re: Real Estate Escrow/Mortgage vs Paid Off - Oenophile Brah on 6/2/17 at 9:44 am
[quote]I can't sell the paid off property yet[/quote] Why not? Inherited? What is your plan for the paid off house if you do pull money out of it? You have a plan for the money, but what about the house with a new mortgage? rent it? Why not sell the house and invest the money interest...Jump to Post - View Topic - Replies (0)
re: Lula on St Charles Ave. - Oenophile Brah on 5/17/17 at 1:57 pm
[quote]Has anyone been in the last few weeks? I've really been wanting to check it out but this thread's mixed reviews has me second guessing. [/quote] It's in my neighborhood so I've been a few times, mostly for lunch. I find the lunch menu easier to manage, but both menus are pretty limited. I...Jump to Post - View Topic - Replies (0)
re: How did you buy your first RE - Oenophile Brah on 5/7/17 at 11:04 am
I started out in real estate by buying a double. I wanted to lower my initial living costs while setting myself up for longer term cash flow. After 3+ years living in one side I'm finally moving on to my next property. This will be my first time renting out both sides and I'm excited to experienc...Jump to Post - View Topic - Replies (1)
re: Expensive New Car - Oenophile Brah on 4/15/17 at 6:35 am
[quote]Porsche Macan or Cayenne. [/quote] Those are nice options. Anyone have an opinion on the Audi Q7? A coworker has a 2015 and may be looking to sell it already. If we end up going with a new vehicle, is leasing worth considering?...Jump to Post - View Topic - Replies (2)
re: Expensive New Car - Oenophile Brah on 4/14/17 at 4:02 pm
Slight hijack. My fiancé is looking to purchase her first high end vehicle. I'm pushing for an SUV, we live in nola and children are in the near/midterm future. We're in a stable financial situation with high combined income. I recently purchased a little Toyota suv for myself as I don't c...Jump to Post - View Topic - Replies (4)
re: Buy/Rent analysis - I want to pick the Money Board's collective wisdom - Oenophile Brah on 4/1/17 at 10:29 am
[quote]Even renting at $1700 over an $1100 mortgage for 24 months is a delta of $14,400[/quote] Even with a 5-1 ARM, your note would likely be over $1100/mo. Are you looking at a 30yr amortization? If so, you won't be building any equity in 18-24 months. I would see what a 15 or 20 year amortiza...Jump to Post - View Topic - Replies (1)
re: Starting New Family Soon - Critique Financial Strategy - Oenophile Brah on 3/30/17 at 10:39 pm
This is a good process to go through at your stage in life. I would say, capturing the company match on 401k would supersede the Roth max. As you mentioned, you may wish to forgo additional 401k contributions and focus on short-term goal specific saving/investing. First house purchase, cars, chil...Jump to Post - View Topic - Replies (1)
re: Credit Card Rewards and Points Discussion - Oenophile Brah on 3/26/17 at 11:00 am
Does anyone have an opinion on the Chase Sapphire Reserve card? It offers 3x rewards on travel and dining. Those are two of our primary spending categories. The annual fee is substantial $450, but you get $300/yr annual travel credit. We travel several times a year, so we should always take adva...Jump to Post - View Topic - Replies (4)
re: Favorite dishes at August? - Oenophile Brah on 3/21/17 at 9:13 am
[quote]Get the tasting menu [/quote] I'm heading to August this weekend for the first time in years. Is the entire table required to order the tasting menu? I know some places try to push full participation. ...Jump to Post - View Topic - Replies (0)
re: Vanguard Losing its Charm - Oenophile Brah on 3/14/17 at 10:32 pm
[quote]Isn't vanguard's office in PA? Probably a lot of reps out today with the snowstorm...[/quote] You're right. I called this afternoon to follow up on an in-kind transfer, and the lady said they were short staffed. ...Jump to Post - View Topic - Replies (0)
re: Anybody use an Adjustable Rate Mortgage? - Oenophile Brah on 3/13/17 at 10:43 pm
[quote]I'm in a 7/1 currently. Different situation than your though, But I knew going in I'd be moving in 5-6 years, that my salary would increase enough to afford mortgage in the event I couldn't sell it. I also bought in a desirable area in order to increase my ability to sell. [/quote] Puff- How...Jump to Post - View Topic - Replies (1)
re: Company offers both traditional and Roth 401k. What should my mix be? - Oenophile Brah on 3/13/17 at 2:13 pm
I would focus on avoiding the next tax bracket. If you're not close to jumping in the next bracket, I would lean towards the Roth. ...Jump to Post - View Topic - Replies (1)
re: Title company in New Orleans - Oenophile Brah on 3/7/17 at 3:19 pm
I've used the same group on my purchase, LOC, and refi. His office is on the North Shore, but they do plenty of work in NOLA. Stone Title Ins. Patrick Kelley 985-624-8045...Jump to Post - View Topic - Replies (0)
re: Financial Advising 101 - Oenophile Brah on 3/5/17 at 9:18 am
[quote]Would you see an advisor on where to allocate funds within an IRA or is that something I can figure out in my own with sufficient research?[/quote] You should look into this boglehead article about tax-efficient fund placement. Talking to a fee based advisor at the beginning isn't a bad ide...Jump to Post - View Topic - Replies (0)
re: Vance Joseph-Denver HC - Oenophile Brah on 1/11/17 at 3:23 pm
This guy must have the thinnest resume of any NFL head coaching hire ever. Zero head coaching experience, and 1 year as a coordinator of a poor NFL defense?? Happy for the guy, but this is a reach. ...
Posted on Coaching ChangesJump to Post - View Topic - Replies (1)
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