User Profile: Saint5446 | TigerDroppings.com
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Favorite team:New Orleans Saints 
Location:New Orleans
Biography:
Interests:
Occupation:Physical Therapist
Number of Posts:110
Registered on:1/12/2014
Online Status: Online

Recent Posts

Message
re: New garden for beginners - Saint5446
Gonna give it a shot, thanks. ...
Posted on Outdoor Board
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New garden for beginners - Saint5446
I tried searching and I'm new to this board so I'm sorry if this is a frequent topic. My wife and I just bought a home in New Orleans and have a moderate sized backyard. We really want to start a garden, and do a little bit at a time. We were thinking mostly flowers for now, and maybe get into v...
Posted on Outdoor Board
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re: Debt payoff thread- post the amount and time it took - Saint5446
Almost 70k originally, down to about 17k currently in 4.5 years. Also managed to buy a house and pay for most of my wedding in that time. ...
Posted on Money Talk
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re: A student debt revolt begins - Saint5446
Jumping in here. I agree with a lot of what you say but agree with another poster as well. You can't paint everyone with the same brush because costs of education are OUT OF CONTROL. I got through undergrad on TOPS and a part time job debt free. Went to a STATE school for a 3 year grad school progra...
Posted on Political Talk
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re: Sholder sugery rehab experiences from OT'ers - Saint5446
I'm a PT in NOLA. If there is no rotator cuff or labrum repair done it will be pretty easy (relative to the others). Will likely have a sling for a short period of time but be out of it by 2 wks as opposed to 6 wks with cuff or labral repair. From my experience the procedure you are describing u...
Posted on O-T Lounge
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re: Homeowners Insurance Question - Saint5446
Which is why I was asking about different companies trying to find a good one....
Posted on Money Talk
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re: Homeowners Insurance Question - Saint5446
I have not. Are they local or national?...
Posted on Money Talk
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re: Homeowners Insurance Question - Saint5446
House is 3 years old in west lakeview. One previous owner who we know. Dwelling value right about 200k excluding value of the lot. Nothing crazy on personal property so probably looking for about 50-75k there. 5% deductible is 10K or so then. Had a quote from American national for a 3200$ hurric...
Posted on Money Talk
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re: Homeowners Insurance Question - Saint5446
Damn man I'm really sorry to hear that, that sounds awful. I do appreciate you telling me that though. And Chad I will give them a look thanks for the tip. ...
Posted on Money Talk
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re: Homeowners Insurance Question - Saint5446
Was a shade under 800 last time I checked. Like 780-790. Paying off student loans aggressively has helped (I think)....
Posted on Money Talk
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re: Homeowners Insurance Question - Saint5446
Why do you say that? Any specific reason or just generally not happy with them?...
Posted on Money Talk
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Homeowners Insurance Question - Saint5446
I am closing on a house in 3 weeks and have been getting homeowner's and flood insurance quotes. One company I'm receiving quotes for is Maison, the other one is American National Insurance or ANPAC. The guy pushing ANPAC is very adamant that it is a much higher rated company with much more in t...
Posted on Money Talk
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re: Mortgage Questions, is it worth the rate? - Saint5446
That's good advice. Honestly it's 1600 sq ft which is definitely big enough for our current situation (married, 4 month old) and for one more child as well with the layout. When I said 5 years that is the minimum. We very well may stay here for a long time. Took some of the poster's advice and ran a...
Posted on Money Talk
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re: Mortgage Questions, is it worth the rate? - Saint5446
All good stuff. Staying 5 years at a minimum, maybe longer. Holding onto it as a rental in the future is a possibility as well. Have just about decided that we will do 10% down on a 30 year and continue to save a good bit. ...
Posted on Money Talk
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re: Mortgage Questions, is it worth the rate? - Saint5446
I'm 30. Have been saving for years and have started my own business and starting to do well. Unfortunately NOLA has become a very expensive place to live. Have the income to cover it fairly easily though and still invest pretty aggressively. ...
Posted on Money Talk
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Mortgage Questions, is it worth the rate? - Saint5446
Buying first home. Sale price 337,500$ with 5,000$ in closing in Lakeview. Got offered the following rates: 30 year 45 day lock at 3.625%, 20 year 45 day lock at 3.625%, 15 year 45 day lock at 3.0%. We will probably be in this home for about 5 years. I am putting 10% down, and PMI is pretty negligib...
Posted on Money Talk
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re: NOLA real estate - Saint5446
Agree completely saderade. It's not the 70s anymore. All kinds of new economic lifeblood in the area. I'm looking at the other thread on te OT about this too. People love to bash New Orleans. ...
Posted on Money Talk
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re: NOLA real estate - Saint5446
Recommend something....
Posted on Money Talk
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re: NOLA real estate - Saint5446
Great responses. A lot of you seem to share my thoughts on it. If anything I'm not looking for a huge appreciation, but if I'm paying 350k for a home I would like to at least be confident it will maintain its value. I guess a follow-up question is if it is worth buying a new one for a little bit...
Posted on Money Talk
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NOLA real estate - Saint5446
Currently looking at homes in New Orleans with my wife, mostly lakeview. Have had a few offers come close to being accepted, but nothing actually purchased yet. I know no one can predict these kinds of things, but what is the boards opinion of buying in New Orleans right now, particularly lakevi...
Posted on Money Talk
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