re: This link is provided as a service for all the ACA increasing premium Deniers...

Yeah a sweetheart deal. My 270 a month plan didn't cover me for maternal care (I'm a dude). It was, like I said, for all intents and purposes a catastrophic plan that was never going to cover anything unless I had a major illness.

The fact that I had to pay 270 for that while a family of 5 was getting actual coverage for 432 means that a significant portion of my premium was being used to subsidize plans like his.

The ACA may not be great, it may not be better than before. But what existed before was no panacea and was obviously broken just as evidenced by this one paired example. Maybe I'm being selfish but I'm thrilled to have 80 bucks a month more in my pocket and to be getting coverage at least moderately commensurate to my premium.

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No subsidy, but my premium dropped 43 a month and my prescription costs dropped around 40 a month as well. Maybe I'm just lucky.

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Interesting.
So Obamacare required your insurance provider to cover extra services, eliminate preexisting exclusions, etc. and your rate went down?

If true, that should rate right up there with Our Lady of Fátima as a modern miracle.
Count me as dubious.

Only way those numbers could work is if you were highrisk/old and are benefitting from 3:1 Obamacare caps placed on highest to lowest risk cost ratio. Meaning the young healthy folks here are paying part of your premium.

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The fact that I had to pay 270 for that while a family of 5 was getting actual coverage for 432 means that a significant portion of my premium was being used to subsidize plans like his.

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Ok. Now I know he is full of shite.

To get a plan on the exchange that provides the same coverage and monthly premium as my current BCBS plan, my annual deductible would more than double.

I've provided many more concrete facts here than you have though. I've linked my exact plan so you can see exactly what I'm talking about. You are the one spouting off numbers and claims without any sort of proof. You won't even link your plan from the website you provided. Nobody else has for that matter, just unsubstantiated claim after unsubstantiated claim. So yes, forgive me for being skeptical.

The group think on this board sometimes is unbelievable. The theory here is I guess that nobody is better off under the ACA or that only the poor are better off as a result of subsidies. I provide concrete evidence of significant improvement with a middle class income receiving no subsidies and am shouted down as a liar.

I guess in your world, the insurance companies are making out even more like bandits than before since premiums have increased across the board for everyone without any improvement in coverage. Well, I can simply tell you that is not the case.

But why don't you link your plan? Why won't anyone link their plan? If I'm "willfully ignorant" then give me the tools to inform myself about your situation. Even though I don't really care about you, I will. Because when I create a fictional family of 5 for my wife and I on that website I see a bronze plan for 587, the gold plan I am on for 815, a platinum plan with no deductible and 3000 max out of pocket annual expense for 991 and catastrophic plans unavailable. You see that this doesn't even remotely match up with the story you are telling me.

Check and uncheck plan levels here if you doubt me:

LINK

I fully expect that you will continue to provide a lack of verifiable information while using ad hominem attacks against someone who is giving the only verifiable information in this thread. I'm done unless you start giving concrete information since every word you have said in this thread is 100% unverifiable and doesn't even match up with what I can observe in 5 minutes on that website.

Edit for the "like your plan/doctor keep your plan/doctor". I'm not Obama, and I'm not an Obama supporter and I honestly don't care at all about what he said regarding the ACA. All I care about is my bottom line which is better off than before.

What happened to that 12th hour extension of old non-compliant plans? I know my old insurance company still continues to send me offers to go back to their non-compliant plan that I obviously immediately toss in the garbage.

You say "skeptical" I say willfully ignorant. My Humana plan is going from $432 a month to $ 1055 a month and the only real difference is an prescription break after I pay my full deductible of nearly 12k. Here's a thread from last November with details, which you don't want to believe because it conflicts with your PRECONCEIVED NARRATIVE . LINK

Nobody is saying you are a liar. We are saying you are comfortable staying ignorant because it confirms your world view. What you call "group think" is real people giving you HARD NUMBERS of how THEY are personally affected. I received a letter which explained to me that If I want to retain my plan for the right to be Obama-Compliant I need to come up with another $623 a month.

I also provided you with a link. Check out what it costs a family in the 70809 with three kids. Play around with the ages (putin a 5o year old couple and a 45 year old couple for instance) and see what you come up with when you put in a "decent" plan (Silver or gold). Also look at the pitifulness of the Catastrophic or bronze plan, particularly with regards to the deductibles.

Regardless, you'll find out the truth soon enough. And I'll be here when the chagrin and regret kicks in to welcome you to The Reality Club.

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Only way those numbers could work is if you were highrisk/old and are benefitting from 3:1 Obamacare caps placed on highest to lowest risk cost ratio. Meaning the young healthy folks here are paying part of your premium.

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since that poster is pretty much the only one to experience such an unconditional improvement, it would definitely be helpful to know why his situation was so bad before

(fwiw, my coverage/deductible/premium hasn't changed. it was already employer-sponsored, family, generous, and expensive. i haven't bothered comparing with the exchange plans)

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you'll find out the truth soon enough

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Every time someone on this board from the Right predicts the future and downfall of Obama/Dem's/ACA it never come to fruition, so I'll not worry about my health care plan when things "get me next year", (which btw has not raised a penny)thanks.

besides, why are you so pissy about some other guys plan? Why bitch about someone else's plan?

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Ok, so what is it? Nobody is calling me a liar? Or I am deliberately obfuscating the truth? My goodness, how dishonest can you be? I could quote many more examples of people directly calling me a liar like you just did despite your claims to the contrary. I'm 100% done with this thread as there is obviously no room for honest discourse in it.

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All of what was asked of you were two questions:
1) How does your current coverage compare to your previous coverage that was covered by your employer?
2) How does the deductible compare between what you currently have and what was provided by your employer previously?

It's EXTREMELY sketchy that you would be able to cut your premiums in half, unless you are counting the portion that your employer paid in as well into the mix. But then your premium wouldn't be cut in half, it would be cut by like a quarter or something. It's also EXTREMELY sketchy that you're claiming that the coverage is more or less the same, for you.

But frick it, good for you if it's true