re: Recent 30yr mortgage rates - CHiPs25 on 3/23/17 at 7:41 pm
As of a week ago, I got in at 4.125. Right when the feds increased, we were getting ready to lock it in but my mortgage guy waited a day or 2 for them to fluctuate a little more. They went from 4.125 to 4.3 and then back down to 4.125....Jump to Post - View Topic - Replies (1)
re: Using 401k / IRA for downpayment - CHiPs25 on 3/22/17 at 6:43 pm
[quote]"In-Marriage QDRO" [/quote] Never heard of this before and looked to be something that is only used in divorces. I read further about it and looks like the benefit for my application would be to remove the 10% penalty for early withdrawl of 401k. I called Vanguard and I am getting the 10...Jump to Post - View Topic - Replies (0)
re: The Current State of Country Music - CHiPs25 on 3/21/17 at 11:19 pm
[quote]I don't get the praise for Isbell, his shite is too boring and slow. At least Sturgill plays fast sometimes[/quote] Absolutely agree with this. Isbell has his moments (just like Sturgill) but both of them are a little too slow for me. I listen to music to get away from having to think and...
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re: Using 401k / IRA for downpayment - CHiPs25 on 3/19/17 at 1:05 pm
Why the emphasis on family? I've got my shite together, brah. I am taking money from my 401k with the intention of paying it back later this year with my bonus. That means that I will be missing out on approximately 7 months of growth on $20,000 which is about $1,000 or so depending on the growt...Jump to Post - View Topic - Replies (1)
re: Using 401k / IRA for downpayment - CHiPs25 on 3/16/17 at 10:22 am
[quote]First time home buyers don't have a firm grasp on the costs associated with home ownership.[/quote] Personally, this is not the case. I have ZERO debt, am extremely smart with my money and have a strong budget. For the past 10 years, my father-in-law has been saying he was going to give ...Jump to Post - View Topic - Replies (2)
re: Using 401k / IRA for downpayment - CHiPs25 on 3/15/17 at 6:39 pm
Don't look at it everyday. Look at it maybe once or twice a year. Once you get the number up, if you can continue the 5% growth then you'll start seeing some large jumps....Jump to Post - View Topic - Replies (0)
Using 401k / IRA for downpayment - CHiPs25 on 3/14/17 at 7:55 pm
My wife and I are getting ready to purchase a home. My family owns a somewhat successful business so my father is giving me a bonus to cover some of the down payment. The house needs some work before we move in so my plan was to take about $20k from the "bonus" and use that for the repairs. I wou...Jump to Post - View Topic - Replies (11)
re: Going for it - Trying to pay off $80k in student debt within next 4 years - CHiPs25 on 3/4/17 at 9:27 am
Good luck! You should have goals along the way to reward yourself. Maybe every 6 months if you hit a certain goal then you have a weekend away playing golf or whatever you're into. It will break up the long 4 years that you're about to endure and give you something to look forward to. Are ...Jump to Post - View Topic - Replies (1)
re: Good laptop backpack for a business professional? - CHiPs25 on 3/4/17 at 8:12 am
Do you carry it over one shoulder or 2?...
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re: Ex claims Hunter Biden blew money on hookers, drugs - CHiPs25 on 3/3/17 at 6:49 am
What makes this even more weird is that Beau Biden (the dead brother) has a son named..........Hunter. Beau had such love for his brother that he named his child after him. Now his brother is banging his wife. This world is fricked up....
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NASCAR races for young kids - CHiPs25 on 2/25/17 at 4:33 pm
The Winston Cup Series is coming to Atlanta next weekend and thought I would take my daughter down to see the festivities. Probably wouldn't stay for the race or at least wouldn't stay long. My daughter just turned 2. Is there a lot to do for young kids at these races? Anyone been to AMS lately?...
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re: NASCAR Heat Evolution released today: does anyone care? - CHiPs25 on 2/12/17 at 8:52 pm
What's the latest on this game? Anyone still playing it?...Jump to Post - View Topic - Replies (0)
re: Hiring someone with a criminal past - CHiPs25 on 2/8/17 at 2:01 pm
[quote]its a non violent offense get the f over it, hell itll probably be legalized in our lives christ[/quote] Possession of 10 bricks of cocaine is a non violent offense too, but i doubt you would hire someone with that kind of checkered past. ...Jump to Post - View Topic - Replies (0)
re: Hiring someone with a criminal past - CHiPs25 on 2/7/17 at 12:23 pm
[quote]maybe give her a drug test[/quote] We've never asked someone for a drug test so we can't decide to start it with her. We received the background check back and it actually came back 100% clean. We are using the basic background service so i'm wondering the validity of our background ...Jump to Post - View Topic - Replies (4)