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Sdento1
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| Number of Posts: | 30 |
| Registered on: | 8/31/2013 |
| Online Status: | Not Online |
Recent Posts
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re: ROTH and Vanguard - Should I use them?
Posted by Sdento1 on 11/22/14 at 11:01 am
If you are a "self-sufficient "type of investor then Vanguard is a great place for you. However, if you need a lot of advice then vanguard will not be a good place for you.… Then you can look at other brokerage firms to five low-cost Vanguard mutual funds anyway
Either way you are headed in a great...
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re: John Hancock 401(k) - Investment Advice
Posted by Sdento1 on 11/22/14 at 10:58 am
It depends to what your tolerance is for risk- at your age , no kids, etc...it seems like the most aggressive option will work best for you since you have all of your other bases covered( emergency fund, Roth IRAs, )
I would just make sure your job also has disability income insurance from a long t...
re: My whole life snapshot...wondering if this is the best use of my money
Posted by Sdento1 on 11/22/14 at 10:54 am
If you are self employed I would think about starting an individual 401(k) to where you can contribute more (up to 17,500) as the annual contribution or even some type of simple or sep ira( depending if you have employees under you).
The most you can contribute to that is 12k a year, but both of th...
What is your expectation for lsu football year in and year out?
Posted by Sdento1 on 11/22/14 at 10:44 am
I'll let you reply...
re: Hazard Insurance
Posted by Sdento1 on 3/2/14 at 9:58 pm
Who are you insured with?
I work for a major insurance company and unfortunately everybodys rates are going up. It is the law of large numbers and south LA for you. I know it is not fair and never good for a rate increase, but just look at all reputable carriers and make sure you are getting a ...
re: Who will play d-tackle for us next year?
Posted by Sdento1 on 1/3/14 at 11:55 pm
Who is Lawson?
We need more guys in recruiting this year as well!...
Who will play d-tackle for us next year?
Posted by Sdento1 on 1/3/14 at 11:47 pm
I know Christian will play, but who else will start and who will back them up?
Thoughts?...
re: Over Funding Life Insurance vs. Roth IRA
Posted by Sdento1 on 11/9/13 at 11:38 am
There are fees with Roth IRAs too!! There are fees with anything...get past the fees- only talk with experts about this- this is a guaranteed 5-8 percent--Roths have historically been better, but that is not guaranteed......
re: Over Funding Life Insurance vs. Roth IRA
Posted by Sdento1 on 11/9/13 at 11:36 am
No, this can be a great idea. The pro is that you can grow money tax free. When you put the money in it is not taxed, it grows tax free, and if you do it for over 10 years you can take loans against the policy by withdrawing an income. Loans are not taxable. You can use this with participating whole...
re: OT Financial Reps/Insurance Sales: Advice?
Posted by Sdento1 on 11/9/13 at 11:27 am
Try State Farm- they are in the top 2 percent of life companies and you have the p&c product as well.youncan make a lot more $...
re: I never see any mention of Coverdale Education Savings accounts here...
Posted by Sdento1 on 11/9/13 at 11:25 am
You can use Roth IRAs for your kids and take out the contributions penalty free for your kid- if they don't go to college you can use it as a hybrid for a retirement fund for them or you.
If you stick to a dedicated savings plan just use a college savings 529 plan- you can contribute more than 2k p...
re: Car Insurance
Posted by Sdento1 on 11/9/13 at 11:22 am
Every insurance company looks at the last 3-5 years of your driving record and every insurance company will raise rates to keep up with inflation and their costs on certain vehicles.
Bottom line. Any rate increase is inconvenient, but stay with somebody who you trust and level with regarding rate i...
re: Best value on homeowners policy for livingston parish area?
Posted by Sdento1 on 10/22/13 at 8:19 pm
State Farm-or liberty mutual-combined with auto insurance with them...
re: Life insurance question
Posted by Sdento1 on 10/20/13 at 9:35 pm
Some policies have an accelerated death benefit and some you can sell- it is called a Viatical settlement. Every company is different- check and see what you have....
re: Homowner's insurance claim
Posted by Sdento1 on 10/20/13 at 9:33 pm
No if the tree dies then unfortunately there is no coverage - if lightning struck it --then you have a claim. ...
re: New Bank Needed, Suggestions?
Posted by Sdento1 on 10/20/13 at 9:31 pm
Usaa and State Farm bank...
re: Emergency Fund Options
Posted by Sdento1 on 10/20/13 at 9:28 pm
Money market accts - check with State Farm bank. They give you whopping .3 for under 10k. That's terrible, but one of the best out there....
re: Car Rental Insurance
Posted by Sdento1 on 10/20/13 at 9:26 pm
I own my own insurance business. If you have personal car insurance- that insurance automatically extends to your rental car. Bottom line. Only buy their insurance your company is paying for it and your company wants a higher limit of liability than you have....
Anybody know anything about indexed universal life?
Posted by Sdento1 on 10/20/13 at 9:23 pm
Looking to use as an investment supplement....
re: Financial Advisor in BR Pville Gonzales area?
Posted by Sdento1 on 10/20/13 at 9:21 pm
I know michael word, one of the better guys and advisors out there! Bar none!...
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