menu
Favorite team:LSU 
Location:The Edge of Sanity
Biography:LSU Grad, UPT resident
Interests:Food & Wine, LSU Sports, Travel, Politics
Occupation:Efficiency Expert
Number of Posts:7212
Registered on:1/28/2013
Online Status:Not Online

Recent Posts

Message
re: Expensive New Car - Oenophile Brah
[quote]Porsche Macan or Cayenne. [/quote] Those are nice options. Anyone have an opinion on the Audi Q7? A coworker has a 2015 and may be looking to sell it already. If we end up going with a new vehicle, is leasing worth considering?...
Posted on Money Talk
Jump to Post - View Topic - Replies (2)
re: Expensive New Car - Oenophile Brah
[quote]Got a RAV4 too huh?[/quote] Yes I did. Ha. ...
Posted on Money Talk
Jump to Post - View Topic - Replies (0)
re: Expensive New Car - Oenophile Brah
Slight hijack. My fiancé is looking to purchase her first high end vehicle. I'm pushing for an SUV, we live in nola and children are in the near/midterm future. We're in a stable financial situation with high combined income. I recently purchased a little Toyota suv for myself as I don't c...
Posted on Money Talk
Jump to Post - View Topic - Replies (4)
re: 20 or 30 year mortgage - Oenophile Brah
[quote]I just got a 30 yr at 3.875%[/quote] With whom?...
Posted on Money Talk
Jump to Post - View Topic - Replies (1)
re: Buy/Rent analysis - I want to pick the Money Board's collective wisdom - Oenophile Brah
[quote]Even renting at $1700 over an $1100 mortgage for 24 months is a delta of $14,400[/quote] Even with a 5-1 ARM, your note would likely be over $1100/mo. Are you looking at a 30yr amortization? If so, you won't be building any equity in 18-24 months. I would see what a 15 or 20 year amortiza...
Posted on Money Talk
Jump to Post - View Topic - Replies (1)
re: Starting New Family Soon - Critique Financial Strategy - Oenophile Brah
This is a good process to go through at your stage in life. I would say, capturing the company match on 401k would supersede the Roth max. As you mentioned, you may wish to forgo additional 401k contributions and focus on short-term goal specific saving/investing. First house purchase, cars, chil...
Posted on Money Talk
Jump to Post - View Topic - Replies (1)
re: Credit Card Rewards and Points Discussion - Oenophile Brah
Does anyone have an opinion on the Chase Sapphire Reserve card? It offers 3x rewards on travel and dining. Those are two of our primary spending categories. The annual fee is substantial $450, but you get $300/yr annual travel credit. We travel several times a year, so we should always take adva...
Posted on Money Talk
Jump to Post - View Topic - Replies (4)
re: Favorite dishes at August? - Oenophile Brah
[quote]Get the tasting menu [/quote] I'm heading to August this weekend for the first time in years. Is the entire table required to order the tasting menu? I know some places try to push full participation. ...
Posted on Food and Drink
Jump to Post - View Topic - Replies (0)
re: Vanguard Losing its Charm - Oenophile Brah
[quote]Isn't vanguard's office in PA? Probably a lot of reps out today with the snowstorm...[/quote] You're right. I called this afternoon to follow up on an in-kind transfer, and the lady said they were short staffed. ...
Posted on Money Talk
Jump to Post - View Topic - Replies (0)
re: Anybody use an Adjustable Rate Mortgage? - Oenophile Brah
[quote]I'm in a 7/1 currently. Different situation than your though, But I knew going in I'd be moving in 5-6 years, that my salary would increase enough to afford mortgage in the event I couldn't sell it. I also bought in a desirable area in order to increase my ability to sell. [/quote] Puff- How...
Posted on Money Talk
Jump to Post - View Topic - Replies (1)
re: Company offers both traditional and Roth 401k. What should my mix be? - Oenophile Brah
I would focus on avoiding the next tax bracket. If you're not close to jumping in the next bracket, I would lean towards the Roth. ...
Posted on Money Talk
Jump to Post - View Topic - Replies (1)
re: Title company in New Orleans - Oenophile Brah
I've used the same group on my purchase, LOC, and refi. His office is on the North Shore, but they do plenty of work in NOLA. Stone Title Ins. Patrick Kelley 985-624-8045...
Posted on Money Talk
Jump to Post - View Topic - Replies (0)
re: Financial Advising 101 - Oenophile Brah
[quote]Would you see an advisor on where to allocate funds within an IRA or is that something I can figure out in my own with sufficient research?[/quote] You should look into this boglehead article about tax-efficient fund placement. Talking to a fee based advisor at the beginning isn't a bad ide...
Posted on Money Talk
Jump to Post - View Topic - Replies (0)
re: TD Ameritrade lowers cost per trade to $6.95 - Oenophile Brah
[quote]Fidelity goes from $7.95 to $4.95[/quote] Wonder if Vanguard will follow suit. ...
Posted on Money Talk
Jump to Post - View Topic - Replies (0)
re: Best Sushi in New Orleans - Oenophile Brah
Kanno is the easy choice. Most underrated would be Sake Don's in Elmwood. ...
Posted on Food and Drink
Jump to Post - View Topic - Replies (1)
re: Vance Joseph-Denver HC - Oenophile Brah
This guy must have the thinnest resume of any NFL head coaching hire ever. Zero head coaching experience, and 1 year as a coordinator of a poor NFL defense?? Happy for the guy, but this is a reach. ...
Jump to Post - View Topic - Replies (1)
re: Large dinner party in NOLA - ideas? - Oenophile Brah
A group that size would work well at Calcasieu. Good luck finding a place in mid December this late in the year. ...
Posted on Food and Drink
Jump to Post - View Topic - Replies (1)
re: Best Thai food in New Orleans? - Oenophile Brah
Banana Blossom on the Wank is the best. I like Thai Mint for a quick fix. ...
Posted on Food and Drink
Jump to Post - View Topic - Replies (1)
re: your favorite NOLA resto w/a private dining room? - Oenophile Brah
[quote]I just booked Shaya.[/quote] Shaya is really great for this size group. I'll throw out Herbsaint for future reference. It's really nice during the holidays. ...
Posted on Food and Drink
Jump to Post - View Topic - Replies (0)
re: Official Walking Dead S07E01 Thread - Oenophile Brah
[quote]Errbody dying[/quote] I feel that may have been a dream sequence. ...
Posted on Movie/TV Board
Jump to Post - View Topic - Replies (0)