Wanna save 20% split 3 ways

so you're saying you pay 3%, your company doubles that? that's a really good deal but I don't understand the logic behind it

Chevy,

What do you expect for income in 2014?

quote:

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Company matches 6% if we only put 3%

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So you contribute 3k, and they will contribute 6k?

This is your number one priority if so. Any match for that matter, really.

I believe the employer contributions must go into a traditional 401k and you have the option to contribute to the Roth 401k. I'd do it that way and then go after a Roth IRA, which was not listed.

What is the most you can put into your ESPP? My company limit is 10% and my wife's is 15%. We max those out, and I try to keep our net cash flow after taxes as close to 0 as possible. You will need to make sure you understand the tax rules for the ESPP.

Yes they will only match up to 6% as far as company contributions.

I was thinking put my 3% into the Roth 401K.

Company 6% go into the traditional 401K.

Max out at 10% in the ESPP.

Contribute $100 a month to a Roth IRA. Max out Roth at the end of the yr when I receive my bonus.