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Message

re: UnitedHealth pulls out of ACA exchanges, profit soars 35%

Posted on 4/18/17 at 12:46 pm to
Posted by Roll Tide Ravens
Birmingham, AL
Member since Nov 2015
42946 posts
Posted on 4/18/17 at 12:46 pm to
quote:

The ACA is a success, and would be a huge success if Republicans would stop obstructing it at every turn.

When you are nearing having to pay $30,000/year for health insurance, it is really hard to believe that.

Of course, you're response will just be blaming Republicans. Nothing about the law itself has any fundamental issue.
This post was edited on 4/18/17 at 12:49 pm
Posted by dcrews
Houston, TX
Member since Feb 2011
30223 posts
Posted on 4/18/17 at 12:54 pm to
quote:

Except they don't have coverage. They may have an insurance card. But if they have any event at all, they'll go bankrupt because they can't afford the deductible. Same as they would if they didn't have the "insurance".


That's my point. They have "insurance" but can't afford the deductible, so it doesn't even matter

But again, success is subjective. For BamaATL and people like him/her, peoeple can now say they have "coverage" and he feels good about it, so everything worked out.
Posted by NC_Tigah
Carolinas
Member since Sep 2003
124188 posts
Posted on 4/18/17 at 1:00 pm to
quote:

All that matters is that the number of "insured" went up....even though those insured can't afford their deductibles anyway.

People like him don't give a shite about the government stealing that money from you to pay for someone else. In fact, they encourage it.
Unfortunately there may be a less than altruistic reason for his assertions.

Healthcare systems like the one employing BamaAtl don't really give a rat's arse about the amount or affordability of your deductible. If d/t owed deductible you default, declare bankruptcy, lose your child's college fund, they don't care.

Why?
Because if your deductible is $10K, but your bill is $40K, the hospital still gets $30K. If your bill is $150K, the hospital gets $140K. Your loss is their major gain.

The concept of foisting unaffordable deductibles on the public is a real winner for those systems, not because of the deductibles, but because of the foisting (aka mandate).

BamaAtl works as an employed physician. No need to delve into the reasons for that. But as is obvious in these threads, he's wholly tit dependent. He views what's good for the system as good for him.

So in concert with his employer, he too couldn't care less about impact of a $12K deductible on a middle class family. Sad truth. Hell, he might even be gifted a little bonus if his hospital benefits enough.
Posted by the808bass
The Lou
Member since Oct 2012
111615 posts
Posted on 4/18/17 at 1:37 pm to
quote:

BamaAtl works as an employed physician.


Fake news.
Posted by Mr.Perfect
Louisiana
Member since Mar 2013
17438 posts
Posted on 4/18/17 at 2:17 pm to
I think we agree that it's just a facade
Posted by JGTiger
Member since Aug 2007
2941 posts
Posted on 4/18/17 at 2:43 pm to
quote:

Had they known those things, then their estimates would have been more accurate


And if I had the powerball numbers for Wednesday night, Thursday would be the greatest day ever...
Posted by BamaAtl
South of North
Member since Dec 2009
21938 posts
Posted on 4/18/17 at 3:57 pm to
quote:

"choice and competition"


When you change the rules by revoking promised payments and skewing the marketplace, that's hardly fair competition. You should know this...

quote:

0/10.


Do better
Posted by BamaAtl
South of North
Member since Dec 2009
21938 posts
Posted on 4/18/17 at 3:57 pm to
quote:

My wife's premium skyrocketing from $220 per month to $965 per month once she lost her dependent spousal coverage is all the understanding I can withstand.


Are you part of the 3% of the country on the individual exchange without a subsidy?

Let's make the law better for you guys, without screwing over the 97% in the process. Deal?
Posted by BamaAtl
South of North
Member since Dec 2009
21938 posts
Posted on 4/18/17 at 3:58 pm to
quote:

What kind of fricking drugs are you on?


Apparently the ones that can do a simple google search. You should try them and educate yourself today.
Posted by the808bass
The Lou
Member since Oct 2012
111615 posts
Posted on 4/18/17 at 3:59 pm to
quote:

When you change the rules by revoking promised payments and skewing the marketplace, that's hardly fair competition. You should know this...


Where in the law are the risk corridor payments? Asking for a friend.
Posted by BamaAtl
South of North
Member since Dec 2009
21938 posts
Posted on 4/18/17 at 4:28 pm to
quote:

Where in the law are the risk corridor payments? Asking for a friend.


Your 'friend' needs an internet connection
Posted by NC_Tigah
Carolinas
Member since Sep 2003
124188 posts
Posted on 4/18/17 at 4:38 pm to
quote:

And if I had the powerball numbers for Wednesday night, Thursday would be the greatest day ever...
Except what he is proposing is analogous to being given the 1st five numbers . . . . and then failing to buy 100 tickets to cover all possibilities for the sixth powerball slot.
Posted by Mr.Perfect
Louisiana
Member since Mar 2013
17438 posts
Posted on 4/18/17 at 4:39 pm to
quote:

Which statement?



When he said the following:
quote:

They did, because they assumed that Medicaid would be expanded nationwide and Republicans wouldn't commit to historic obstruction in limiting promised payments to insurers. Had they known those things, then their estimates would have been more accurate.


it is not disputable that the republicans de-funded the risk corridors that the carriers were relying on. Every state shut down its high risk pool and sent those individuals to the exchange. the corridor was there to pay for those KNOWN losses.

Look, im not a fan of BamaAlt and hes wrong 99/100 times, but he is factually correct on this one. albeit with a heavy dose of hysteria ( "historic obstruction" )
Posted by BamaAtl
South of North
Member since Dec 2009
21938 posts
Posted on 4/18/17 at 4:40 pm to
quote:

Healthcare systems like the one employing BamaAtl don't really give a rat's arse about the amount or affordability of your deductible. If d/t owed deductible you default, declare bankruptcy, lose your child's college fund, they don't care.


More people withOUT health insurance report that they're not able to seek care because of the cost than those WITH insurance. The more people insured, the better care they can receive.

And my system delivered >$70M of charity care just last year. You should know better than to imply that it's some money-grab, but of course you don't.
Posted by NC_Tigah
Carolinas
Member since Sep 2003
124188 posts
Posted on 4/18/17 at 4:41 pm to
quote:

Your 'friend' needs an internet connection
quote:

Temporary Risk Corridors Program

Section 1342 of the Affordable Care Act provides for a temporary risk corridors program from 2014 through 2016.
Newsflash! The year is 2017.
Posted by Topisawtiger
Mississippi
Member since Oct 2012
3499 posts
Posted on 4/18/17 at 4:55 pm to
The 5th post predicted you'd be here soon and what you'd say. Are you predictable or what? How much are you paid to post or are you really this brainwashed?
Posted by NC_Tigah
Carolinas
Member since Sep 2003
124188 posts
Posted on 4/18/17 at 5:03 pm to
quote:

More people withOUT health insurance report that they're not able to seek care
bullshite!

First off, one can ""seek care"" in any number of inexpensive venues, e.g., free advise at a pharmacy. But you no doubt misspoke.

Secondly, do Emory Healthcare ER's kick "unworthies" out due to inability to pay?
quote:

And my system delivered >$70M of charity care just last year.
So "your system", a ""non-profit"", lost >$70M last year?
Really?

What were Emory Healthcare revenues "just last year"?

This post was edited on 4/18/17 at 5:08 pm
Posted by Mr.Perfect
Louisiana
Member since Mar 2013
17438 posts
Posted on 4/18/17 at 5:12 pm to
what is it that prevents you from understanding that healthcare and health insurance are completely separate?

Insurance is just a way to fund healthcare costs.
Posted by NC_Tigah
Carolinas
Member since Sep 2003
124188 posts
Posted on 4/18/17 at 5:15 pm to
(no message)
This post was edited on 4/18/17 at 5:17 pm
Posted by the808bass
The Lou
Member since Oct 2012
111615 posts
Posted on 4/18/17 at 5:19 pm to
Except according to the law, risk corridor payments had to be budget neutral. The administration played around with settlement money in other years to cover the difference. But you didn't know that because you're a moron.
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