What is your student loan interest rate?

How in the hell did you get that rate? I'm at 7.9 and 6.8

1.625%

Graduated in 2005, right after graduation, just before Katrina actually, consolidated them into a loan with a 2.875% rate.

I get a 0.25% reduction for automatic debit payments. Then after 36 months (I think) of ontime payments, I got a 1 percent rate reduction.

So it went from 2.875 to 2.625 to 1.625.

That was back in the days when student loan rates were super low due to government edict.

EDIT: I should also add that it's a fixed rate.

2.5%

2.08% (with auto draft deduction)

all 4 Stafford loans at the same 2.08%

3.8%

Paid down a good chunk of principle early and don't mind paying only 50$/month for the next 10 years and having this report as low utilization and consistent on time payments for credit.

I feel bad for those with the high interest rates. For me it is just a monkey on my back that I will one day just pay off. I've had no real incentive to pay it off due to other debts. Once my truck is done it will the only note I have left and I will just clear it out I guess.

That's kind of how I am. When I set it originally, I did it for 20 years, not really knowing any better. But with the rate so low... I'm in no hurry to pay it off faster than it amortizes. Putting money toward other objectives right now... and eventually when it gets down to just a couple K, I'll just pay it off.

2% and change. Was just going to pay them off, but I'm making 4.75% tax-free on some munis so I'm just letting the $89/month go and pocketing the difference.

4.1% above Libor

3%