Debt payoff thread- post the amount and time it took

Wife and I have $248,000 combined in student loans.

I'll have it paid off in 5-7 years.

I've got about 45K from grad school. On track for 5 year payoff.

There's a good article on linkedin about it.

If you cut out stupid stuff, like eating out at lunch, making expensive dinners, you can really cut into it pretty quickly, assuming you are bringing in a solid income.

~10k, paid off in 3 years

$16,500 of wife's student loans, paid them off in 6 months.

Wife- ~$52k

That was from her undergrad and she is still working on her masters. We've knocked off the high interest rates and whittled down the total balance to about $33k. Now we are focusing more on savings and paying current bills. All but two of her remaining loans are subsidized and will not be hurting us until she finishes her graduate school. We plan to have the bulk, if not all, of her loans paid off over the course of the next 2 to 3 years.

Married life has been a much higher expense than I originally anticipated

quote:

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Married life has been a much higher expense than I originally anticipated

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truth

I luckily have zero credit card debt at this point. I just stay away and leave them in case of an emergency. I would never spend enough on one for the rewards or points to really mean much.

The amount that my gf and probably soon wife spends is shocking. Luckily she is still on the tit but I quiver thinking about when it lands on my dime.

$35 for eye brows, $35 for nails, $60 for hair and just stupid crap left and right. It drives me insane.

She just graduated and is seeking her first real job, going to be a very rude awakening finding out where and how fast her paycheck goes.