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This link is provided as a service for all the ACA increasing premium Deniers...

Posted on 4/8/14 at 11:21 am
Posted by Lsupimp
Ersatz Amerika-97.6% phony & fake
Member since Nov 2003
78353 posts
Posted on 4/8/14 at 11:21 am
It's time we do this again. Here's a link that will allow The Deniers to calculate the wondrous and magnificent ways that Obamacare will save you money.($2500 a year !)

If you don't have dependents, imagine you have a wife and three kids and enter them in too to experience the GREAT SAVINGS that I have!

LINK

Posted by Vale
San Antonio
Member since Sep 2007
230 posts
Posted on 4/8/14 at 11:28 am to
I assume this post is supposed to be sarcasm, but speaking personally I have $85 a month more in my pocket as a result of the Humana Gold plan I picked up after the ACA came into effect.

No subsidy, but my premium dropped 43 a month and my prescription costs dropped around 40 a month as well. Maybe I'm just lucky.
Posted by 3nOut
Central Texas, TX
Member since Jan 2013
28818 posts
Posted on 4/8/14 at 11:29 am to
100% premium increase. that's better than the 175% increase i saw last time i checked.

Posted by SSpaniel
Germantown
Member since Feb 2013
29658 posts
Posted on 4/8/14 at 11:29 am to
quote:


No subsidy, but my premium dropped 43 a month and my prescription costs dropped around 40 a month as well. Maybe I'm just lucky.


Did you deductible go up?
Posted by Bard
Definitely NOT an admin
Member since Oct 2008
51475 posts
Posted on 4/8/14 at 11:31 am to
The cheapest plan for me costs 2x what I already pay through my employer (and that's even taking into account the massive $13 subsidy).

If my fiancee and I stay here in BR (she lives and works in NY, so she may be changing jobs) and she gets a comparable job here the cost jumps from the $220 the site quotes me alone ($207, counting the subsidy) per month to $445 per month, no subsidy.

This post was edited on 4/8/14 at 11:34 am
Posted by Lsupimp
Ersatz Amerika-97.6% phony & fake
Member since Nov 2003
78353 posts
Posted on 4/8/14 at 11:31 am to
Mine for my family of five went from $432 a month to $1055 a month and my deductible went up.


Edit for accuracy-Deductible stayed exactly the same.
This post was edited on 4/10/14 at 1:16 pm
Posted by La Place Mike
West Florida Republic
Member since Jan 2004
28791 posts
Posted on 4/8/14 at 11:31 am to
quote:

I assume this post is supposed to be sarcasm, but speaking personally I have $85 a month more in my pocket as a result of the Humana Gold plan I picked up after the ACA came into effect.

No subsidy, but my premium dropped 43 a month and my prescription costs dropped around 40 a month as well. Maybe I'm just lucky.


Have you checked out the network? Do you know which services, procedures, and drugs that are no longer covered?
Posted by Lsut81
Member since Jun 2005
80095 posts
Posted on 4/8/14 at 11:34 am to
I didn't go through and look at drug cost comparisons... But for a bronze plan, my premiums stay the same for what I pay in right now with my employer, however, my deductible jumps 100%.

I'd imagine if I got into the nitty gritty that my plan with my employer would more equate to a gold/platinum plan on there and my premium would go up about $50-75 a month. So 25% or so
This post was edited on 4/8/14 at 11:38 am
Posted by NbamaTiger90
Member since Sep 2012
1752 posts
Posted on 4/8/14 at 11:36 am to
I am not sure what kind of policy's people around here have, but that is not far off from a BCBS cadillac plan prior to the ACA.

We have 2 options with my employer.

1. Single plan - 462.00
2. Family plan - 1100.00

Both plans are a 350.00 deductible and 100% after that.

The new plans just rape you on out of pocket and deductibles.

Posted by Lsupimp
Ersatz Amerika-97.6% phony & fake
Member since Nov 2003
78353 posts
Posted on 4/8/14 at 11:38 am to
quote:

Have you checked out the network?


I have.
We no longer have to go to that pediatrician we have used for the last 12 years!
We get a new one that somebody smarter than ourselves chose for us!
We didn't have to do a thing !
They chose one for us!
Yeah Societal Progress !
Posted by La Place Mike
West Florida Republic
Member since Jan 2004
28791 posts
Posted on 4/8/14 at 11:40 am to
quote:

I have.
We no longer have to go to that pediatrician we have used for the last 12 years!
We get a new one that somebody smarter than ourselves chose for us!
We didn't have to do a thing !
They chose one for us!
Yeah Societal Progress !


Forward, as they say.
Posted by Lsupimp
Ersatz Amerika-97.6% phony & fake
Member since Nov 2003
78353 posts
Posted on 4/8/14 at 12:09 pm to
Do you know what time all the Obamacare proponents (besides us) get here to than us for this link that allows them to document the tremendous savings we will experience?

Because I have to go to work and I don't want anybody to be able to say they were "surprised" by the amount they will save.

Forward!
Posted by dcrews
Houston, TX
Member since Feb 2011
30163 posts
Posted on 4/8/14 at 12:17 pm to
Assuming I got the cheapest option available to me, my monthly payment would increase by 50% and my deductible would increase by 370%.

Thankfully I am on an employer plan. Went with a high deductible HSA option as I never ever go to the doctor nor need any medication. I'm not looking forward to the employer mandate.
Posted by Vale
San Antonio
Member since Sep 2007
230 posts
Posted on 4/9/14 at 8:47 pm to
quote:

Did you deductible go up?


Sorry for the slow replies, I don't check here too often and forgot I had posted.

No, my insurance after Jan 1 is better in every measurable way than before except my pcp changed. I don't like my new pcp as much as my old one but I'm the type of person who cares more about my bottom line than personal relationships with people I see maybe 4 times a year.
Posted by fleaux
section 0
Member since Aug 2012
8741 posts
Posted on 4/9/14 at 8:50 pm to
But we were told by Mr Prez that we could keep our doctors
Posted by SmackoverHawg
Member since Oct 2011
27318 posts
Posted on 4/9/14 at 8:56 pm to
Mine went up 15% with an increase in deductible from $1500 to $2500 and increase in copays. But I'll be Ok. I'll just give employees smaller if any raises and limit bonuses. So, I'll probably come out ahead.
Posted by Lsupimp
Ersatz Amerika-97.6% phony & fake
Member since Nov 2003
78353 posts
Posted on 4/9/14 at 9:06 pm to
Are you single? How old are you? Dependents? Getting subsidies? Give us some perspective on how/why it is "better in every measurable way"?

And what are your thoughts on my $7476 annual increase without getting better benefits?
Posted by Vale
San Antonio
Member since Sep 2007
230 posts
Posted on 4/9/14 at 9:08 pm to
quote:

Have you checked out the network? Do you know which services, procedures, and drugs that are no longer covered?

To be fair, my insurance pre January 1 was complete drivel, for all intents and purposes a catastrophic type plan of plan that was costing me 270 a month and covering essentially nothing, but it was the best I could get. I have much more covered now than before and like I said my prescription costs are down as well.

The plan I'm using is the Humana Gold on this page that is still available exactly as I purchased it back in November:

LINK

37, married, but my wife gets her insurance through her work and what I can get through her is even worse than what I had before. No kids and none planned.

quote:

And what are your thoughts on my $7476 annual increase without getting better benefits?


I honestly find that hard to believe. You can see I'm paying 2724 total annually on my plan. I can't claim to understand why the plans would be that divergent based on geographical differences.
This post was edited on 4/9/14 at 9:12 pm
Posted by La Place Mike
West Florida Republic
Member since Jan 2004
28791 posts
Posted on 4/9/14 at 9:10 pm to
quote:

Give us some perspective on how/why it is "better in every measurable way"?
I would like to here this as well.

He also said he couldn't keep his Doctor (PCO). I guess he didn't like his Doctor.
Posted by Vale
San Antonio
Member since Sep 2007
230 posts
Posted on 4/9/14 at 9:55 pm to
quote:

Mine for my family of five went from $432 a month to $1055 a month and my deductible went up.


I just saw this. It seriously pisses me off that the cheapest private plan I could get had me paying 270 a month for crap coverage that I almost never used while a family of five got coverage that I assume was pretty decent based on the fact that the new plans cover less for $432 a month.

I'm sorry your prices went up, but that was a sweetheart deal before if it was a private plan.
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