User Profile: RickAstley | TigerDroppings.com
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Favorite team:LSU 
Location:Reno, Nevada
Biography:I created the song behind the Rick Roll
Interests:Rick Rollin', Gingers
Occupation:Music Maker & Soul Stealing
Number of Posts:1655
Registered on:5/1/2011
Online Status:Not Online

Recent Posts

Message
re: What is your main source for economic news? - RickAstley
Not to hijack your thread, I have to ask, what is the best way to approach reading the Wall Street Journal? I tried for 2 years to include it in my daily routine, but reading the journal can be a full time job in itself. //This is a first world problems post...
Posted on Money Talk
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re: Discover IT Card Review - RickAstley
As long as you do not accrue interest, I see no problem with having the Discover it card. My first credit card was a secured card. The moment I got mail from Discover advertising the Discover it card, I took the opportunity. I've enjoyed it ever since, and they have not changed anything for the wors...
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re: Money Saving Phone Apps - RickAstley
Good stuff thank you...
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Money Saving Phone Apps - RickAstley
I was introduced to Walmart's Savings Catcher feature on their phone app this weekend and a whole new world has opened up to me. I am curious if any of you have other recommendations similar to this? FYI: The Savings Catcher feature lets you scan your receipt and Walmart will compare the items pu...
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re: Book suggestions - RickAstley
I don't have any recommendations outside of what some have already listed in the Money Talk Guide [link=(http://www.tigerdroppings.com/rant/display.aspx?sp=54607563&s=2&p=50764525#54607563)]LINK[/link]. However, I am interested in your opinion of The Frackers. I am reading Guns, Germs, and Steel rig...
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re: Are you a trader or an investor... do you know before you hit the buy button? - RickAstley
I consider myself to be an investor. The accounts that I own, I rarely conduct any selling or exchanges. I mostly buy shares of mutual funds every pay period in my 401k and Roth IRA, and check the balances over time. I will spend a week or so near the beginning of each year reviewing my funds to kee...
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re: What are your realistic 5 year financial goals? - RickAstley
I'm 25: Max out Roth IRA annually (doing this now) Max out 401(k) annually (2 year goal) Max out HSA annually (2 year goal) Placed down payment towards first home (3 to 5 years out) Build up a 6 month emergency fund (2 year goal) Pay off wife's graduate school tuition (1 year goal) Pay off wi...
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re: Suggestions For Lowering Monthly Bills? - RickAstley
Good suggestions. I've got some work to do on saving in other areas, such as groceries and the cellphone. I am going to give AT&T a call, and see what I can achieve with them....
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Suggestions For Lowering Monthly Bills? - RickAstley
I have seen people here report ways for reducing the costs of their monthly bills, and I am interested in taking some of those steps. I have had AT&T's U-Verse internet service for 6 months, and they recently increased the rate by a $1. Tiny increase, yet frustrating because there is nothing in the ...
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re: Debt payoff thread- post the amount and time it took - RickAstley
Wife- ~$52k That was from her undergrad and she is still working on her masters. We've knocked off the high interest rates and whittled down the total balance to about $33k. Now we are focusing more on savings and paying current bills. All but two of her remaining loans are subsidized and will no...
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re: Moving money out of savings suggestions - RickAstley
I have no experience with Edward Jones, yet I know they are not necessarily a board favorite. My company uses John Hancock for our 401(k), and all of my other investing is through Vanguard, Roth IRA and taxable (thanks to feedback from the board and other research). For your purposes, you could inve...
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re: Is there a more ridiculous exercise in America than filing taxes? - RickAstley
[img]http://www.glasbergen.com/wp-content/gallery/money/money6.gif[/img]...
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re: Side jobs for extra $$$$ - RickAstley
I think temp work has several practical benefits, beyond just being extra money. That's a pretty amazing story and one I do find to be very realistic for many people. The company I work for specializes in supply chain consulting, and I guarantee you that half of the so called supply chain experts...
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re: At what age did you start saving for retirement? - RickAstley
I opened both my Roth IRA and 401k at 23. Age 25 now so 2 years of investing for retirement officially under my belt....
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re: Side jobs for extra $$$$ - RickAstley
[quote]I evaluate numismatic collections to settle estates and in divorce cases. I have been offered bribes to either under and over-estimate collections. I've also been able to pick up some nice coins in the process. My reputation is good and word-of-mouth has kept me as busy as I want to be. [/quo...
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re: Side jobs for extra $$$$ - RickAstley
Having a choice in what your side job is versus being forced into a side job for extra money makes the opportunity very creative. I personally would look for a side job that will benefit me in some ways mentally or physically. Examples: Physical Activity 1) Lawn care 2) Temp work during peak s...
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re: What changed your financial future for the better? - RickAstley
There's been a number of things that have improved my life financially although I'm still only at the early stages of the journey (25 years old). I have a lot of respect for my dad and the help he has been for me. He paid my way through college and kept me working every summer from junior high th...
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re: 401k with 4% Company match? - RickAstley
[quote]We're 50% of the first 6%, so basically 3% max. I think its "ok" for the size of the company... Certainly not great, but I'm grateful to have something.[/quote] This is the same for my company. Every year we have gotten a profit sharing bonus applied to our 401(k) that varies between 1.5% ...
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re: 2015 TDMTFSS (SECOND Standings Update, 3/20/2015) - RickAstley
[quote]Brink, the MarketWatch main screen shows we have 78 players enrolled in our game but the ranking screen only shows 36 players ranked. Any idea why that is? [/quote] I noticed I was not on the leaderboard until after I made my first trade. A few weeks ago I set up a list of trades for ho...
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re: 2015 Roth Contributions - RickAstley
I try to pay a year's contributions up front if I can. However, I am DCA $250 twice a month into my Roth for 2015 until it's maxed. Either that, or I will pay off the remaining balance when I get a little more money in my pocket....
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