is employed by another program... out of respect....
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re: now that the board got Canada hired, who do we want to get for ST coach? - Hand
I second bringing McGaughey back. ETA: Or Levine... who would give us the Texas connections. Or the Zook. ...
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re: Werner leaving Ole Miss - Hand
[quote] Wasn't he the guy in the Tunsil texts?[/quote] Yes. And he had a waiver to recruit for Werner....
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re: Not sure where to post this: Gary Crowton is OC at Stephen F. Austin (wow) - Hand
Do y'all want to play a game of where are they now? Jimbo Fisher Head Coach Florida State Bo Pelini Head Coach Youngstown State Karl Dunbar Defensive Line Coach Alabama Josh Henson Offensive Analyst Oklahoma State Doug Mallory Asst. Defensive Backs Coach Atlanta Falcons Todd Monken Offensiv...
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re: Checking account balance question: - Hand
3 accounts 1. "Operating" account with 2 months of living expenses (2 months of living expenses available at the start of each month) 2. "Emergency" account with 3-12+ months (or whatever is deemed appropriate for your situation/savings plan) 3. "Prepaid" account for large items such as car...
Posted on Money Talk
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re: I am trying to understand how the unemployment rate is calculated now.... - Hand
For the U.S., the natural rate of unemployment has long been believed to be ~5.00% due to frictional forces. Historically, at this rate, the economy is hitting on all cylinders. We've had a fundamental change in our labor force and employment/unemployment measures due to new economic realities, demo...
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re: Special teams coach - Hand
Didn't Miles interview Baxter before he hired Peveto? I remember him being mentioned... at least on this board....
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re: Special teams coach - Hand
IF they're really getting the band back together, Kennedy Polamalu is available right now, too. He was RB/ST during the glory years and OC during the Kiffin years. ...
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re: Business banking account help - Needed info - Hand
Don't know of them specifically. In general, you can [u]mobile[/u] deposit a business account if its a disregarded entity (you're the only owner) and their agreements allow it. Multiple owners have additional layers of risk that can't currently be controlled. Business accounts with multiple o...
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re: Low Interest Rate Climate - Hand
It's quite depressing....
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