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Favorite team:LSU 
Location:Reno, Nevada
Biography:I created the song behind the Rick Roll
Interests:Rick Rollin', Gingers
Occupation:Music Maker & Soul Stealing
Number of Posts:1715
Registered on:5/1/2011
Online Status:Not Online

Recent Posts

Message
re: Questions for the Tech Hobbyists - RickAstley
Thanks for the feedback and you certainly have quality input for the board's consumption. I am overall impressed with how you are able to keep your projects a focal point in your personal life. [quote]Do you still enjoy tech projects?[/quote] Yes, I do get enjoyment from the projects, but stru...
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Questions for the Tech Hobbyists - RickAstley
1) How do you manage your time? 2) Do you have a technical background (degree, job or both)? 3) Do you work a full-time job? 4) How many hours (rough estimate) do you spend a week towards your hobbies? 5) Advice you have to the board to get started and stay motivated? 6) What are some projects ...
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re: Inside OpenAI: Elon Musk's Wild Plan to Set Artificial Intelligence Free - RickAstley
Reading about Elon's activities in the world bring out two different worlds of feels for me. One side is excited about the future and the possibilities. The other feels bad knowing how little my contributions impact society and that I simply complain to much....
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re: Roth IRA not elegible for contribution - RickAstley
I don't have any suggestions for the OP, but whether you are in debt or filthy rich, this board welcomes posting contributions and feedback from all. This thread could generate ideas that are applicable to anyone looking to reduce their taxable income....
Posted on Money Talk
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re: Best recommendation for Best Buy Purchase? - RickAstley
[quote]Don't think $30 will get you too far. A chromecast maybe? ETA: Unless you meant your budget isn't $30 [/quote] I should have added, $30 is not my total budget (nothing defined). I am more so curious if there is any devices I could put a considerable dent in on cost with both combined....
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Best recommendation for Best Buy Purchase? - RickAstley
I've got a $30 gift card and a 10% discount that expires this weekend. Any notable smart devices I should shop around for?...
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re: Married couples and joint/separate bank accounts - RickAstley
My wife and I use separate bank accounts for now. We might revisit going the joint approach in the future, but it has not been an issue for us thus far....
Posted on Money Talk
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re: Tax Refund Correction Question - RickAstley
Thanks for everyone's feedback. I will wait it out based on the overall opinion. If IRS comes my way I will bump this thread with updates at that time. :usa:...
Posted on Money Talk
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re: Information for my fellow Real Estate Investors - RickAstley
I do not have anything to add information-wise, but thanks to all for this thread! There is some great information being shared here and I am appreciative of everyone's efforts :cheers:...
Posted on Money Talk
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Tax Refund Correction Question - RickAstley
I filed both my federal and state taxes already. My wife just got a document in the mail for her checking account that earned $10 in interest. Should I complete a correction to my tax return? How much risk am I facing by not acknowledging this $10 in interest in her checking account?...
Posted on Money Talk
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re: How often do you get a raise? - RickAstley
I currently receive a raise on an annual basis. I am also still at the early stages of my career and nowhere near the ceiling. If I stay at my respective company I can see the annual raises ongoing for the foreseeable future. If I changed jobs for an increased salary, raises might be hard to come by...
Posted on Money Talk
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re: What do you consider as Middle Class in America today? - RickAstley
My thoughts on the matter center around your ability to live with what you make. If you are buried in debt or make next to nothing and struggle day-to-day financially you are lower class. Middle class is a person/family that is able to buy a house, support themselves as well as others, and budge...
Posted on Money Talk
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re: What do you consider as Middle Class in America today? - RickAstley
You are middle class. Once you're debt free, you will be well on your way to upper middle class....
Posted on Money Talk
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re: It feels great to take a bite out of debt! - RickAstley
[quote]Too bad the lottery isn't today because I'm feeling great. Paying off debt is an awesome feeling. [/quote] That is probably a good thing. You already finished on a strong note, no need to slip up now. :cheers:...
Posted on Money Talk
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re: How much are you down .. - RickAstley
Just looked at each account and I am across the board: 401k = -8.15% Roth IRA = -5.95% Taxable = -5.87%...
Posted on Money Talk
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re: 401k matching question - RickAstley
[quote]All companies are different. My monthly contribution and employers match hit my brokerage account the first pay day the following month.[/quote] In this event, does your contributions from December still count towards last year's 401k contributions, although they hit in January the followi...
Posted on Money Talk
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re: Noob investing questions. - RickAstley
[quote]Question 2: Put simply, work has an option for 401k or Roth, or mixture of both. I'm fairly positive I'm going with 100% Roth. Good move? Forgive my ignorance. Thanks in advance for the wisdom. [/quote] When deciding your retirement option, check if your company offers a matching c...
Posted on Money Talk
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re: LG showing off CADs TV at CES - RickAstley
I can't wait to roll up the tv and take it to the bathroom when I drop deuce in the morning...
Posted on Tech Board
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re: Ok money guys. Budget ideas - RickAstley
Make better budgeting and planning your top priorities. I would not open multiple savings accounts primarily to avoid the extra time spent maintaining things. Have one account and use your budget planner to allocate the money to these virtual envelopes/buckets. The main reason I see a benefit of ...
Posted on Money Talk
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re: What was your 2015 401K rate of return? - RickAstley
I just calculated mine and it was -1.59% for the year. My 401k is 100% invested in a total stock market mutual fund...
Posted on Money Talk
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